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#Business #Wordpress #Digital #Nomad #Entrepreneurship #Plugins #Jean Galea #Marketing #James Laws & Jean Galea #James Laws #Theme #Hosted

48:45

FREE TICKETS?! Yes, really. In this episode of Tickets to Travel: The Business of Travel Experiences , we’re joined by the ultimate guest list insider, Lance Dashoff, founder of Loudie — the app that’s quietly revolutionizing how fans score free concert, comedy, and festival tickets across the U.S. From his early days at WME curating VIP access, to launching a platform that fills empty seats and fuels unforgettable nights out, Lance spills the tea on: Why 30–40% of tickets go unsold How promoters are secretly using free ticketing to boost bar sales and fan buzz The economics behind live events and why not all sold-out shows are actually sold out How Loudie helps fans and venues win — without the scammy vibes Why travel pros and concierges should start recommending this app yesterday Whether you’re in LA, NYC, or stuck in traffic on the way to Philly — this is the episode you can’t afford to miss (literally). Download Loudie, follow us @tix2travelpod on TikTok, IG, and YouTube, and grab your next night out before someone else does. Because every ticket is a ticket to travel — and sometimes the best ones are free. www.tttpod.com…

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The European investor's favorite podcast.

193 епізодів

Mastermind.fm

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updated 2 роки тому

Поширити

Головна серій•Feed

The European investor's favorite podcast.

193 епізодів

#Business #Wordpress #Digital #Nomad #Entrepreneurship #Plugins #Jean Galea #Marketing #James Laws & Jean Galea #James Laws #Theme #Hosted

Все серии

Mastermind.fm

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Episode 172 – P2P Lending on Debitum with Henrijs Jansons 1:06:33

2 years тому1:06:33

1:06:33

In this episode we chat with Henrijs Jansons about the relaunch of the Debitum platform, and why investors should consider investing in this regulated platform. Links Debitum Jean’s review of Debitum

Mastermind.fm

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Episode 171 – P2P Lending on Lonvest with Roman Katerynchyk 54:10

2 years тому54:10

54:10

In this episode, Jean and Joe interview the founder and CEO of Lonvest , Roman Katerynchyk. We dig into how P2P lending for consumer loans works, and what kind of models power the decisions to give loans or not to new customers. We discuss the ethical side of P2P lending, and the big issue with millions of unbanked people in developing countries. For example: 44% of Vietnam’s population was unbanked in 2022, but a higher percentage remains under-banked. Only 6% of the population in Vietnam have credit cards. We also talk about how Lonvest works, why Roman started this new business after many years in the fintech and traditional consumer loans space, and what comes next for the platform. Roman also explains how Lonvest is differentiating itself in the market and bringing a new level of transparency to the game. Invest on Lonvest Links Lonvest Roman’s Linkedin Jean’s review of Lonvest…

Mastermind.fm

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Episode 170 – A.I. Tools and Use Cases with Martin Slaney 1:26:49

2 years тому1:26:49

1:26:49

Welcome to another exciting episode of the Mastermind.fm podcast, where we explore the latest trends, ideas, and innovations shaping the world. In today’s episode, we’re diving deep into the fascinating realm of Artificial Intelligence (AI) and its transformative impact on the way we work. We’re thrilled to have with us a special guest, Martin Slaney, the visionary behind ProductPrompts.com. Martin is a thought leader in the AI space and has extensive experience in harnessing the power of intelligent tools to enhance productivity and drive growth. In our conversation today, we’ll explore a wide range of AI-powered tools, such as OpenAI’s GPT-4, Dall-E and Midjourney, and we’ll discuss how these new tools are enabling businesses to streamline their operations, make better decisions, and ultimately, redefine what’s possible. From AI-driven customer persona generators to automating customer support and data analysis, Martin will share his insights on how AI is changing the way we approach our work and the potential pitfalls to watch out for as we continue to integrate these powerful tools into our daily lives. So, grab a cup of coffee, sit back, and get ready for an enlightening conversation about the AI revolution with Martin Slaney. Stay tuned, because this episode of the Mastermind podcast is one you won’t want to miss! Links Martin Slaney on Twitter Product Prompts Westworld Humans Almost Human ChatGPT…

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Episode 169 – NFT Taxation with Shehan from Cointracker 47:23

3 years тому47:23

47:23

In this episode Jean and Joe speak with Shehan Chandrasekera from Cointracker about the intricacies of NFT taxation. Links Cointracker

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Episode 168 – Collecting, Creating and Curating Generative Art 1:22:56

3 years тому1:22:56

1:22:56

In this episode, Jean hangs out with Tinbane and Astamcloud/P to discuss the experience of collecting, creating and curating in the generative art space. Links Jean’s post about embarking on his artistic journey Jean’s generative art resources DCinvestor on-chain gen art collector thesis The rise of long-form generative art Mandelbrot set Picasso’s The Bull * Featured image art by Tinbane…

