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Ep 36: Diving into Deductibles: Untangling the Complexity of Health Insurance Pricing
Manage episode 378623307 series 3289122
Вміст надано Clarice Grote, MS, OTR/L, Clarice Grote, and MS. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Clarice Grote, MS, OTR/L, Clarice Grote, and MS або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.
Diving into Deductibles: Untangling the Complexity of Health Insurance Pricing
Deductibles are an important, yet often misunderstood factor in the American health insurance system. I recently got asked a question from someone wondering if we truly have our health insurance if it doesn't kick in until our deductible is paid. That’s why this week on The Amplify OT Podcast, I am breaking down the reasons deductibles are incorporated into our health insurance plans!
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In this episode, I cover:
- The difference between a premium and a deductible.
- The moral hazard and financial hazard arguments as to why we must pay a deductible on our health insurance.
- The current and ongoing debate over deductibles happening in Congress.
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Join the Amplify OT Membership
As a exclusive bonus for podcast listeners, you can join the Amplify OT Membership at any time! Join today to take control of your career! It’s time to become your own best resource on Medicare and advocacy.
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