68 | 8 Simple Steps for Your Budget Routine EVERY Payday

The Routine Advantage | Simple Systems to Get Organized and Build Consistency

Money stress is a real thing and I am very familiar with how it feels! Before my husband and I created our first budget and started working towards getting out of debt, we were living paycheck to paycheck, up to our eyeballs in debt, and never seemed to have enough money for even simple things - like a few groceries. We were constantly watching our finances, praying we wouldn’t overdraft, but also not knowing how to do it any differently.
One day we decided we needed to make some BIG changes and get ourselves into a better financial position and it has been quite the journey since! We began our budgeting journey in March of 2018, and just shy of two years later, we had paid off over $33,000 in debt and we were debt-free! (And we were NOT making very much money at the time either.) The biggest reason we were able to accomplish what we did was because we had our budget. Budgets are an amazing resource to help you take control of where you want to spend your money. They allow more freedom in your finances and they help wash that money stress away.
Now that we have been budgeting religiously for 6 years, we have learned a few methods of what works best for us. Today I’m sharing with you the eight simple steps we take every payday to stay on track so we never have to worry about what is happening with our money and we can rest easy knowing our budget has us covered.
I hope you are excited for this!
Renae
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