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Episode 167 – Building Collective Strangers, a Photography Community, with Eric Rubens 1:12:46

3 years тому1:12:46

1:12:46

In this episode, Jean speaks to Eric Rubens, a successful professional photographer and founder of Collective Strangers, an NFT community focused on photography. We go through Eric’s journey into photography, why he created Collected Strangers, and what pass holders can expect in the coming months. We also touch on the photography NFT space as I’m quite excited about the future prospects of this niche. Links Eric Rubens on Instagram Collective Strangers Justin Aversano Dave Krugman Cath Simard Nick Kuchar Drift…

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Episode 166 – Lending and Borrowing using NFTs as Collateral with NFTfi 56:12

3 years тому56:12

56:12

In this episode, Jean speaks to the founder and CEO of NFTfi, Stephen Young. We talk about all the use cases for borrowing and lending in the NFT space. I found this talk fascinating and learnt some new use cases I wasn’t aware of. Whether you’re on the borrowing or lending side, you should listen to this. Links Stephen’s Twitter NFTfi…

Mastermind.fm

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Episode 165 – A Traditional Artist Ventures into Web3 & NFTs, with ZAR 1:09:24

3 years тому1:09:24

1:09:24

In today’s episode, Jean speaks with the artist ZAR, who he had the pleasure of meeting for the first time during his recent trip to New York for NFT NYC. We delve into many different topics, for an overall fascinating talk where topics like minimalism, utility for NFT art, community building, and the process for building Classicality are discussed. Links Classicality ZAR’s Twitter…

Mastermind.fm

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Episode 164 – NFT NYC Recap with Evan Medeiros 1:12:12

3 years тому1:12:12

1:12:12

Jean and Evan Medeiros team up to recap their action-packed week at NFT NYC, discussing their favorite projects such as Doodles, PROOF, Moonbirds, Coolmans, Cool Cats, Cyberbrokers etc. They share what they loved about the events and what was a bit of a letdown. If you haven’t been to NFT NYC, this is a great way to catch up on the past week’s events. Links Evan’s Twitter Thetraderisk.com…

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Episode 163 – Generative Art Masterclass with Lionel Radisson (makio135) 54:07

3 years тому54:07

54:07

I recently started collecting generative art NFTs, and one of the collections that I fell in love with was Hōrō (meaning wandering in Japanese), from Lionel Radisson, known in the art world as makio135 . In today’s show, I connect with Lionel to talk about his journey as an artist and how he got into NFTs. We speak about the challenges and also big wins that ultimately helped Lionel transition into working as a generative artist full-time. I am extremely bullish on the potential of NFTs to empower artists and bring their ideas and work much more accessible to collectors the world over. Links Lionel’s Twitter @mattdesl @amygoodchild Lionel’s first sketch using Slashes shapes Article about Lionel’s journey Lionel’s linktree…

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Episode 162 – Collecting Generative Art NFTs with Hanif Perry 1:00:18

3 years тому1:00:18

1:00:18

In this episode, Jean talks to Hanif Perry about his experience as a collector of generative art NFTs and member of various communities that formed around this movement. This is a great primer for those who are interested in NFTs and want to know what to look for and where when buying their first pieces. Links Hanif’s Twitter Jean’s article on generative art NFTs Picasso Punks GrailersDAO Fidenza by Tyler Hobbs Chromie Squiggles Dmitri Cherniak Century by Casey Reas Gazers by Matt Kane Stefano Contiero Rhythm by Jeff Davis Infinite Objects frames Mov3 Quantum Key Grails by PROOF…

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Episode 161 – MeebitsDAO with Danny Greene 1:01:24

3 years тому1:01:24

1:01:24

In this episode, I sit down with Danny Greene , the general manager of the MeebitsDAO. We have a wide-ranging conversation about the significance of NFTs, the analogies that can be used to onboard new users into the NFT space, and of course, we also focused on Meebits in particular. I really like the MeebitsDAO initiative in favor of an open metaverse, so if you’d like to learn more about the metaverse and how you can start participating in this space you should definitely give this one a listen. The Meebits are 20,000 unique 3D voxel characters, created by a custom generative algorithm, then registered on the Ethereum blockchain. The original 9000 Meebits were available for purchase through a Dutch-style auction starting from 2.5 ETH. The remaining NFTs were distributed to holders of CryptoPunks as well as Autoglyphs. A simple gas fee transaction could be used to redeem a Meebit with a punk or glyph. Because of its rarity as well as scarcity, the collection had topped the charts as well as sustained constant sales. With $127 million in sales volume, this became the 7th all-time top collection in just four months. At least ten Meebits have indeed been sold for over a million dollars. Links MeebitsDAO Yugalabs acquisition Jadu Mirrorverse…

