3 Budgeting Techniques to Help You Take Control of Your Finances

Keep it Simple

Struggling to get control of your money? In this episode of The Keep It Simple Podcast, Joey Bodinger shares three proven budgeting techniques that will help you manage your money, eliminate financial stress, and reach your goals faster. Whether you’re brand new to budgeting or looking for a smarter system, you’ll learn about:

The 50/30/20 Rule a simple framework to balance needs, wants, and savings. The 80/20 Rule the “pay yourself first” mindset that ensures you save consistently. Zero-Based Budgeting – the most powerful way to give every dollar a purpose. Joey breaks down each method, explains how to apply it in real life, and shares tips to avoid common money leaks like forgotten subscriptions or overspending. By the end of this episode, you’ll have practical steps to take control of your finances today.

👉 If you’re serious about building financial stability, growing your savings, and investing wisely, this episode is for you.

Timestamps:

[00:00] Disclaimer & Welcome

[01:00] Why budgeting matters for financial stability

[01:20] The 50/30/20 Rule explained [03:00] Why saving and debt repayment are critical

[04:00] The 80/20 Rule: Pay yourself first [05:00] Automating savings, debt payments & investments

[06:00] The power of Zero-Based Budgeting

[07:30] How to stay disciplined with weekly money check-ins

[09:00] Tools for budgeting (Monarch Money, YNAB)

[10:00] Final thoughts & how to connect

Resources & Links: Visit us: AssetBuilder.com

Email questions: [email protected]

Budgeting apps mentioned: Monarch Money , You Need a Budget (YNAB)