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Welcome to the FInancially Intentional Podcast with Naseema McElroy! This is a weekly podcast covering all things personal finance for those ready to build wealth but who may not know where to start. We believe that you have all the tools to improve your finances because you and your family deserve it. Our hope is that by listening to this podcast, your circle of influence is enhanced. Let us be the folks you choose to surround yourself with.
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In today's episode, I sit down with Jennifer Beeston, a top mortgage expert, to talk about what you need to know before getting a home loan. We discuss why it’s so important to shop around for rates, how to avoid being ripped off by lenders, and the hidden costs that come with buying a home. Jennifer shares practical tips on how to make the best fi…
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In today's episode, I talk with Damien Lupo about how he lost millions and rebuilt his fortune multiple times. We dive into how setbacks can teach us important lessons about money and life. Damien shares how his mistakes helped him learn, grow, and eventually create a purpose-driven business that is changing the housing industry. About our guest: D…
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In today's episode, I sit down with Chris Miles, who went from being a traditional financial advisor to retiring in his twenties by creating passive income streams. Chris shares his incredible story of how he discovered that the old-school methods of saving and investing weren’t enough. He walks us through the ups and downs of his financial journey…
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In today's episode, I sit down with Kelly Ann Winget, an incredible expert in the world of private equity, to talk about how she broke into a male-dominated field and built her own path to wealth. Kelly shares the lessons she learned from her parents about money, how to build generational wealth, and why it’s so important to include women in invest…
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Today, we're excited to share a special episode with Anthony Delauney about a topic close to our hearts—children's financial literacy. Anthony, a veteran in the financial services industry, shares his personal journey and insights on teaching our little ones about money. Whether it's his touching stories of family or his practical tips for integrat…
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Today, we have a special guest, Rachel Hernandez. Rachel, a seasoned investor and author, shares her comprehensive journey from starting as a bird dog, scouting real estate deals for others, to mastering the art of mobile home investments. She provides insightful strategies on how to achieve significant cash flow without traditional bank loans, and…
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Today, we chat with Maya Corbic, CPA, who has written a book to help kids understand investing. We talk about why it's so important to start learning about money when you're young, just like learning how to ride a bike or swim. Maya shares some awesome tips on how we can make investing easy to understand, not just for kids but for their parents too…
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We are joined by Jordan Berry, a laundromat business owner with nearly a decade of experience in the industry. Jordan shares his journey from being a pastor to venturing into the laundromat business. He shares his initial challenges with the first laundromat acquisition, including buying a fixer-upper that didn't meet the promised numbers. Jordan a…
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In today's episode, I talk with David Delisle, the creator of "The Golden Quest," a graphic novel that teaches kids about money. David shares how he started investing at age 11 and how his passion for finance grew over time. We dive into the importance of financial literacy for kids and adults, how to make smart money decisions, and why it's never …
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Today, I'm chatting with Joseph Reinke, the founder of FitBUX and a financial whiz who’s been investing since he was 12 years old. Joseph has a ton of experience helping young professionals navigate everything from student loans to mortgages. We talk about the importance of financial education, how to avoid lifestyle creep, and simple steps you can…
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In today's episode, I’m excited to introduce you to Vrinda Gupta, the founder of Sequin, a financial technology company that’s changing the game for women and minorities. Vrinda shares her incredible journey from working at Visa to creating a tool that empowers us to take control of our finances, break free from credit card debt, and build real wea…
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Today, we are joined by Regina McCann Hess, a financial expert who helps women navigate their finances, especially during divorce. Regina shares her journey from being a critical care nurse to a financial advisor and how she found her niche in helping women manage their money. We discuss the unique financial challenges women face, like earning less…
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Hey everyone! I have some important news to share. I'm making a few adjustments to my schedule to focus more on my family, which means there will be a small change to our podcast episodes. Don't worry, though! We still have nearly 300 episodes you can enjoy anytime, and I'll be continuing to bring you new content weekly. Thank you so much for all y…
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Today, I’m chatting with Michelle Jackson about creative ways to make extra money. Michelle shares her favorite side hustles that are fun and easy, helping you reach your financial goals without a lot of stress. We talk about how small income streams can add up and how you can find the perfect side hustle for you. About Michelle Jackson: Michelle J…
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Our credit expert Shante Nicole walks you through the steps to establish a strong credit history weather you’ve had a financial set back that took your credit off track or you’re just getting started. Make sure you follow her and join her Financial Common Cents Facebook group About our expert: Shante Nicole’s passion for serving others has always b…
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Redefining Parenthood: A Journey of Self-Love and Financial Wisdom - Episode 83 (Classic Episode)
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In this episode, we talk with Leisa Peterson about being the best parents we can be and learning about money. Leisa tells us about how she learned to love herself and teach her kids about money in a smart way. We learn why it's important to understand our feelings and make good money choices. This episode is filled with great stories and advice for…