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Episode 160 – Metaverse Investing with Robin Copernicus 1:13:27

3 years тому1:13:27

1:13:27

In this episode, we speak to Robin Copernicus (real name Robin Kabir) from Metaverse Land Club. It was a real pleasure speaking with Robin, his passion for futuristic technologies and the ways that they can help human betterment really comes through in our conversation. Join us as we explore the many facets of the metaverse and how it will impact humanity in this wide-ranging episode. Links Metaverse Land Club Robin on Twitter Gaia Forums Nano reef tanks (I was also a huge aquarium hobbyist growing up) Lemonnerd art Gaming guilds My Pet Hooligan BT Forum – Orbs (Gala Music) Books mentioned Minimum Viable Mockup Traction Atomic Habits…

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Episode 159 – Bulkestate is Five Years Old 53:05

3 years тому53:05

53:05

In this episode, we have Igors Puntuss, CEO of Bulkestate, as our guest. Together with Igors, we discuss Bulkestate’s journey over the past five years, and the main things that investors should expect going forward. Bulkestate is one of my favorite platforms. Contrary to other players in the market, they have an understated approach and focus on delivery rather than hype. Here are some of the main numbers from Bulkestate’s performance over the past years. Total funding volume originated as of 31.12.2021: € 24 307 835,00 Total number of projects funded: 135 Weighted average annual return: 14.33% Number of active investors: 10 171 Capital lost: 0 Repaid objects: 86 Defaulted objects (Historically): 6% Delayed objects: 13% Biggest project: Marijas Street 1 750 000 EUR with 740 investors and 17% return. That ended up being 2% more than planned. With regard to group buying, here are the main stats: A total volume of group-buying deals: 14 992 883 EUR Number of group-buying deals: 4 Total area sold in group-buying deals: 15 350.8 sq m Number of participants in group-buying deals: 83 Total units sold: 95 Links Bulkestate is 5 years old…

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Episode 158 – Legal Aspects of NFTs and DAOs 1:35:50

3 years тому1:35:50

1:35:50

We are glad to welcome Hearsay to our show. It’s a really special episode covering a quiet unspoken topic of law and NFTs. We started discussing uncertainties of crypto taxation and what is crypto from a legal standpoint. A big part of the discussion ahead was about the traditional art industry and legal backbone, as well as the concepts of authenticity, derivatives, and value compared to the digital NFT world. The other important topic we touched upon were DAOs from the legal perspective and their prospects in governance. Links Hearsay on Twitter Creative commons NFT License NFT License Breakdown: Exploring Different Marketplaces and Associated License Issues NFTs and Intellectual Property: What IP Owners and NFT Creators Need to Know Protecting IP and Limiting Liability When Licensing IP for Digital Art and NFTs BAYC – The case for licensed commercial use rights NFTs, Minting and Copyright…

Mastermind.fm

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Episode 157 – NFT Technical Deep Drive with Jalil from PunkScape 1:25:34

3 years тому1:25:34

1:25:34

In this episode, we welcome back Jalil from PunkScape for another round of NFT knowledge drops. Following our more introductory first episode with Jalil , in this episode, we continue evolving some of the topics we touched upon previously as well as introduce some other very important concepts and guidelines that all NFT investors or creators should know about. Some of the topics discussed: An exploration of NFT contracts on Etherscan. How metadata and images are stored on IPFS. What software was used to build the scapes? What’s happening behind the scenes in a project’s reveal stage? Potential for exploits, cheating, unfair advantages when a project is launched. Why ENS domains are important and how they fit into PunkScapes. Some innovations in the PunkScapes metadata, such as the date assigned to each scape. Upcoming PunkScape apps and functionality(animations, gallery, background builder etc). Links Etherescan contract – PunkScape PunkScape token 1 on IPFS Example of PunkScape PNG file hosted on IPFS Pinata Cryptopunks contract Figma Affinity Designer Tom Sachs Rocket Factory…

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Episode 156 – Family-friendly NFTs with Kumo from Kumo x World 49:37

4 years тому49:37

49:37

In this episode, we welcome the founder of Kumo’s World, Kumo, who shares with us her journey and motivations for creating this collection of extremely cute characters, as well as the new features that are on the roadmap for the next few months. About Kumo’s World Kumo’s World is a fantastical place where you control the story. Go on adventures with the other explorers and discover the hidden gems the world of Kumo! Here, you can let your inner child free and just be yourself without judgment. We hold expeditions in our discord that are like text version of RPG, where the story follows the explorers actions. They have set challenges to overcome and with each challenge, they grow stronger as a team. There will be factions where grouped resident classes will compete against each other in World leagues, as well as pets with special powers that can open up different realms for more adventures in unknown parts of world. A new currency kxwCoins will be in circulation post drop. These coins are only available through taking part in the leagues, explorations and community events. Shops will open in the future where the coins can be exchanged for items/pets. Future roadmap includes children story books, merch, collabs with other similar projects, live events and many others to come! Links Kumo x World…

