137 | 3 Simple Steps to Reset Your Finances During This Busy Season Using Budgets & Cash

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

⁠⁠⁠⁠Book a free 20 minute financial coaching session with us!⁠⁠⁠⁠⁠⁠⁠ ⁠⁠

Why Reset Your Finances

- At various times throughout the year our finances can become overwhelming and messy.

- Setting financial goals is crucial, but without a clear plan, those goals may remain unattainable.

- Instead of taking action, it's easy to become overwhelmed and overcomplicate matters.

- We have three simple steps to help you reset your finances effectively.

Step 1: Have a Budget Meeting

- Budgeting may seem complex, but it doesn't have to be.

- We recommend scheduling a budget meeting once a month, taking just a fraction of your time.

- This meeting serves a dual purpose:

- Analyzing your financial numbers and planning the month ahead.

- Reconnecting with your dreams, goals, and aspirations, reminding you why you're managing your money.

Step 2: Get on a Budget

- Budgets are versatile and adaptable to individual circumstances.

- The primary goal is to assign every dollar a specific purpose, ensuring full control over your finances.

- Initially, the focus should be on adopting a budgeting habit rather than strict restriction.

- As you become accustomed to budgeting, you can fine-tune your allocations and expenditures.

Step 3: Use Cash for One Line Item

- Despite the convenience of cards, using cash can be a game-changer.

- Start by designating cash for one expense category, such as groceries or dining out.

- Cash forces accountability and discipline, preventing overspending.

- This shift in mindset can help you realize that you're not broke but actively managing your finances.

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!