S3E3 - Learning When to Say No

FIRE Social Worker Show

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Feeling like you're juggling chainsaws while riding a unicycle? You're not alone.
Ambition is the double-edged sword many of us in helping professions wield daily. We care deeply, we aim high, and we often stretch ourselves beyond reasonable limits trying to meet every expectation. The result? We feel like we're failing everywhere despite our best efforts.
This episode dives into the uncomfortable truth about trying to do it all. As social workers, parents, community members, and financial beings, we're told to excel in every arena simultaneously. Pay off debt, save for retirement, start side hustles, give back, spend quality time with family—the list never ends. But when everything becomes a priority, nothing truly is.
I share my personal journey of reflection and the difficult process of saying no to good things that weren't the right things for me right now. Through practical steps like taking inventory of everything on your plate, sorting by impact versus effort, and learning to say no with love, I outline a path toward meaningful simplification that creates breathing room in both your schedule and your mind.
The same principles apply beautifully to our financial lives. Rather than making minimal payments across multiple debts or chasing several side hustles simultaneously, focusing your energy on one priority creates momentum. And momentum builds hope—something we all need when facing overwhelming challenges.
Ready to protect your energy and reclaim your focus? Join me in this honest conversation about doing less to accomplish more of what truly matters. What's one thing you can say no to this week to make space for your priorities?

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