))
How To Spend In Retirement | with Hamilton Brandenburg
Manage episode 406041870 series 3505170
Вміст надано Rick Luchini. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Rick Luchini або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.
Today's episode is all about retirement income planning. I chop it up with Hamilton Brandenburg, a virtual financial planner focusing on helping retirees spend money and save on taxes. If you're doing your own napkin math and considering retirement, this episode will give you a lot to start thinking about.
Check out more from Hamilton: https://brandenburgfs.com/
Key Takeaways:
- Retirement income planning requires a flexible approach to spending, taking into account the specific needs and desires of each individual.
- The 4% rule is often misunderstood and may not be suitable for all retirees.
- Cash flow planning is essential to determine the affordability of retirement.
- Financial advisors play a crucial role in empowering clients to overcome money mindset and fear of spending.
- Preparing for market volatility and crisis situations is essential for retirees
- Retirement planning requires flexibility and ongoing updates to adapt to changing circumstances.
- Tax planning is crucial in retirement to reduce lifetime tax bills and optimize financial outcomes.
Chapters:
00:00 Intro
01:24 Working Virtually
06:37 Approach Income Planning
09:24 4% Rule vs Flexible Spending
13:13 Cash Flow
20:19 Empowering Clients
27:56 Flexibility in Retirement
28:49 Importance of Ongoing Plan Updates
33:08 Impact of Taxes on Retirement
36:32 Roth Conversions
48:15 Retirement Expectations
16 епізодів
Поширити
