))
Ep 19: What To Do 6 Months Before Applying For A Mortgage
Manage episode 395588968 series 3526983
Вміст надано Ciaran Mulqueen. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Ciaran Mulqueen або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.
This episode is a must-listen for anyone embarking on the journey of buying a home, especially focusing on the crucial six-month preparation period before applying for a mortgage.
In This Episode:
- Getting Organised: Understand why the six months leading up to your mortgage application are vital and how to best prepare during this period.
- Credit Reports Decoded: Learn the importance of checking your credit report early and how to address any unexpected issues that might arise.
- Financial Habits for Success: Discover practical tips for maintaining clean bank statements and why certain spending habits can be red flags to lenders.
- Savings Strategies: Gain insights into effective savings techniques, setting up different accounts for various needs, and how to plan for additional costs beyond your deposit.
- Mortgage Exemptions Explained: Get a clear understanding of the recent changes in mortgage lending rules in Ireland, including exemptions and how they might apply to you.
Episode Highlights:
- The significance of being financially organised before applying for a mortgage.
- The impact of your credit history and how to preemptively tackle potential issues.
- Tips on managing your finances, from avoiding gambling transactions to handling overdrafts.
- Strategies for saving effectively, including how to allocate funds for immediate needs and long-term goals.
- Understanding the nuances of mortgage lending rules and how to potentially qualify for exemptions.
Support the Podcast:
If you find value in my podcast and Instagram, consider supporting me on Patreon at patreon.com/crazyhouseprices. Your support helps me continue delivering valuable content and grants you access to exclusive bonus material, including Q&As where I answer every question sent in, and the opportunity to engage with my community of over 100,000 followers.
Stay Connected:
Don’t forget to follow me on Instagram [@CrazyHousePrices] for daily updates and tips on navigating the ever-changing landscape of the housing market in Ireland.
Subscribe and Share:
Enjoyed this episode? Please subscribe, share with friends and family, and leave me a review. Your feedback helps the podcast grow and reach more people on their journey to homeownership.
You can order my book: "How to buy a home in Ireland" here
Sponsors: Beat The Bank & Daft.ie
22 епізодів
Поширити
