Between Two Cairns podcast

#Lifestyle #Games and Gambling #Yochai Gal Brad Kerr #Brad Kerr #Yochai Gal #RPG #OSR #Games

26:12

As a newly engaged couple, Jules and Shay have a lot to look forward to: a destination wedding, starting fertility treatments and the potential of buying a home. But their goals have a short horizon, are they able to save enough to accomplish three large milestones within a five-year period? In this episode, Jules and Shay sit down with Carolina, a Morgan Stanley Financial Advisor to discuss short- and long-term savings strategies, utilizing company benefits and how their families can help them save for a down payment . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, a Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, an investment relationship with Morgan Stanley Smith Barney LLC does not have to be established or maintained to obtain the residential mortgage products offered by Morgan Stanley Private Bank, National Association. All residential mortgage loans/home equity lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Rates, terms, and programs are subject to change without notice. Residential mortgage loans/home equity lines of credit may not be available in all states; not available in Guam, Puerto Rico and the U.S. Virgin Islands. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is an Equal Housing Lender and Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. Nationwide Mortgage Licensing System Unique Identifier #663185. The proceeds from a residential mortgage loan (including draws and advances from a home equity line of credit) are not permitted to be used to purchase, trade, or carry eligible margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; or to make payments on any amounts owed under the note, loan agreement, or loan security agreement; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. This material has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. Important Risk Information for Securities Based Lending : Clients must be aware that: (1) Sufficient collateral must be maintained to support the loan and to take future advances; (2) Clients may have to deposit additional cash or eligible securities on short notice; (3) Some or all of the pledged securities may be sold without prior notice in order to maintain account equity at required collateral maintenance levels. Clients will not be entitled to choose the securities that will be sold. These actions may interrupt long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as "Morgan Stanley") reserve the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase the collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason. Morgan Stanley Smith Barney LLC, its affiliates and their employees are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan. Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4766848 (09/2025)…

Between Two Cairns

Поширити

Головна серій•Feed

An RPG product review podcast, hosted by Yochai Gal, Brad Kerr, and (usually) Sam Mameli.

Each week we review a module or adventure. Visit our patreon to support the show and to receive bonus content!

Hosted on Acast. See acast.com/privacy for more information.

164 епізодів

Between Two Cairns

21 subscribers

updated 2 дні тому

Поширити

Головна серій•Feed

An RPG product review podcast, hosted by Yochai Gal, Brad Kerr, and (usually) Sam Mameli.

Each week we review a module or adventure. Visit our patreon to support the show and to receive bonus content!

Hosted on Acast. See acast.com/privacy for more information.

164 епізодів

#Lifestyle #Games and Gambling #Yochai Gal Brad Kerr #Brad Kerr #Yochai Gal #RPG #OSR #Games

Усі епізоди

Between Two Cairns

1
Dungeon Module D1-2: Descent to the Depths of the Earth 1:56:52

2 дні тому1:56:52

1:56:52

Yochai, Brad, and Sam are joined by Benjamin Marra to review Dungeon Module D1-2: Descent to the Depths of the Earth by Gary Gygax, in another Gamer Blast From the Past! 36:14 Main review 1:19:58 Deep Dive Season 4, Episode 6: Dungeon Module D1-2: Descent to the Depths of the Earth For listener questions, email betweentwocairns@gmail.com or ask on our discord server . Check out our Patreon Tiers for more ways to support the show ! Thanks to Bobby McElver for the show's music and bumpers. Hosted on Acast. See acast.com/privacy for more information.…

Between Two Cairns

1
Turn it Off 1:08:38

9 днів тому1:08:38

1:08:38

Yochai & Brad review Turn it Off by Sean Audet, and answer a mootsack question. Mootsack: How do I overcome my desire to overrule the result of a reaction roll? Between Two Cons! Fill out the Poll ! Gamefound 10:20 Mootsack 24:55 Main Review 47:22 Deep Dive Season 4, Episode 5: Turn it Off For listener questions, email betweentwocairns@gmail.com or ask on our discord server . Check out our Patreon Tiers for more ways to support the show ! Thanks to Bobby McElver for the show's music and bumpers. Hosted on Acast. See acast.com/privacy for more information.…

