What will it take to give loans at scale in Nigeria

Techpoint Africa Podcast

On today's podcast, we have Chijioke Dozie, CEO of Nigerian fintech, Carbon, talk to us about what it would take to give loans at scale in Nigeria.

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Timestamps

00:00 - Cold open

00:41 - Intro

01:00 - News headlines this week

02:24 - We meet Chijioke

02:42 - Are Nigerians credit averse?

03:42 - Lessons from the friends and family trope

04:32 - How customers and bankers reacted to Carbon

06:05 - Biggest barriers to lending in Nigeria

08:17 - Should fintechs have access to GSI?

11:27 - Attend our webinar on legal loopholes for employers

12:42 - The role of credit bureaus

16:01 - The role of regulation

17:05 - Why collaboration to fight fraud doesn't work

19:39 - How can partnerships help

22:30 - Credit as a customer acquistion strategy

24:11 - Top three lessons from giving out loans to Nigerians

29:33 - Nigeria's macroeconomics could change lending behaviour

News stories we mentioned

• Flutterwave's Disha to suspend operations temporarily on March 31, 2024
• Fairmoney to acquire Umba in a $20 million all-stock deal
• CBN allegedly planning to shut down all crypto websites in Nigeria
• FG to provide Internet access to 774 local governments and create over 300 jobs in Nigeria

This episode was produced by Ogheneruemu Oneyibo and Gracious Sede

Email us your feedback at [e-mail]. Visit www.techpoint.africa/ for more stories.

Music - Beach by MBB - https://www.youtube.com/watch?v=dEnQ8dHwDSk

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