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Ep 4: Mortgage Mythbusting - What's True and What is a Myth?
Manage episode 316828726 series 3012587
Вміст надано Bill Litton. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Bill Litton або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.
What’s true and what’s a myth when it comes to home buying and mortgages? On today’s episode, Bill is going to play myth-buster as we go through 7 different statements.
Is it true you need to put 20% down? Does your down payment cover closing costs? While you don’t necessarily need to put all 20% down, it’s all going to depend on your situation. We’ll also go over how a mortgage pull impacts your credit, whether student loans are a dealbreaker, the difference between pre-qualification vs. pre-approval, and much more. There’s a lot of information out there so we’ll help you sort through these statements and discern fact from fiction.
Get Additional Information: https://smartmortgageshow.com/podcast/ep-4-mortgage-mythbusting-whats-true-and-what-is-a-myth/534/
Timestamps:
0:54 – Do you need to put 20% down?
1:48 – Does your down payment cover your closing costs?
2:44 – Does applying for a mortgage hurt your credit?
3:44 – Is having a student loan a dealbreaker?
5:07 – Are adjustable-rate mortgages bad?
6:28 – Do you get penalized for paying your mortgage off early?
7:15 – Are pre-qualification and pre-approval the same thing?
8:11 – Are there any other misconceptions?
Resources:
Schedule a time to meet with Bill here.
Visit the Smart Mortgage Show website for more podcasts, videos and info.
Call: 484-352-4151.
Visit LendUS® on the web.
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