The HMO podcast

#Trading #Business #Andi Graham #Property #Investing #Property Developer #Property Management #Property Investing #HMO #Live #Entrepreneur

35:36

In the latest episode of The Innovators & Investors Podcast, host Kristian Marquez sits down with Sam Huang, Principal at BMW iVentures, for a candid conversation to explore the dynamic intersection of venture capital, artificial intelligence, robotics, and manufacturing innovation. Sam shares BMW iVentures’ investment thesis, focusing on Series A and B startups across the US, Europe, and Israel, with a strong emphasis on AI-driven SaaS, automation, and onshoring trends driven by labor shortages and supply chain disruptions. Listeners gain valuable perspectives on the evolving venture diligence process, the importance of product-market fit, and how higher ARR benchmarks reflect both market maturity and macroeconomic factors like rising interest rates. Sam also candidly discusses his unconventional career path—from a Stanford history PhD program to law school and ultimately venture capital—highlighting how diverse experiences enhance investment acumen. The conversation delves into the benefits of corporate venture capital, especially BMW’s hands-on support and networking advantages for portfolio companies. Additionally, Sam reveals how AI is integrated internally at BMW iVentures to optimize workflow and decision-making. This episode is a must-listen for anyone interested in the future of innovation, investment strategy, and the transformative impact of AI and robotics on global industries. Learn more about Sam's work at https://www.bmwiventures.com/ and her involvement with the Asian Tech Collective at https://www.asiantechcollective.com/ Connect with Sam on LinkedIn at https://www.linkedin.com/in/samantha-huang-10375b106/ Think you'd be a great guest on the show? Apply at https://finstratmgmt.com/innovators-investors-podcast/ Want to learn more about Kristian Marquez's work? Check out his website at https://finstratmgmt.com…

The HMO Podcast

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Welcome to The HMO Podcast, the dedicated resource for HMO and Co-Living property investors and developers! Join me and my special guests to learn everything you need to know about HMO property investment, from the tips, tricks and hacks that can save you time and money, to the best practice advice, the technical 'know-how' and inspirational stories of success and failure that will help you start, scale and systemise your very own HMO portfolio or business today.

319 епізодів

The HMO Podcast

updated 6 днів тому

Поширити

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319 епізодів

#Trading #Business #Andi Graham #Property #Investing #Property Developer #Property Management #Property Investing #HMO #Live #Entrepreneur

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The HMO Podcast

1
From 3-Bed Terraces to £3M Projects: Inside a £12k PCM Deal with Emma Estill 49:55

6 днів тому49:55

49:55

Emma Estill and her husband Dan from Stylish Living started their property journey in 2019 with simple three-bed terraces. Just a few years later, they’re developing £3 million sites, running their own build team, and managing multiple businesses in property. In this episode, Emma shares how they scaled through challenges, stayed family-focused, and built success by taking on tough projects. We’ll also discuss their standout deal — a derelict nightclub with planning and access issues that most investors avoided. They transformed it into a property generating over £12,000 net per month. Tune in to hear Emma’s journey, the lessons learned, and why saying yes to the hard stuff can pay off big. - Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify ! Got any questions? Join The HMO Community on Facebook! Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.…

The HMO Podcast

1
How I Cut Risks To Maximise Profit and Scale Faster 47:04

13 днів тому47:04

47:04

In this episode, we’re diving into one of the most important pillars of property investing – risk. It’s the foundation behind every decision we make, yet too many investors spend far too little time thinking about what risks they face, where they come from, and how to manage them. After nearly 20 years in this game, I’ve learned that becoming more risk-aware doesn’t mean doing fewer deals – it means doing better ones. As I’ve grown older, with more to lose and more people depending on me, I’ve approached risk differently. I’ve structured deals smarter, had better conversations, and ultimately built safer, stronger businesses because of it. Today, I want to help you do the same. We’ll unpack what risk really is, where it comes from, and how you can mitigate it to build a more resilient property business. 02:46 – Understanding Different Types of Risks 05:52 – Sources of Risk in Property Investment 08:35 – Mitigating and Managing Risks 41:34 – Evaluating Project Viability - Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify ! Got any questions? Join The HMO Community on Facebook! Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.…

