How Do You Determine How Much Home You Can Buy?

Colorado Springs Real Estate Podcast with Patrick Collins

Вміст надано Patrick Collins. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Patrick Collins або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.

7+ y ago

MP4•Головна епізоду

If you want to accurately determine how much home you can afford to buy, there are two professionals you must speak with.

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Want to Sell a Home? Get a Home Value Report

Buyers ask me all the time, “How do we determine how much we can afford for the new house we’re looking at?”

First, speak to a lender before you start shopping for a home. They can give you accurate information regarding your debt-to-income ratio and your FICO score, which are the two key ingredients to knowing what you can afford.

On the real estate side, speak to a real estate professional. They will be able to provide you with accurate information that will affect your monthly payment. This information includes what your property taxes will be, what your HOA payments will look like, and how these factors will affect your debt-to-income ratio.

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Getting a professional opinion
on both the real estate and lending sides is your best bet.

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You can research some of these things on your own, but getting a professional opinion will best determine how much you can truly afford for the home you intend to purchase.

If you have any questions about this topic, please don’t hesitate to reach out to us. We’d be happy to help you.

23 епізодів

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