Between Two Cairns

1
The Chateau Amongst the Stars 1:29:50

16 днів тому1:29:50

1:29:50

Yochai, Brad, and Sam review The Chateau Amongst the Stars by Revivify Games , and answer a mailbag question. Do RPGs have to be Tolkien fantasy for new players? The Sandbox vs The Railroad 13:38 Mailbag 32:55 Main Review 1:02:40 Deep Dive Season 4, Episode 4: The Chateau Amongst the Stars For listener questions, email betweentwocairns@gmail.com or ask on our discord server . Check out our Patreon Tiers for more ways to support the show ! Thanks to Bobby McElver for the show's music and bumpers. Hosted on Acast. See acast.com/privacy for more information.…

Between Two Cairns

1
Sharky 1:31:00

23 дні тому1:31:00

1:31:00

Yochai, Brad, and Sam review Sharky by Idle Cartulary , and answer a mailbag question. How do you keep things snappy? 10:40 Mailbag 17:43 Main Review 54:24 Deep Dive Season 4, Episode 3: Sharky For listener questions, email betweentwocairns@gmail.com or ask on our discord server . Check out our Patreon Tiers for more ways to support the show ! Thanks to Bobby McElver for the show's music and bumpers. Hosted on Acast. See acast.com/privacy for more information.…

Between Two Cairns

1
The Ghosts of Zoazanna Mountain 1:34:57

4 weeks тому1:34:57

1:34:57

We review The Ghosts of Zoazanna Mountain by Tuomas Vauhkonen , and answer a mailbag question. What is the most effective way to get your work out there? 06:21 Mailbag 28:24 Main Review 1:11:28 Deep Dive See Skullboy's art in A Familiar Tower by Directsun! Season 4, Episode 2: The Ghosts of Zoazanna Mountain For listener questions, email betweentwocairns@gmail.com or ask on our discord server . Check out our Patreon Tiers for more ways to support the show ! Thanks to Bobby McElver for the show's music and bumpers. Hosted on Acast. See acast.com/privacy for more information.…

Between Two Cairns

1
Into the Depths of Kreuger Castle 52:24

5 weeks тому52:24

52:24

Yochai & Brad review Into the Depths of Kreuger Castle by Wayward Beacon , and answer a mailbag question. Mootsack: Realistic spaces or gameable spaces? 7:08 Mootsack 16:32 Main Review 33:48 Deep Dive Season 4, Bonus Episode 2: Into the Depths of Kreuger Castle For listener questions, email betweentwocairns@gmail.com or ask on our discord server . Check out our Patreon Tiers for more ways to support the show ! Thanks to Bobby McElver for the show's music and bumpers. Hosted on Acast. See acast.com/privacy for more information.…

Between Two Cairns

1
Earth and Wine 1:04:16

9 weeks тому1:04:16

1:04:16

Yochai, Brad, and Sam review Earth and Wine by Leonard Schellauf , and answer TWO mailbag questions. What kinds of things make a dungeon feel alive? What settings or modules would you mush together? 12:10 Mootsack 22:20 Main Review 44:29 Deep Dive Season 3, Episode 52: Earth and Wine For listener questions, email betweentwocairns@gmail.com or ask on our discord server . Check out our Patreon Tiers for ways to support the show and hear bonus episodes! Thanks to Bobby McElver for the show's music and bumpers. Thanks to Josh Roberts for editing this week's episode! Hosted on Acast. See acast.com/privacy for more information.…

Between Two Cairns

1
U1: The Sinister Secret of Saltmarsh 1:23:19

10 weeks тому1:23:19

1:23:19

Yochai, Brad, and Sam review U1: The Sinister Secret of Saltmarsh by Dave J. Browne and Don Turnbull, and answer a mailbag question. Mailbag: Why are forests cool? 05:25 What have we been playing? 16:09 Mootsack 27:53 Main Review 35:14 Art Talk 46:29 Deep Dive Season 3, Episode 51: U1: The Sinister Secret of Saltmarsh For listener questions, email betweentwocairns@gmail.com or ask on our discord server . Check out our Patreon Tiers for ways to support the show and hear bonus episodes! Thanks to Bobby McElver for the show's music and bumpers. Thanks to Josh Roberts for editing this week's episode! Hosted on Acast. See acast.com/privacy for more information.…

Between Two Cairns

1
Grotto of the Golden Gargoyle 1:16:01

11 weeks тому1:16:01

1:16:01

Yochai, Brad, and Sam review Grotto of the Golden Gargoyle by Brendan Barnett , and answer a mailbag question. How do you justify that something you make should exist? 11:49 Mootsack 26:44 Main Review 30:30 Art Talk 53:33 Deep Dive Season 3, Episode 50: Grotto of the Golden Gargoyle For listener questions, email betweentwocairns@gmail.com or ask on our discord server . Check out our Patreon Tiers for ways to support the show and hear bonus episodes! Thanks to Bobby McElver for the show's music and bumpers. Thanks to Josh Roberts for editing this week's episode! Hosted on Acast. See acast.com/privacy for more information.…