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In this episode, Marie Thomasson of Modern Assets and I discuss Buy Nothing Groups and our experiences in both giving and receiving from these groups. This can be a huge tool we can use to either save or give back to our society for things we could have thrown out. We cover: What are Buy Nothing Groups Our experience in saving by joining these grou…
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FIRE for Dummies - Episode 82 (Classic Episode)
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Today’s episode is really special because my dear friend Jackie Cummings Koski is here to chat. Jackie has been a huge supporter of mine and today she shares her journey in personal finance, including some big wins like becoming a Certified Financial Planner and her insights from her new book, "FIRE for Dummies." We’ll dive into how she’s made smar…
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Today, we're talking about 529 savings plans and why they are great for saving for your kids' education. Many people worry about what happens if their kids don't go to college, but there's a lot more to 529 plans than you might think. They grow tax-free and can be used for many educational expenses. You can even start one before your child is born!…
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In this episode, we chat with Robert Farrington, a seasoned expert in personal finance and the founder of The College Investor. Robert shares his journey from a college graduate with $43,000 in student loan debt to a successful financial blogger. He highlights the issues with student loan servicers and offers insightful advice on managing and payin…
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Today, I'm super excited to share three awesome tips to help you grow your money without needing a financial advisor. First, if you've ever had a job with a retirement plan like a 401k, it's important to move your money with you when you leave. I'll show you a cool free service called Capitalize that makes it super easy. Next, we'll talk about chec…
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How To Graduate College Debt-Free With Money In Your Pocket - Episode 80 (Classic Episode)
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Worried about paying for college for your kids? Imagine if they not only had school fully paid for but graduated with a nest egg already in place. Chris shares how his Debt Free Degree Triangle makes this possible. About our guest: Chris Corinthian has worked for over 15 years in higher education in the areas of financial aid and financial literacy…
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Today, I'm excited to talk about how you can open a Roth IRA for your kids. Even if they're not old enough to have a regular job, they can still earn income by doing things like babysitting, dog walking, or even modeling. I'll explain how any earned income can go into a retirement account and the benefits of starting early. Plus, I'll share some ti…
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We are joined by Lauryn Williams of Student Loan Planner to address the often overwhelming topic of student loans. As many are confused about the ever-changing landscape of student loans, Lauryn offers clarity, walking us through various loan repayment plans. We also touch upon the intricate dance between loan payments, taxable incomes, and retirem…
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Don't miss today’s important episode! I'm excited to have Lauryn Williams from Student Loan Planner here to talk about a huge opportunity—the IDR waiver and how it can dramatically reduce your student loans. We're breaking down everything you need to know about loan forgiveness and repayment plans that could save you thousands of dollars. Time is r…
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We are joined today by our guest, Anthony Rushing, as we delve into the financial strategy that could potentially transform your mortgage and debt repayment journey. Join us as we explore the world of First Lien HELOCs, a lesser-known but powerful tool for accelerating mortgage payoff and achieving true financial freedom. Anthony breaks down the in…
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Today, we're diving into how to handle investing and paying off debt. We'll talk about building an emergency fund, choosing between a traditional 401k and a Roth 401k, and figuring out the best order to invest and pay off your debts. These are simply suggestions, always consult a professional for your own personal situation. Check out Nectarine for…
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In today's episode, I'm thrilled to talk with Grace Vandecruze. Grace shares her incredible journey from being homeless to becoming a millionaire. We chat about her inspiring family, her path to success, and the power of believing in yourself. Grace's story is full of hope, resilience, and valuable lessons about financial wisdom. Join us as we expl…
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We are joined by our guest Bill Yount of Catching Up to FI, for a compelling conversation about the diverse and impactful stories of individuals who have achieved financial independence. We discuss the power of storytelling and vulnerability in creating a strong community that supports and inspires each other on their financial journeys and the sig…
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Today, I'm super excited to share something I've been working on for months. This week, we're launching my collaboration with a budgeting app called My Budget Coach. This zero-based budgeting app helped me pay off a million dollars in debt, and now, it can help you too, with the guidance of an avatar. My partner in this, Aitzarelys, is here to shar…
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Today, I'm super excited to chat with my friend Zach Whelchel about something I absolutely nerd out on—budgeting! We dive into how budgeting helped me pay off a million dollars in debt and explore the awesome method of zero-based budgeting, where every dollar gets a job. Zach and I also introduce you to MyBudgetCoach, an amazing app he created that…
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Today, we are joined by our amazing guest, Kara Stevens. Kara shares her inspiring story of moving from New York to Ghana, finding joy, and creating a fulfilling life for herself and her family. We talk about the importance of financial intentionality, the benefits of living abroad, and how she balances her personal finance platform, The Frugal Fem…
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In today's episode, I’m talking about how changing your circle of influence can help you achieve financial independence. I share my personal journey of connecting with inspiring people through podcasts, social media, and events. These connections became my friends and role models, helping me stay motivated and focused on my goals. Books and Podcast…