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Episode 155 – NFTs Deep Dive with Jalil from PunkScape 1:26:51

4 years тому1:26:51

1:26:51

In this episode, we welcome Jalil Wahdatehagh, the founder and artist behind the PunkScape NFT project to guide us through the remarkable world of non-fungible tokens. How do we visualize value, what are and why digital identities are important, how NFTs can be used not only for visual art? These are just minor parts of the topics we discussed with Jalil. Of course, we covered the basics (well, they are not so basic after all): NFT minting process and ownership Algorithms and ideas behind NFTs How do NFT treasuries work? How NFT is a form of money? What are the prospects of NFT in the future? Apart from that, we talked about PunkScape , the NFT project Jalil founded and now runs with his team, as well as other projects like the CryptoPunks . If you are new to NFTs, jump over to the ‘How to Invest in NFTs’ article on my personal blog to learn more about the topic. Links PunkScape on Twitter Jalil on Twitter…

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Episode 154 – Crypto Crowdfunding with Fintelum 1:08:40

4 years тому1:08:40

1:08:40

In this episode we’ve met Liza Aizupiete, managing director of Fintelum . Fintelum is a crowdfunding platform, which offers assets tokenization. With Fintelum investors can invest in businesses, who are tokenizing their equity, and then receive dividends. We’ve talked about how Fintelum works, new ways of investments and why you should make your crypto work. Also, we’ve touch next topics: how investing in crypto and in traditional currencies differs; why Fintelum is not a stock exchange; what backlashes exist against p2p landing; the essence of token; and many others.…

Mastermind.fm

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Episode 153 – Investing in Startups and more through STOs with STOKR 1:02:13

4 years тому1:02:13

1:02:13

In this episode of Mastermind.fm we’ve met with Arnab Naskar, co-founder and business lead of STOKR . It’s a digital marketplace which allows to invest into new and existing business with no middle man. STOKR is built on blockchain to keep things transparent and secure. Arnab introduced us to the story behind STOKR and how it operates. And we’ve discussed lots of interesting topics including: inefficiencies of capital market, equity vs. crowdfunding, hybrid IPOs and Liquid Network of Bitcoin. Also we talked over Blockstream Mining Note , one of the most recent ventures on STOKR.…

Mastermind.fm

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Episode 152 – Securely Storing Bitcoin with Casa 1:13:56

4 years тому1:13:56

1:13:56

In this episode we’ve met Jameson Lopp, CTO and co-founder of Casa . We talked all about Bitcoin security, starting from the basics of managing private keys to how Bitcoin transactions work. It’s an essential episode for anyone planning to keep crypto assets in self-custody securely. That’s not all, we’ve discussed more: how bank authentication is different from crypto wallets trusting 3rd parties vs managing your own private keys security vs convenience how multi signature wallets work You can find more information on Bitcoin and crypto security in general here: Casa Casa Blog Jameson Lopp Blog…

Mastermind.fm

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Episode 151 – Loans Investment Diversification with Bondster 1:06:31

4 years тому1:06:31

1:06:31

In this episode we’ve met with Pavel Klema, the CEO of Bondster. It is a Czech FinTech start-up that offers investments in loans. What is interesting about Bondster is that offer a huge potential for diversification, listing both short and long-term loans from the broad selection of regions. To help us dig deep into the topic we were joined by Andrew Farrugia, blogger, fitness instructor and investor. We’ve discussed how COVID-19 impacted loans landing companies, investors and the P2P lending market overall. Also, we touched on the loans secured by cryptocurrencies – a new product Bondster is preparing to launch very soon. Links Bondster…

Mastermind.fm

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Episode 150 – Acquiring Content Businesses with Domain Magnate 56:14

4 years тому56:14

56:14

In this episode we met Michael Bereslavsky, CEO and founder of Domain Magnate to discuss all the nuances of buying and selling sites. To help us dig deep into the topic we were joined by Andrew Farrugia, blogger and fitness instructor who ran into the issues of the content business himself covering fitness and lifestyle topics. Listening to the podcast you will know more about: Things you need to check before buying a website Challenges of the industry How does the content businesses market operate The process of buying a website, its management, and returns Apart from that, we’ve talked about the newly established Domain Magnate Capital fund, which aims to help investors benefit from such alternative investment as an online content-driven business.…

Mastermind.fm

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Episode 149 – Real Estate Investment Marketplace with Brickfy.com 1:20:26