Between Two Cairns

1
Potpourri 1:01:24

12 weeks тому1:01:24

1:01:24

Yochai, Brad, and Sam discuss what they've been playing, answer some mootsack questions, discuss "the issues," and do a bit of show & share. It's a Potpourri episode! On the main feed! if you could play any RPG with any celebrity who would it be and with what system? How to handle two large west marches parties? 7:01 What have you been playing? 16:33 Mootsack 31:52 Haters Welcome 46:40 Show & Share Season 3, Episode 49: Potpourri For listener questions, email betweentwocairns@gmail.com or ask on our discord server . Check out our Patreon Tiers for ways to support the show and hear bonus episodes! Thanks to Bobby McElver for the show's music and bumpers. Thanks to Josh Roberts for editing this week's episode! Hosted on Acast. See acast.com/privacy for more information.…

Between Two Cairns

1
The Sunken Kingdom of the Tidal Throne & Brackish Basin 1:12:13

13 weeks тому1:12:13

1:12:13

VOTE FOR DREAM SHRINE TO WIN AN ENNIE AWARD ! [Or don't - YG] Yochai, Brad, and Sam review two small dungeons, The Sinking Kingdom of the Tidal Throne by Black Sand Games & Drained Temple of the Brackish Basin by Brian Stauffer . 4:30 What Have You Been Playing? 19:24 Mootsack 29:55 Hot or Not 33:36 Main Review – Sinking Kingdom 47:32 Main Review – Drained Temple of the Brackish Basin Season 3, Episode 48: The Sinking Kingdom of the Tidal Throne & Drained Temple of the Brackish Basin For listener questions, email betweentwocairns@gmail.com or ask on our discord server . Check out our Patreon Tiers for ways to support the show and hear bonus episodes! Thanks to Bobby McElver for the show's music and bumpers. Thanks to Josh Roberts for editing this week's episode! Hosted on Acast. See acast.com/privacy for more information.…

Between Two Cairns

1
The Frozen Ascent 1:00:36

14 weeks тому1:00:36

1:00:36

Yochai, Brad, and Sam review The Frozen Ascent by JP Coovert , and answer a mailbag question. Do you have suggestions for running games with strangers? 9:49 Mootsack 22:56 Main Review 40:32 Deep Dive Season 3, Episode 47: The Frozen Ascent For listener questions, email betweentwocairns@gmail.com or ask on our discord server . Check out our Patreon Tiers for ways to support the show and hear bonus episodes! Thanks to Bobby McElver for the show's music and bumpers. Thanks to Josh Roberts for editing this week's episode! Hosted on Acast. See acast.com/privacy for more information.…

Between Two Cairns

1
ARKOS 1:16:22

15 weeks тому1:16:22

1:16:22

Yochai & Brad review ARKOS by Heavy Crown Games , and answer a mootsack question. What sorts of rabbit holes have you found yourself going down? 13:20 Mootsack 25:12 Main Review 33:51 Art Talk 57:37 Deep Dive Season 3, Episode 46: ARKOS For listener questions, email betweentwocairns@gmail.com or ask on our discord server . Check out our Patreon Tiers for ways to support the show and hear bonus episodes! Thanks to Bobby McElver for the show's music and bumpers. Thanks to Josh Roberts for editing this week's episode! Hosted on Acast. See acast.com/privacy for more information.…

Between Two Cairns

1
The White Horse of Lowvale 1:18:39

16 weeks тому1:18:39

1:18:39

Yochai, Brad, and Sam review The White Horse of Lowvale by Tania Herrero , and answer a mootsack question. How can I make my work more accessible? 08:55 Mootsack 22:12 Main Review 25:39 Art Talk 58:59 Deep Dive Season 3, Episode 45: The White Horse of Lowvale For listener questions, email betweentwocairns@gmail.com or ask on our discord server . Check out our Patreon Tiers for ways to support the show and hear bonus episodes! Thanks to Bobby McElver for the show's music and bumpers. Hosted on Acast. See acast.com/privacy for more information.…

Between Two Cairns

1
CM6: Where Chaos Reigns 1:15:27

17 weeks тому1:15:27