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Should You Pay Cash For a Home, Or Get a Mortgage?
Manage episode 439063313 series 3428540
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You may have noticed that real estate prices have been ticking up at a steady rate for the past several years. For many people, that means they have no choice but to take out a mortgage. At the same time, there are those who have either enough current gains or enough cash on hand to consider buying a home with cash.
Having the cash to pay for a home, versus investing that amount and taking out a mortgage, is something of a dilemma. Some people like the security of owning a home outright, but there are also those who believe they can earn more than the cost of the mortgage through savvy investing.
Which way may be potentially right for you? Should you pay cash for your home or take out a mortgage? In this episode of Managing Your Financial Future, podcast host Johnny Dean and "Professor" Rick Plum, CFP® talk about what you need to consider before making that big decision!
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