4 years тому1:20:26

1:20:26

In this episode, we welcome Fernando and Juancho, co-founders of Brickfy.com . Brickfy can be called a platform of platforms allowing investors to join real estate crowdfunding projects from a single marketplace with no need to register on a variety of platforms. We’ve discussed how Brickfy operates and their development plans. Apart from that, we touched on the future of real estate crypto tokenization and the frictions behind government and crypto adoption in the real estate loans market. Links Join Brickfy.com…

Mastermind.fm

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Episode 148 – Borrowing USD Against Crypto with Ledn 1:22:25

4 years тому1:22:25

1:22:25

In this episode, we interview Mauricio Di Bartolomeo, one of the co-founders of the Canadian crypto borrowing and lending platform Ledn . Mauricio is a very charismatic figure in the crypto space and this was one of the best conversations we’ve had so far. What we loved about Mauricio is that he has an amazing story that led him to create a product that solved his own problems. We talk about Venezuela, Turkey and other countries that have experienced runaway inflation, and how Bitcoin fixes this. Expect, of course, a deep dive on the Ledn platform, and especially the B2X features which is extremely interesting for those crypto hodlers who are extra bullish on Bitcoin and want to maximise their returns. What growing up in Venezuela has taught me: – "Bad Money" never dies, it just resets. – Most people have no clue what causes inflation. – Even less people get the concept of taxation by inflation. – Empresarios can be demotivated and corrupted without fair competition rules. — Mauricio (@cryptonomista) March 29, 2019 Links Ledn Mauricio’s Twitter…

Mastermind.fm

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Episode 147 – Buying and Selling Websites 58:03

4 years тому58:03

58:03

In this episode, we speak to Jon Gillham about buying and selling websites. Jon is an authority in the space and is involved in various projects such as MotionInvest and Content Minded. He also runs his own site at WebsiteIncome.com. In this podcast, we talk all about the opportunities and pitfalls of buying and selling websites, and what kind of person this investment class is suited for. If you’ve heard about buying and selling websites for a profit, Amazon affiliate marketing, authority sites etc. and have always wondered how this new asset class works, this is the episode for you. Links WebsiteIncome MotionInvest ContentRefined SiteBuddy Authority Hacker Jon Dykstra – Fat Stacks Blog…

Mastermind.fm

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Episode 146 – Low-Risk Returns on Real Estate with InRento 54:58

4 years тому54:58

54:58

In this episode, Jean sits down with Gustas from InRento to discuss this recently launched platform that specializes in rental properties in Lithuania. Gustas is a young but extremely knowledgeable serial entrepreneur who has founded multiple businesses, and its always a pleasure for me to speak with him and discuss the latest trends. You might remember Gustas from his involvement with Evo Estate , a platform that has been doing very well in recent years within the European real estate scene. Gustas in fact remains a shareholder of that company, but is now focusing all his efforts on InRento as he has moved back to Lithuania to build up this platform. If you’re looking to learn more about how the rental market works, and what is the risk spectrum for the different ways you can invest in the real estate market, this is the podcast for you. Links InRento…

Mastermind.fm

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Episode 145 – Generating Yield on Bitcoin with BlockFi 1:06:25

4 years тому1:06:25

1:06:25

In today’s episode, we speak to Shayne Mullen from BlockFi , which is one of the biggest crypto borrowing and lending platforms in the world and has grown tremendously over the past year. BlockFi offers several products in the crypto space: Crypto lending and yield generation Borrowing facilities in USD, with crypto as collateral Crypto trading Credit card with crypto-denominated rewards If you’re interested in generating yields on your crypto holdings, this episode is for you. And if you’re a long-time hodler, you should probably also look into the possibility of obtaining a loan from BlockFi by using that crypto as collateral. This is a very efficient tax strategy as it avoids you having to sell your cryptos and thus triggering capital gains tax which can be a hefty burden and decimate your holdings. Links BlockFi Jean’s review of BlockFi…

Mastermind.fm

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Episode 144 – Successful UK Real Estate Crowdfunding with CrowdProperty 1:17:02

4 years тому1:17:02

1:17:02

In today’s episode, we bring on Mike Bristow, the CEO and co-founder of CrowdProperty, to talk about crowdfunding for real estate in the UK market. The CrowdProperty platform has been one of the most successful platforms in this space, due to the excellent technology they have built coupled with the many years of experience in the real estate sector of their leadership team and founders. With a background in strategy consultancy advising major corporates and private equity funds on corporate strategy and buyouts, Mike has been investing in property since 2002, investing in high potential proptech businesses since 2014 and sits on the Investment Committee of Pi Labs, Europe’s first and most prolific venture capital fund investing exclusively in early-stage ventures in the proptech vertical. Mike has an MBA from London Business School, was named in the Peer2Peer Finance News Power 50 list in both 2018 and 2019, is a founding board member of the Innovate Finance 36H Group alongside other leading peer-to-peer lending platforms and was named ‘Entrepreneur of the Year’ at the Midlands Business Awards 2020. After listening to Mike speak about CrowdProperty and the sector in general, I think you’ll have a much better understanding of how investing in real estate through online platforms works, and you’ll be ready to make your first investment. Links CrowdProperty…

