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Вміст надано Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.
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71 | Tired of living paycheck to paycheck? Get rid of paycheck anxiety and stress with this system for your paychecks.

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Manage episode 399594133 series 3552580
Вміст надано Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.

⁠Book a free 20 minute financial coaching session with us!

People are stuck living paycheck to paycheck. When a paycheck arrives, they desperately try to make it do all of these magical things and then white-knuckle it until the next paycheck. That’s not great. Our paycheck plan makes every paycheck look the same.

Once you set this system up, your money will do the exact same thing every paycheck, which is going to make your life easier. Furthermore, you’re going to have enough money to last so you won’t even worry about when that next check is going to hit!

Your paycheck plan will take your monthly expenses and divide them by the number of paychecks you have each month. Then you’ll set up automatic transfers to the designated amounts you determined to happen on payday. That means the only thing you’ll have to do differently when a paycheck comes is fund anything special for the month and make any extra debt / savings payments.

In this episode we also cover:

  • How your budget is monthly, but it’s funded by paychecks.

  • Don’t wait until the end of the pay period to pay extra on debt.

  • How you can’t spend money if it’s not there.

  • How to save money and pay extra on debt every paycheck.

  • How there’s no such thing as an extra paycheck.

  • How Vanessa’s pretend gas budget is laughable.

  • How to fund groceries, gas, haircuts and everything else each paycheck.

  • How you only have to do TWO things manually each paycheck once you’ve set up our systems.

“That’s the beauty of the paycheck plan because you've done your budget and you know exactly what needs to happen when your paycheck hits. And it’s always the same and you don't have to use any brain calories.”

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  continue reading

351 епізодів

Artwork
iconПоширити
 
Manage episode 399594133 series 3552580
Вміст надано Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.

⁠Book a free 20 minute financial coaching session with us!

People are stuck living paycheck to paycheck. When a paycheck arrives, they desperately try to make it do all of these magical things and then white-knuckle it until the next paycheck. That’s not great. Our paycheck plan makes every paycheck look the same.

Once you set this system up, your money will do the exact same thing every paycheck, which is going to make your life easier. Furthermore, you’re going to have enough money to last so you won’t even worry about when that next check is going to hit!

Your paycheck plan will take your monthly expenses and divide them by the number of paychecks you have each month. Then you’ll set up automatic transfers to the designated amounts you determined to happen on payday. That means the only thing you’ll have to do differently when a paycheck comes is fund anything special for the month and make any extra debt / savings payments.

In this episode we also cover:

  • How your budget is monthly, but it’s funded by paychecks.

  • Don’t wait until the end of the pay period to pay extra on debt.

  • How you can’t spend money if it’s not there.

  • How to save money and pay extra on debt every paycheck.

  • How there’s no such thing as an extra paycheck.

  • How Vanessa’s pretend gas budget is laughable.

  • How to fund groceries, gas, haircuts and everything else each paycheck.

  • How you only have to do TWO things manually each paycheck once you’ve set up our systems.

“That’s the beauty of the paycheck plan because you've done your budget and you know exactly what needs to happen when your paycheck hits. And it’s always the same and you don't have to use any brain calories.”

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  continue reading

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