Leverage Sha’ban

Fajr Reminders - Mahmood Habib Masjid and Islamic Center

Auto-generated transcript:In the name of Allah, the most Gracious, the most Merciful. All praise be to Allah, the Lord of the worlds. And peace and blessings be upon the honorable prophets and messengers, Muhammad and the Messenger of Allah, peace and blessings be upon him and upon his family and upon all his followers. And brothers and sisters, life is a transaction. Right? We talk about winners and losers in life and this and that. So who's a winner, who's a loser? It's a transaction. In business, who's a winner? The one who makes more profit. Who's a loser? One who does not make profit, makes loss. So if you say the winner, does he never have a loss? No. But over a period of time, more number of wins, more number of transactions where he makes profit. Does he sometimes make a mistake? Does he sometimes lose some money? Of course. It's like cricket. Every cricketer will get out. At some point in time, he'll get bowled out. So in cricket, we have a term called batting average. So the best cricketer is not somebody who never gets out because everybody gets out. The best cricketer is the one with the best batting average. So per match, how many runs did he make? Same thing in life. Now, so let's look at our own life and say, what are we paying to get what? Life is a transaction. You're paying something to get something. For example, you are sitting here in this five, ten minutes. You're spending ten minutes of your life. So after you get up from here, I want you to evaluate and say, I spent ten years of my life. Did I get something worth ten minutes? If you got something worth ten minutes, then these ten minutes is not wasted. If you got something which was worth more than ten minutes, hamdillah, you made a profit. But if you got something which was not even worth ten minutes, then you wasted your time. So also social media, we are spending how much time? God knows. There we don't spend ten minutes. We spend hours. You count the hours. There are apps. The app will tell you how many hours a day you spend on the phone. The app will tell you. It counts. So you say, today I spent two hours and that's a very low number. The average they give for America is six hours a day. Six hours is a full working day. And a working day, you work five days a week. On the social media, you are seven days a week. So for it's one work, every year is one lifespan year on social media. So you ask yourself, what did I get from spending one lifespan year on social media? If you had spent four lifespan years in studying, you would have got a PhD. How many lifespan years have gone on social media? What did you get? So life is a transaction. This is the reality. You like it, you don't like it. This is the reality. So to get something, you must give something. So we need to ask ourselves. They say there are no free lunches, right? Every time you're doing something, you're getting something. So let's ask ourselves this question. What am I giving up to get what? And then ask, is it worth it? Is it worth it? If it is worth it, keep doing it. But if it's not worth it, get out. Just get up and walk away. Returns on investment, the way we calculate ROI in business, they are assessed in terms of the amount, the quantum, and the duration. So for example, if I sell my house and I use the money to go on a world cruise in a luxury cruise liner, is that a good deal or a bad deal? Very bad deal, right? Very bad deal, right? I said, no, no, no, no, no, I enjoyed myself. See the photographs. I've got this beautiful album, fantastic photograph. And now you're homeless. That's nice. Right? Take a photo of that also. So if you would have, if you do that, what kind of investment is that? On the other hand, if I sell my house, I buy two shops, I rent them out, I move into an apartment on rent, and the income of those shops, I'm living off of that investment, that's a return on investment. I've got two shops, that's the real estate value, plus I've got an ongoing return,