Mastermind.fm

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Episode 143 – The Stablecoin Masterclass with Gregory Klumov 1:41:34

4 years тому1:41:34

1:41:34

In this jam-packed episode, we interview Gregory Klumov from Stasis, the company behind the EURS stablecoin. We talk about what stablecoins are and why they are used. It’s hard to come up with a shortlist of all the topics we touched upon in this episode, so just go ahead and listen to this monster episode and I bet you’ll have a much better understanding of stablecoins and their impact on the crypto system at the end of the episode. Links Stasis…

Mastermind.fm

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Episode 142 – Pan-European Real Estate Investing with EstateGuru 1:04:15

4 years тому1:04:15

1:04:15

In this interview, Jean and Joe speak to Mihkel Stamm – COO of EstateGuru , a real estate crowdfunding platform established in 2014, with more than €300m loans given so far. This makes it one of the oldest and most successful platforms in Europe. In this wide-ranging interview, we go into details about how the platform operates as well as general real estate investing trends that Mihkel has been observing over the past years. Links EstateGuru…

Mastermind.fm

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Episode 141 – Opening an Estonian Company with Xolo 50:05

4 years тому50:05

50:05

In today’s episode, we interview Allan Martinson from Xolo . Xolo helps people open companies in Estonia and also invoice for their services from Estonia without needing to register a company there, thanks to an innovative solution whereby Xolo is the company invoicing clients. Over 40,000 solopreneurs globally have signed up with Xolo. They are launching either their fully-owned, Estonian-registered companies or using Xolo’s unique partnership-based virtual company model. Xolo manages a third of companies incorporated by Estonia’s e-residents. Links Xolo…

Mastermind.fm

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Episode 140 – Real Estate Crowdfunding Raizers 1:06:08

4 years тому1:06:08

1:06:08

In today’s episode, we interview Maxime Pallain, the co-founder and CEO of Raizers . Raizers is a real estate crowdfunding platform that currently offers several investment opportunities in France. Raizers’ competitors when it started were private banks, family offices etc. Raizers’ innovation was in digitizing the way to give loans to entrepreneurs. This platform offers loans to real estate developers, with a maximum 24 months and average of 21 months. There is currently a 0% default rate on Raizers, and there aren’t any long-pending projects either. They have financed over 500m in projects. In 2020, they have financed 52 companies with the help of 4 internal analysts (from big four and other important firms in the real estate and finance space, including venture capital funds) and 1 lawyer. This works out at one deal per analyst per month. I’m mentioning this to show that approving projects is not an automatic thing and requires a lot of work. Many proposals are dropped quickly after being received. For example, Raizers will not accept any development project if they don’t yet have the permit to build. In the end, only 10-15% are selected and forwarded to investors for consideration. Raizers is very serious about debt collection if the need arises. All mortgages are first rank and there is personal liability as well. Why do borrowers raise money via Raizers? One would say that if you can get a loan at the bank and you come to Raizers there is something strange, since the interest is higher. So that’s the first question asked if a client tries to borrow and avoid the banks outright. Speed is typically one of the main reasons for skipping the banks, as the banks take way longer than platforms like Raizers. If everything is going well Raizers can give the money in 1 month, while with banks it would take 3-6 months. If you want to buy a building and you have a tight deadline for getting a great deal, the bank option would not be feasible. Another point is that as a borrower, you can repay the loan before, and you have additional fees like the initial fee and the exit fee at the end. So it might work out cheaper in the end for a borrower to use Raizers . The minimum investment is 1000 euro and you need to pass a suitability test first. Raizers is not trying to find gullible and inexperienced investors and trying to attract them via ridiculously low minimum investments as other platforms do. Raizers does not withhold any taxes for you. You can read more about taxation of P2P lending in my post on the subject . In 2021, we might see Raizers offering the opportunity for investors to invest in the platform itself. This is something that other platforms have done in recent months, and it might be a good investment to consider. We really enjoyed this conversation; Maxime proved to be very knowledgeable and open, and we’re impressed with this platform. Links Raizers Jean’s full review of Raizers…

Mastermind.fm

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Episode 139 – Crypto Portfolio Tracking and Tax Preparation with CoinTracker 50:07

