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Вміст надано Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.
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88 | Make Your Budget With Us: Our 7 Step Process To Create A Zero-Based Budget - Part 2 Breaking Down Expenses: Needs vs Wants, Bills, Personal Spending & More

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Manage episode 399594116 series 3552580
Вміст надано Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.

⁠⁠Book a free 20 minute financial coaching session with us!⁠⁠⁠⁠⁠⁠ ⁠

We’re back for part 2 of our series on creating a Budget! IN this episode we will tackle the next step to creating your budget template: expenses!

  • We're covering:
  • How to categorize and list expenses correctly
  • Why debt payments are essential and non-negotiable and where they get plugged in into the budget
  • The difference between bills and expenses
  • How to plan for common expenses like groceries, gas and personal spending money
  • Listing out all your bills helps identify unnecessary expenses and make adjustments
  • How having a designated pocket money category prevents stealing from other essential categories (Robbing Peter to pay Paul)
  • How to plug in savings buckets for big expenses and future goals.
  • What expenses fall into needs vs wants categories

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  continue reading

351 епізодів

Artwork
iconПоширити
 
Manage episode 399594116 series 3552580
Вміст надано Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.

⁠⁠Book a free 20 minute financial coaching session with us!⁠⁠⁠⁠⁠⁠ ⁠

We’re back for part 2 of our series on creating a Budget! IN this episode we will tackle the next step to creating your budget template: expenses!

  • We're covering:
  • How to categorize and list expenses correctly
  • Why debt payments are essential and non-negotiable and where they get plugged in into the budget
  • The difference between bills and expenses
  • How to plan for common expenses like groceries, gas and personal spending money
  • Listing out all your bills helps identify unnecessary expenses and make adjustments
  • How having a designated pocket money category prevents stealing from other essential categories (Robbing Peter to pay Paul)
  • How to plug in savings buckets for big expenses and future goals.
  • What expenses fall into needs vs wants categories

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  continue reading

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