The HMO Podcast

1
0-10 HMOs: 5 Key Lessons for Bigger, Better & Faster Results [REWIND] 25:42

20 днів тому25:42

25:42

In this special rewind episode, I’m sharing what is hands down one of the most important and most downloaded episodes I’ve ever recorded. Originally a talk I gave at the HMO Awards, it’s packed with the 5 biggest lessons I’ve learned from scaling my own portfolio and from some of the most successful investors I know. If you're working towards 10 properties, aiming for that £10K/month milestone, or just need a bit of motivation to cut through the noise, this one's for you. These are the lessons that genuinely moved the needle in my business and still do today. - Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify ! Got any questions? Join The HMO Community on Facebook! Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.…

The HMO Podcast

1
Business, Builds & Balancing It All #BizUpdate 34:01

27 днів тому34:01

34:01

In today’s episode, I’m sharing one of my honest, no-filter business updates. It’s been a while since the last one in February, and there’s a good reason I’ve waited until now. I’ll be lifting the lid on what’s been happening in my world: from the latest in my development and HMO businesses, to everything I’ve been juggling outside of work. These updates are my way of keeping things real and transparent with you. Yes, I’m a property investor and business owner, but like many of you, I’m also trying to balance other goals and challenges in life. And let’s face it, none of this is easy. So if you’re curious to know what’s really been going on behind the scenes - good, bad, and everything in between, tune in and enjoy this catch-up episode. - Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify ! Got any questions? Join The HMO Community on Facebook! Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.…

The HMO Podcast

1
The 60-Second Check: How to Instantly Filter Bad HMO Deals Out 28:32

5 weeks тому28:32

28:32

If you're spending way too much time looking at HMO deals that just don’t stack up, this episode is for you. I’m breaking down the exact 60-second check I use to quickly filter out the rubbish - and trust me, this will save you hours (and probably a few headaches too). Here’s what we cover: 02:20 - The Importance of Efficient Deal Filtering 05:42 - Key Metrics for Evaluating HMO Deals 11:47 - Understanding Planning and Its Implications 17:39 - Refurbishment Costs and Their Impact on Deals These quick checks will save you hours, stress, and potentially a lot of money. If you want to stop wasting time and get focused on deals that actually work—tune in now. - Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify ! Got any questions? Join The HMO Community on Facebook! Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.…

The HMO Podcast

1
You’re Not Scaling — You’re Spinning Plates (Here’s How To Hit £10K Faster) 26:57

6 weeks тому26:57

26:57

Are you working harder than ever on your HMO business, but still not seeing the progress you expected? You’re not alone and this episode is here to help. We’re diving into the reasons so many HMO investors get stuck spinning plates, and the practical steps you can take to finally break through and scale towards that £10k-a-month milestone. Here’s what we cover: 01:36 – The key challenges holding your HMO business back 10:35 – Proven strategies to overcome stagnation 11:06 – How delegation and outsourcing can drive growth 16:10 – Systemising your business for consistent results 19:28 – The importance of focus in achieving your goals - Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify ! Got any questions? Join The HMO Community on Facebook! Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.…

The HMO Podcast

1
Scaling from 5 to 50 HMO Rooms — What Would I Do Differently? 35:58

7 weeks тому35:58

35:58

In this episode, I’m taking you behind the scenes of my own journey scaling from 5 to 50 HMO rooms. I’m rewinding the clock and sharing exactly what I’d do differently if I had to do it all over again. You’ll hear the honest truth—what really worked, what I got completely wrong, and the lessons I learned the hard way. Most importantly, I’ll walk you through a practical, no-fluff playbook for growing your own HMO portfolio in a smarter, faster, and more sustainable way—without repeating my mistakes. Topics covered in this episode: 02:51 - Key Success Factors in Growing HMO Portfolio 12:08 - Mistakes Made and Lessons Learned 25:26 - What I Would Do Differently - Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify ! Got any questions? Join The HMO Community on Facebook! Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.…