4 years тому50:07

50:07

In today’s episode, we speak to Chandan Lodha from Cointracker.io , one of the leading crypto portfolio trackers and tax preparation tools. Cointracker offers two main products: Cryptocurrency portfolio assistance – see all crypto holdings in one place, both hot wallets on exchanges and cold wallets on hardware or paper wallets. The free tier allows unlimited wallets while the premium tier adds tax-loss harvesting strategies, DeFi and further detailed reports. Tax reporting – reconciled ledgers of all their transaction history and reports that can be presented to accountants and tax lawyers for the presentation of your crypto taxes. We talk about the IRS tax form 1040 and taxation issues around the world. If you hold Bitcoin or you’re looking to enter the crypto space, this is an essential episode for you, because it’s very important to know what happens if you eventually sell the cryptos in the future. Also, with all the exchanges that have proliferated plus the massive DeFi space, it has become more and more difficult to track all your holdings, which is where tools like CoinTracker come in. Links CoinTracker Chandan’s Twitter…

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Episode 138 – LendSecured with Ņikita Gončars 58:33

4 years тому58:33

58:33

In today’s episode, we speak with Nikita Goncars, the CEO and co-founder of LendSecured. This is one of the newest lending platforms in Europe, however, it’s worth noting that it’s an offshoot of an existing lending business that has been operating successfully for several years. The team has considerable experience in Latvia and they want to expand to the rest of Europe, with Germany and Spain being one of the first big markets they are targeting. We spent some time discussing their upcoming focus on agricultural loans, which both Jean and Joe found fascinating. In this episode Nikita also shared his thoughts on why most of the lending platforms are based in the Baltic states. I found that piece of history quite interesting. I would recommend having a look at LendSecured as it might be one of the most innovative players in the space going forward. It’s worth mentioning that LendSecured also has skin-in-the-game for every project launched. Links LendSecured…

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Episode 137 – The Nordstreet Platform with Tomas Medeckis 54:54

4 years тому54:54

54:54

In today’s episode, we meet Tomas Medeckis from Nordstreet, where you can invest in business and real estate loans. We talk about why they are based in Lithuania and the pros/cons of that, as well as their great track record with loans so far. We also talk about investing in the Baltic region as well as Nordstreet’s plans on expanding beyond the region. This platform has been returning 10-14% for its investors, although according to market fundamentals the expected returns in the next year should be around 10-11%, and Tomas was very open about the fact that returns are ultimately a function of market conditions. Nordstreet has experienced 0 defaults while it has raised €10m so far, mostly from Lithuanian investors. It is open to all investors, however, with the only requirement being that they use a Paysera account for depositing and withdrawing funds. Links Nordstreet…

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Episode 136 – Parenting, Property and Investments with Rob Dix 1:09:56

5 years тому1:09:56

1:09:56

In this episode, Jean sits down with Rob Dix, who is well known for his several projects in the UK real estate space. Together with his wife Mish, he also ran the popular digital nomad blog Making It Anywhere. His journey shares quite a few similarities with Jean’s, so it was interesting to discuss several of the topics that interest both of them, including parenting, property and other investments, as well as other life choices. *We apologize for the sound quality in Jean’s part of the recording, unfortunately we had a technical problem and had to use the backup audio recording on this episode. Links Rob’s Blog The Property Hub Property Geek The Property Podcast…

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Episode 135 – How to HODL Crypto and Earn Interest with YouHodler 1:13:41

5 years тому1:13:41

1:13:41

In today’s episode, we have Anthony Cerullo from YouHodler joining us to explain how this platform enables crypto hodlers to earn interest on their holdings via the YouHodler savings account, or even obtain crypto-backed loans and even gain big from crypto movements using the Turbocharge and Multi Hodl products. You can check out Jean’s review of YouHodler if you’d like more details on the platform, the article is a perfect accompaniment to this podcast episode. If you like the content we’re putting out, please consider leaving a 5-star review on iTunes , it helps a ton and encourages us to keep producing quality episodes for you. Links Multi HODL walkthrough video Is YouHodler safe? How crypto savings works Turbocharge Fees and commissions Follow the latest news on YouHodler’s Twitter , Blog and Telegram channels…

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Episode 134 – How Mintos P2P Lending Works with CEO Martins Sulte 1:05:50

5 years тому1:05:50

1:05:50

Today’s episode features Martins Sulte, the CEO and co-founder of the biggest European P2P lending platform Mintos, as our guest. Lending and alternative lending is not a new industry at all, but many European investors only became aware to this asset class in recent years, also because before there was no real way they could get involved since it required insider knowledge, contacts or big sums of capital. Mintos itself start out with the founders and 4 developers, and it has not grown to over 160 people. It was a pleasure to speak with Martins and have him share some of his widespread knowledge in the P2P lending space. Mintos has been operating for 5 years and is the largest P2P lending marketplace with over 50% market share in Europe. More than 6 billion euros of loans have been facilitated so far and the average investor invests around 3000 euros. The biggest number of investors come from Germany, Spain and the Czech Republic respectively, but this is mostly a reflection of those countries’ familiarity with this type of investing. There are more than 340,000 investors that have used Mintos and they come from 90+ countries. More than 60 lending companies offer their loans on the Mintos platform, with over 25,000 people working at these companies and spread over 33 countries, so you can have a global reach when investing on Mintos. The company supports 10 languages via its multilingual support team, while the website is available in 6 languages and there are loans available in 10 currencies. If you’re intrigued by this episode, do make sure you check out Jean’s extensive review of Mintos on his blog. Links Mintos Review of Mintos AMA about funds in recovery…

