5 Ways to Enhance Benefits of Your HDFC Credit Card

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HDFC Bank is one of the most reputed and trustworthy financial institutions of India. It offers a wide range of financial products for its customers, including and not limited to bank accounts, Personal Loans, Car Loans, Business Loans, Investment Schemes, and Insurance Plans. Out of the diverse product portfolio of HDFC Bank, one of the most popular products is the wide range of Credit Cards offered by the bank. You can choose from the various Credit Cards offered by HDFC, depending on your spending patterns and lifestyle requirements. Moreover, the application process is extremely easy as you can submit your application through the bank website or mobile app with a few taps.

There are more than 20 different types of HDFC Credit Cards in India. Based on your requirements and spending habits, you can choose the Best HDFC Credit Card match for yourself.

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How to make most of your HDFC Credit Card?

The benefits of owning an HDFC Credit Card are truly incredible. Excellent Reward Points Program, waiver of Annual Fees, Airport Lounge access, Concierge Services, Low-Interest Rates, etc. are just some of the benefits offered by HDFC Credit Cards. This is the reason that they are often termed as the best Credit Cards in India by the customers.

Let's walk through some of the time-tested ways to further enhance the benefits available on your HDFC Credit Card. The deals are bound to get even sweeter with tips shared below.

1. Pay entire dues on time:

You enjoy an interest-free period up to 50 days on your card. However, to avail of this benefit, you must pay the entire billing amount for a particular billing cycle by the due date.

2. Redeem the reward points before they expire:

The reward points accumulated against your HDFC Credit Card come with an expiry period. This period can vary from a few months to two years, depending on the Credit Card you own.

3. Maintain a good repayment record:

What makes HDFC Credit Cards the best Credit Cards in India is the fact that they come with high credit limits. Moreover, if you have been paying your Credit Card dues on time and have a good Credit Score, HDFC will enhance your credit limit periodically.

4. Use at select outlets:

HDFC Bank enters into agreements with specific e-commerce platforms as well as retail chains periodically. Herein, customers using an HDFC Bank Credit Card to make the payment enjoy discounts, cash backs, bonus reward points, zero transaction charges, and various other offers.

5. Identify transactions that offer more reward points:

The best aspect of more than 20 different Credit Cards offered by HDFC Bank is that you can choose one which suits your lifestyle. If your HDFC Credit Card offers you additional reward points on specific transactions such as Air Ticket booking, restaurant bill payment, movie ticket purchase, etc., you must use the card for the same and save maximum.

By using these tips, you can easily enhance the benefits available against your HDFC Credit Card and make your user experience even more enjoyable.