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Вміст надано Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.
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65 | The 3 Financial Statuses are Chaos, Crusader & Happily Ever After. Which One Are You?

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Manage episode 399594139 series 3552580
Вміст надано Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.

⁠Book a free 20 minute financial coaching session with us!⁠⁠⁠⁠⁠ ⁠

Our clients come and go in different financial statuses. Which financial status are you currently in? Chaos? Crusader? Happily Ever After? Listen to find out.

In this podcast episode we’re talking about:

  • Money anxiety
  • How to get relief & control back in your finances
  • Money mindset
  • Debt pay off strategies
  • Organizing your
  • Living paycheck to paycheck
  • What’s more important than your credit score
  • NSF fees
  • How you can be like Frodo from Lord of the Rings
  • How to see the light at the end of the tunnel with your money
  • Getting to automatically saving & investing
  • Being able to be as generous as you want to

Side note: money is amoral. It is a tool that can be used for good or for bad. We know you’re going to use it for good, so get over your shyness and get ready to have an incredible financial future full of opportunities and generosity!

The first status is chaos. During this status, you have no idea what’s going on financially. Typically, you’re scared or overwhelmed about what’s going on so you just ignore it. This doesn’t mean you’re not making ends meet. It usually just means you make good money but have nothing to show for it. It means you aren’t sure how to make financial decisions, so you wing it or use debt.

The second status happens when you organize your finances to get out of debt. Debt is a thief that keeps you paying for the past rather than funding the future. Regular, wealthy, financially independent people aren’t using debt or credit scores as a measure of any success, trust us. In fact, we have a saying we like to use:

“The poor pay interest, while the rich earn interest.”

The Third Law of Wealth from the Richest Man in Babylon

The third status is when you’ve gotten out of debt and have set up a solid investment plan and you understand when you will be financially independent. In this stage, you’ll start piling up cash in your emergency fund, your vacation and gift-giving accounts as well your investments and anything else you are excited to fund.

So, where are you? We hope to get you into that third status with this book. If you use each system we list in this workbook, you’ll be on your way!

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  continue reading

351 епізодів

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iconПоширити
 
Manage episode 399594139 series 3552580
Вміст надано Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.

⁠Book a free 20 minute financial coaching session with us!⁠⁠⁠⁠⁠ ⁠

Our clients come and go in different financial statuses. Which financial status are you currently in? Chaos? Crusader? Happily Ever After? Listen to find out.

In this podcast episode we’re talking about:

  • Money anxiety
  • How to get relief & control back in your finances
  • Money mindset
  • Debt pay off strategies
  • Organizing your
  • Living paycheck to paycheck
  • What’s more important than your credit score
  • NSF fees
  • How you can be like Frodo from Lord of the Rings
  • How to see the light at the end of the tunnel with your money
  • Getting to automatically saving & investing
  • Being able to be as generous as you want to

Side note: money is amoral. It is a tool that can be used for good or for bad. We know you’re going to use it for good, so get over your shyness and get ready to have an incredible financial future full of opportunities and generosity!

The first status is chaos. During this status, you have no idea what’s going on financially. Typically, you’re scared or overwhelmed about what’s going on so you just ignore it. This doesn’t mean you’re not making ends meet. It usually just means you make good money but have nothing to show for it. It means you aren’t sure how to make financial decisions, so you wing it or use debt.

The second status happens when you organize your finances to get out of debt. Debt is a thief that keeps you paying for the past rather than funding the future. Regular, wealthy, financially independent people aren’t using debt or credit scores as a measure of any success, trust us. In fact, we have a saying we like to use:

“The poor pay interest, while the rich earn interest.”

The Third Law of Wealth from the Richest Man in Babylon

The third status is when you’ve gotten out of debt and have set up a solid investment plan and you understand when you will be financially independent. In this stage, you’ll start piling up cash in your emergency fund, your vacation and gift-giving accounts as well your investments and anything else you are excited to fund.

So, where are you? We hope to get you into that third status with this book. If you use each system we list in this workbook, you’ll be on your way!

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

  continue reading

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