Top Bank of Baroda Credit Cards 2022.

Chatur Credit Cards Information Podcast

Bank of Baroda, also known as BOB, is an Indian Multinational Banking and Finance Company. It is one of the leading banking companies in India that offer different types of credit cards..

For everyone, the needs are plenty, and it could differ for each of us depending on the lifestyle. Clearly understanding the customer's spending habits, Bank of Baroda offers varied credit cards in the following categories.

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1. Shopping Card

2. Cashback Card

3. Rewards Card

4. Travel Card

5. Life Time Free Card

6. Business Card

7. Lifestyle Card

8. Entertainment Card

From the above listed credit cards, you can choose the one that suits your priorities and spending behaviour. You can save a huge amount through offers and rewards provided in each category.

Bank of Baroda Credit Card Eligibility Factors

Individuals who want to apply for a Bank of Baroda credit card must meet the following eligibility criteria.

Age Criteria

To apply for a Bank of Baroda credit card, you must fall into the age limit set by the bank. The applicant should be minimum of 18 years old and maximum of 65 years. Anyone falling under this age limit can apply for a credit card with Bank of Baroda. Add-on credit cardholder should be 18 years old and above.

Income Criteria

You must have a regular income to avail a Bank of Baroda credit card. The income criteria differ according to the features and specifications of the card. You can get a Bank of Baroda credit card with the minimum monthly income of INR 3,00,000. However, income may vary for other cards based on specifications and features.

The customer should show a proof of steady source of income to avail a credit card from Bank of Baroda. You can either be a salaried employee working in an established company or a self-employed professional managing your own business.

Nationality: The applicant should be a resident of India or Non-Resident Indian.

Factors Affecting Bank of Baroda Credit Card Eligibility Criteria

The applicant must check the following things while applying for a Bank of Baroda credit card.

Income of the Applicant: Your income plays an important role while applying for a credit card. This is a proof to the bank that you will be able to pay your credit card bill.

You can also get a Bank of Baroda credit card against a fixed deposit.

Age of the Applicant: Using a credit card becomes a huge responsibility. An individual gets a steady source of income only after a certain period of years. Hence, the banks are certain about age criteria in giving a credit card as they expect a proper payment every month.

Credit History of the Applicant: Credit history is a clear proof of how an individual manages his/her credit related activities. A good credit history is highly preferred by the lender for offering a credit card.

Nationality Criteria of the Applicant: The applicant should be a resident of India or Non-Resident Indian.