The HMO Podcast

1
When to Sell Your HMO (And Why Holding On Could Be Slowing You Down) 25:10

8 weeks тому25:10

25:10

In this episode, we’re talking about when it might be the right time to sell your HMO – and why holding on to it could actually be holding you back. At some point, the decision of whether or not to sell your assets is something you'll need to give serious thought to. So today, we’ll explore the different scenarios where selling could be a smart and timely move. But to be clear – this isn’t about convincing you to sell. Far from it. It’s about helping you prepare, so that when the time does come, you’re in the strongest possible position to get the very best return from your HMO. Topics covered in this episode: 01:21 - Understanding the Right Time to Sell Your HMO 02:31 - The Importance of Selling in Property Investment 04:25 - Seven Reasons to Consider Selling Your HMO 19:47 - Preparing for the Sale: Building a Sellable Asset - Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify ! Got any questions? Join The HMO Community on Facebook! Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.…

The HMO Podcast

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Funding HMOs in 2025: Inside the Lender’s Mind with Together Finance 41:05

9 weeks тому41:05

41:05

In this week's episode, I’m joined by Ryan Etchells from Together . Ryan is the Chief Commercial Officer at Together, one of the UK’s leading specialist lenders. With a huge lending book, a strong appetite for HMOs, and years of experience in the sector, they really know their stuff. What you’ll discover today is that Ryan brings a unique and valuable perspective from the lender’s side of the table. He shares some brilliant insights—and, more importantly, practical advice—that could help you strengthen your applications and build better relationships with lenders. So, if you’re finding it tough to get the results you want from a lender, or if scaling your property business has hit a financing wall, then this episode is one you don’t want to miss! Topics covered in this episode: 03:13 - Understanding Together Finance and Its Unique Approach 07:43 - Current Trends in HMO Lending and Market Dynamics 12:45 - The Importance of Relationships with Lenders 17:04 - Defining a Good Deal in the HMO Market 34:54 - Case Study: A Unique HMO Investment Story - Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify ! Got any questions? Join The HMO Community on Facebook! Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.…

The HMO Podcast

1
The 5 Strategic Mistakes Still Holding Back HMO Investors in 2025 30:48

10 weeks тому30:48

30:48

Struggling to Get Your HMO Business Off the Ground? You're Not Alone... In this episode, we’re tackling some of the biggest challenges investors face when trying to grow their HMO businesses. If you’re finding it hard to build momentum, if costs are rising, timelines are stretching, and the numbers just don’t look as promising as you expected—this one’s for you. I’ll be breaking down the five most common strategic mistakes that I see time and time again, which could be holding you back from the success you’re aiming for. More importantly, I’ll be sharing practical solutions to help you overcome these challenges and move forward with clarity and confidence. Whether you’re just starting out or looking to scale, don’t miss this honest and insightful discussion designed to help you build the HMO business you really want—faster and more effectively. Topics covered in this episode: 01:27 - The Five Strategic Mistakes in HMO Investing 03:35 - Chasing Unicorn Deals 11:17 - Underestimating Pre-Commencement Costs 16:24 - Outsourcing Without Understanding 19:47 - Not Playing the Numbers Game 22:16 - Wasting Visibility Opportunities - Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify ! Got any questions? Join The HMO Community on Facebook! Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.…

The HMO Podcast

1
Planning Permission Explained: When You Need It and When You Don’t 48:15

11 weeks тому48:15

48:15

In this episode, we’re talking about planning permission — and how you can use permitted development rights to get the most out of your property projects. I’ll explain what you can do without needing full planning, and highlight the key caveats that can limit those rights. We’ll also cover the types of projects that always require full planning permission, and the important considerations even when permission isn’t technically needed. If planning has ever felt confusing or overwhelming, you’re not alone — it is a complex part of property investment. But with nearly 20 years of experience, I’ll help you make sense of it. Once you know the rules, it’s far more manageable, and there are real opportunities to move faster and grow your property business. So if planning has been holding you back, this episode is for you. Topics covered in this episode: 03:00 Understanding Permitted Development Rights 12:01 Caveats and Restrictions in Permitted Development 23:46 Navigating Conservation Areas and Planning Permissions 31:11 Understanding Full Planning Permission Requirements 39:36 Key Considerations Beyond Planning Permission - Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify ! Got any questions? Join The HMO Community on Facebook! Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.…

