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Redlining Complications Caused by Implementation of 2020 Census Tracts
Manage episode 423069640 series 3352301
Вміст надано Dean Stockford - Len Suzio. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Dean Stockford - Len Suzio або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.
In this podcast episode, Dean and Len discuss the complexities surrounding redlining accusations faced by banks, particularly focusing on the implications of the 2020 Census data. Len explains that the increase in the number of census tracts and changes in their minority status have created challenges for banks, especially since these changes were announced late into 2022. He highlights how these complications can impact a bank’s compliance with anti-redlining regulations, as loan applications could be affected by tract status changes during processing. Len advises banks to proactively analyze the impact of new and altered tracts on their lending practices to better prepare for examinations and mitigate potential criticisms.
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