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Episode 133 – Crypto-backed P2P lending with MyConstant 1:15:28

5 years тому1:15:28

1:15:28

In this episode, Joseph and Jean interview Chris Roper from MyConstant , a platform that offers crypto-backed lending and borrowing facilities. As an investor, one may use several products available on the MyConstant site to obtain interest on their fiat currencies or stable currencies. On the other hand, you can also act as a borrower, by depositing crypto as collateral and obtaining a loan from MyConstant . The platform focuses a lot on educating investors about crypto-based lending and borrowing, and as such is an ideal platform for those new to this type of investing. Links Jean’s review of MyConstant…

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Episode 132 – Traveling the World and Building Newsletter Businesses with Chris from KintuLabs 1:05:57

5 years тому1:05:57

1:05:57

In today’s episode, Jean sits down with Chris Osborne from KintuLabs . Chris is one of the first digital nomads and has been living this lifestyle for 15 years already. He is also a serial entrepreneur with multiple online businesses built and sold. His latest project involves building 15 newsletters in different niches and then selling them. We talk about work and travel, homeschooling, building newsletter businesses, and Chris’ favorite locations around the world for spending a few months a year in. This episode is a must-listen for anyone who is location-independent or has aspirations to become a digital nomad and wants to learn about how you can make it all work, even with family in tow. Links Chris on Twitter Chris’ course on building successful newsletters…

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Episode 131 – Sharia-Compliant Lending with Qardus 1:17:21

5 years тому1:17:21

1:17:21

In this episode, we interview Hassan Daher from Qardus . Qardus is a sharia-compliant lender to small and medium-sized enterprises to help with their cashflow needs. They provide short-term halal business loans, or halal business investments. As an investor, you provide the capital to lend to the business, and get paid as the business pays that money back. The kinds of businesses Qardus go for are well-established, strong-revenue companies, typically in stable markets such as the medical or pharmaceutical industry. There is an emphasis on the people behind the businesses as well, so they focus on high net worth owners to minimise risk. For a company to be accepted on Qardus, it must have at least 3 years of good performance, being profitable in at least 2 of those 3 years. It is thus not an ideal platform for new and speculative projects. We enjoyed talking to Hassan about the nitty-gritty of Islamic finance and how Qardus can be a diversification piece in any investor’s portfolio. Check out Jean’s full review of Qardus over on his blog if you want to read more about this platform.…

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Episode 130 – High Yield Lending with Frank Steffen from Lendary 1:12:06

5 years тому1:12:06

1:12:06

In this episode, Joe and Jean meet Frank Steffen, the CEO and co-founder of Lendary.net. We discuss the Lendary platform, which consists of a system to optimize the yield on lending to traders on the Bitfinex platform. We go into the nitty-gritty of how this type of high yield lending works, including the risks involved. I liken their system to that of a crypto trading bot, but applied to lending instead. You can choose from various strategies that have different risk/reward numbers. Results over the past year have been pretty spectacular, and this could be a very interesting way for people to get exposure to the crypto space without actually trading cryptos themselves. I think that people who are used to P2P lending, in particular, will find this platform interesting, as the returns are even higher than those found on P2P lending, while the risks are arguably less, since loans are typically over-collateralized. Links Lendary.net…

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Episode 129 – Business and Life in Malta and Cyprus with Johannes Larsson 1:00:01

5 years тому1:00:01

1:00:01

In this episode, I speak to Johannes Larsson, a Swedish entrepreneur who I met for the first time in Malta around a decade ago. He began his entrepreneurial journey at quite a young age and moved from his native Sweden to Malta to be around other entrepreneurs and have a better lifestyle. Eventually, he moved to Cyprus, another Southern European country that is similar to Malta but also offers some interesting tax advantages, which we talk about it in the show. We talk about the divided between northern and southern European culture and why high taxation does not always equal better public services. On the other hand, southern Europe has a more laidback lifestyle that usually leads to more bureaucracy and delays, and we talk about how one can adapt to this different way of living and thinking. It was great to catch up with Johannes and I think he is a great inspiration for Millenials and younger kids who dream of having their own business and being location independent. Links Blog of Johannes Financer.com…

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Episode 128 – Latvian Property Investments with Bulkestate 1:34:44

5 years тому1:34:44