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In today's episode, I’m excited to have Kadeem Leslie with us today. Kadeem shares his incredible journey from Jamaica to achieving financial freedom before 30. He talks about the challenges he faced growing up, the pivotal moments that shaped his path, and the strategies he used to build multiple streams of income. From starting a property managem…
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In today's episode, I reflect on turning 43 and share seven important lessons I hope my daughters will learn. From self-love and integrity to understanding money and embracing failure, these lessons are the foundation for a happy, successful life. Join me as I explain why these lessons matter and how I plan to teach them to my kids. Let's celebrate…
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Today, we are joined by Kelly Thompson to dive deep into the world of money and getting paid what you're worth. Kelly shares her extensive experience in banking and human resources, where she has negotiated salaries, handled compensation packages, and advocated for fair pay. She offers valuable tips on how to confidently negotiate your salary, unde…
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Today, we dive into the topic of homeownership and real estate investing. Inspired by a friend's question, we discuss whether buying a house is truly an investment or just part of the American dream myth. We explore the history of homeownership in the US, how past policies shaped today's market, and the financial realities of owning a home. BJA Inv…
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FIRE for Dummies - Episode 72
1:06:23
1:06:23
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1:06:23
Today’s episode is really special because my dear friend Jackie Cummings Koski is here to chat. Jackie has been a huge supporter of mine and today she shares her journey in personal finance, including some big wins like becoming a Certified Financial Planner and her insights from her new book, "FIRE for Dummies." We’ll dive into how she’s made smar…
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In today's episode, I'm diving deep into what it means to be a union nurse in the San Francisco Bay Area and sharing some exciting news about a book giveaway. We recently negotiated a new contract that's more than just about pay—it's about safe patient care, decent living wages, and our health. I'll break down the benefits we secured and explain ho…
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Today, we're excited to share a special episode with Anthony Delauney about a topic close to our hearts—children's financial literacy. Anthony, a veteran in the financial services industry, shares his personal journey and insights on teaching our little ones about money. Whether it's his touching stories of family or his practical tips for integrat…
…
continue reading
Today, I want to discuss the importance of annually reviewing your Social Security statements. Regular checks ensure our earnings are accurately recorded, which is crucial for predicting and securing our financial future upon retirement. By understanding how life events affect our benefits, we can make informed decisions that enhance our long-term …
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Today, we have a special guest, Rachel Hernandez. Rachel, a seasoned investor and author, shares her comprehensive journey from starting as a bird dog, scouting real estate deals for others, to mastering the art of mobile home investments. She provides insightful strategies on how to achieve significant cash flow without traditional bank loans, and…
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Today, I'm sharing how I handle my finances as a labor and delivery nurse in the San Francisco Bay Area. I'll walk you through my income details, my spending habits for March, and how I budget carefully in this high-cost living area. Discover how I manage daily expenses and save for big future goals, like helping my daughter save for her first car!…
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An Unconventional Journey to Financial Freedom and Education Cost Hacking for Kids - Episode 69
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Today, we have a special guest, Gerry Born, also known as The Millionaire Educator. Gerry has taught me so much about managing money, especially how teachers can grow their savings. He's used some smart tricks to save a lot of money even though he started with a small salary as a teacher. Gerry will talk about how he paid off debts, saved money, an…
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Today, I’m going to talk about something really interesting—my paycheck! I recently shared how much money I make before and after taxes, and lots of people had big reactions. I want to show you how taxes work and explain why I don’t actually pay as much as it seems. I’ll share some funny comments from people who saw my post, and we'll look at my re…
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Today, we're diving into the world of real estate, but with a twist. We had the awesome opportunity to chat with Walter Johnson, a real estate expert who has found his niche in mobile home parks. Walter wasn't born into the real estate world. He stumbled upon it in his teens, thanks to a mentor, and took a leap by investing in his first property in…
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In today's episode, I want to share something really special with you. I posted a story on Instagram and got so much love and support, it made me super happy. I talked about how sometimes I struggle with money, work, and being a mom to three awesome kids all by myself. I want to tell you that it’s okay not to be perfect and it’s important to share …
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Today, we're talking with my friend Chelsea Samms, who is a Neonatal Intensive Care Unit Nurse. This episode dives deep into a topic that's close to our hearts and impacts our communities greatly: the institutional racism within our healthcare system and its disproportionate effects on Black American families. We're tackling the tough reality of ho…
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Today, I'm super excited to share three awesome tips to help you grow your money without needing a financial advisor. First, if you've ever had a job with a retirement plan like a 401k, it's important to move your money with you when you leave. I'll show you a cool free service called Capitalize that makes it super easy. Next, we'll talk about chec…
…
continue reading
In today's episode, we're chatting with our guest Acquania Escarne why parents should consider getting life insurance for each other, even if they're not living together anymore. It's all about making sure that if anything ever happens to one parent, the kids will still have financial support to help them grow up and maybe even go to college. It's …
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