What! A collection from my car lease/loan? Impossible!

Your Credit Today

The Real Credit Queen, Angela Setters-Bessard leaves out no details this week on why it's so crucial to understand credit and budgeting when you’re up for a big purchase like a car.

This episode isn’t just about credit scores. Angela covers the whole picture of financial prep, the traps to avoid, and some smart budgeting hacks. She chats about key things like how your credit score affects car loan interest rates, why you might need gap insurance, and the sneaky fees that can come with car servicing and insurance.

Angela uses real-life client stories and examples to drive home the need for solid financial planning. From explaining why the 70/30 debt ratio matters to warning about potential pitfalls like insurance lapses and lease return fees, she’s got practical tips and actionable advice. Angela’s mission? Simple: to guide you in making choices that will keep your credit and financial future safe.

1:00 Essential Tips for Leasing or Purchasing a Car

3:00 Budgeting and Credit Score Tips for Car Purchases

8:00 The Importance of Gap Insurance When Financing a Car

16:00 Essential Steps for Returning a Leased Car

19:00 The Importance of Monitoring Insurance Payments and Bank Statements

22:00 Essential Steps for Young Drivers After an Accident

23:00 Car Lease Extension Troubles During COVID

26:00 Budgeting and Pitfalls in Leasing or Purchasing a Car

Thank you for listening to "Your Credit Today." If you have not yet subscribed, please do so and share this valuable information with your friends and family. For personalized assistance, feel free to email Angela at [e-mail] or online at angelabessard.com.

If you require a speaker to provide expert Creducation to your organization, do not hesitate to reach out. My goal is to help you master your credit, enabling you to take proactive steps towards a secure financial future.

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