The HMO Podcast

1
Base Rate Reduction, HMO Lending & Why Your Rooms Might Take Longer to Fill – with Ellie Broadhurst 28:05

12 weeks тому28:05

28:05

In this episode, I’m delighted to welcome back our trusted specialist mortgage broker — Ellie Broadhurst. If you've been tuning in for a while, you'll already know that Ellie’s insight into the lending market is second to none. She's right at the coalface, working with lenders and investors every day, and she has an incredible ability to cut through the noise and explain what’s really going on. Since our last conversation, the base rate has been reduced — something we anticipated might be on the horizon. So in this episode, we unpack what that change actually means. We’re talking mortgage products, swap rates, investor sentiment, market dynamics, and that all-important question: should you fix or track your mortgage? As always, Ellie brings practical advice, real-world context, and her signature no-nonsense style. Whether you're refinancing, planning your next purchase, or just trying to stay ahead in a shifting market, this episode is packed with value. Topics covered in this episode: 02:54 Base Rate Reduction and Market Reactions 06:02 Fixing vs. Tracking Mortgages 08:52 Current Market Dynamics and Business Volumes 12:02 Rental Market Trends and Tenant Behavior 14:48 Future Predictions and Economic Outlook Contact Ellie here , if you’re interested in discussing your HMO mortgage and finance needs. - Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify ! Got any questions? Join The HMO Community on Facebook! Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.…

The HMO Podcast

1
Beyond HMOs: I Get Real About Building Wealth, Health and Family 58:37

13 weeks тому58:37

58:37

I’m sharing a recent conversation I had as a guest on The BEESPACE Podcast , hosted by my good friend Jade McNeil. Jade and I covered a wide range of topics—not just HMOs and property—but also the bigger-picture stuff: balancing life and business, navigating challenges, and the personal shifts that come with experiences like becoming a parent or facing health scares. It’s a really open and honest chat. If you're running a business, managing a property portfolio, or simply trying to keep up with everything life throws at you, I think you’ll find this episode both relatable and insightful. Topics covered in this episode: 09:02 - Career Transition From Physiotherapy to Property 21:05 - Building Arcvelop Investor Group 27:57 - Navigating the Challenges of Property Development 31:09 - Building Credibility Through Consistency 33:45 - Creating The HMO Community and The HMO Roadmap 39:17 - Navigating Social Media Challenges 47:09 - The Impact of Fatherhood on Business - Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify ! Got any questions? Join The HMO Community on Facebook! Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.…

The HMO Podcast

1
How To Secure The Best Contractors At The Best Price For Any HMO Project 41:57

14 weeks тому41:57

41:57

Whether you're personally investing in property or not, most people understand just how challenging it can be to find reliable builders and contractors. And we all know – regardless of our experience in property – how difficult it is to keep project costs sensible and under control. But as HMO investors, we recognise that this is a crucial part of building a successful business. We need to be able to secure the best contractors at the most competitive prices. In this episode, I’m going to share exactly how I go about doing this. Topics covered in this episode: 01:23 - The Importance of Finding Good Contractors 03:26 - Planning Ahead for Contractor Engagement 12:04 - Building a List of Potential Contractors 20:35 - Preparing the Information Pack 31:04 - Understanding Contracts and Agreements 37:39 - Building Long-Term Relationships with Contractors - Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify ! Got any questions? Join The HMO Community on Facebook! Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.…

The HMO Podcast

1
April 2025 HMO Property Market Update: House Prices, Rentals, Mortgages & More! 32:08

15 weeks тому32:08