Can I Retire on My Company's NEC Part II

Pilot Money Podcast

Join Timothy P. Pope, CFP®, as he continues to unravel the complexities of retirement planning based on airline direct contributions in Part II of this pivotal series. Building on the insights from Episode 13, this episode dives deeper into whether pilots can and should rely only on their company’s contributions to secure a comfortable retirement.

Timothy breaks down different scenarios based on career length. Using Delta’s 2026 pay rates and projections, Timothy discusses the practicality of expecting retirement funds to sustain lifestyle needs post-career. This episode provides an analytical look at investment strategies, potential market behaviors, and how pilots can proactively manage their retirement planning regardless of external economic conditions.

What You'll learn from this episode:

• Why an Early Start is Important: How different career lengths impact your retirement cash flow success rate.
• Investment Strategy Adjustments: The importance of adjusting your contributions to match market conditions and career timeline.
• Realistic Financial Planning: Understanding the implications of relying solely on company contributions and the risks involved.
• Market Variability and Retirement Planning: How to plan for potential market downturns during critical retirement years.
• Contributing Beyond the NEC: Why it’s crucial to consider additional personal contributions to ensure financial flexibility in your working years and financial stability in retirement.

This episode builds on previous discussions by equipping pilots with the knowledge to make informed decisions about their financial future, emphasizing the need for comprehensive planning and personal involvement in retirement strategies.

Resources:
Pilot Money Podcast Ep 13: Apple | Spotify
Pilot Money Podcast Ep 2: Apple | Spotify
Kitdarby.com
Schedule An Appointment
Our Practice’s Website
Send Us Your Questions: [e-mail]

Disclosure:
Timothy Pope is a Certified Financial Planner™ offering securities and insurance products offered through Cetera Investment Services LLC, member FINRA, SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Tim’s Branch Office is located at 5200 77 Center Drive, Suite 330, Charlotte, NC 28217. The branch phone number is 704-717-8900.
The views depicted in this material are for information purposes only and are not necessarily those of Cetera Investment Advisers.
This Podcast is designed to provide accurate and authoritative information on the subjects covered. It is not, however, intended to provide specific legal, tax, or other professional advice. For specific professional assistance, the services of an appropriate professional should be sought.