2982: 7 Lame Reasons People Don't Save for Retirement by Philip Taylor of PT Money on Financial Future

Optimal Finance Daily - Financial Independence and Money Advice

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Episode 2982:

Saving for retirement is a struggle for many, but Philip Taylor dismantles seven common excuses from "it's selfish" to "it's too late" that hold people back from securing their financial future. By addressing misconceptions and providing actionable solutions, Taylor empowers readers to take the first step toward financial independence, regardless of their current age or income.

Read along with the original article(s) here: https://ptmoney.com/7-retirement-savings-excuses-you-can-overcome/

Quotes to ponder:

"Saving for your retirement is the complete opposite of selfish."

"To have a little success in life you might just have to learn something."

"When you’re young, retirement is a long way off, but you’ve got time on your side."

Episode references:

IRA Catch-Up Contributions: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-catch-up-contributions

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