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Frank Garay, top mortgage industry leader and host of The Loan Officer Breakfast Club, powered by Mortgage Marketing Animals, brings you not only the latest and greatest gizmos and gadgets that top loan officers are using, but he also frequently shares proven strategies and ways to get more referrals for your mortgage business. Learn what has been successful for those that are at the top of their game and how they've implemented them - so you can do the same as a loan officer.
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Vibe Session

Deejay Squall

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Musician,producer,Dj,promoter,Dj Squall hails out of port-au-prince,Haiti. When not performing ,he spends his time working on creating his own sound and music... grew up in a very musically-influenced home. having spent years playing at all the major local and international night clubs (alonside local hard-hitters and national acts alike), Djing special events and promoting his own shows in orlando, Squall has had a lot of time to develop his style and his sound. For him. it's all about mood ...
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The Shipping Forecast

Hull Breach Productions

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Grace, James and Nick are on a mission to find the best works of the fanfiction community. Join us bi-weekly as we explore a new fandoms, learn about the most popular fan couples ("Ships") and get lost down many rabbit holes along the way. Expect adult content and discussion of sexual topics throughout. Intro music by Matthew Dommett, more of his work can be found here: https://soundcloud.com/matthew-dommett
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Electric Leftovers

Jason Parton

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Welcome to Electric Leftovers! We're gonna talk music, video games, news, and reviews. From time to time we'll have some interviews, and maybe even some fun. WHO KNOWS! The Shadow knows! Also, vague pop-culture references! Hooray!
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Henry Gray’s classic anatomy textbook was first published in 1858 and has been in continuous publication ever since, revised and expanded through many successive editions. This recording is of the public-domain 1918 US edition (some information may be outdated).
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Hey, gang! We're back with another absolute slog of a film: Pixar's 2015 borefest The Good Dinosaur! Talking points include: who is sleeping on Pixar's beanbag chair, and why do they keep getting work? When is pastiche a boring cinematic device, and when is it an Italian pastry Misha wants to go down the street to buy? Finally, why can't movies see…
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Episode 134 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode, Steve Kyles and I explore the 7-11-4 Rule for "Farm Marketing," an insightful approach to help loan officers effectively reach their targeted Realtors and clients. We break down how this proven strategy ensures you're cons…
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Hey gang! After a whoopsie in which Tyler deleted his audio and we had to re-record this episode, we are here with the utterly horrible The Fox and the Hound from 1981! We really don't know what Disney was thinking with this one. Please leave us a review in your podcast conveyor of choice! Check out our website and consider buying us a coffee! www.…
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Episode 133 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode, I sit down with Steve Kyles, my co-leader in The Network, a National network of loan officers. We discuss strategies to empower your teammates and assistants for effective delegation, freeing up valuable time to focus on o…
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This week, James gets to talk about his time with Resident Evil 4, which may not be super relevant right now but its new to him and dammit thats enough! Also its a thinly veiled excuse to talk about the big lady again, and who doesn't enjoy that? Join us as we ask (and sometimes even answer) hard hitting questions, like: Can you fuck a breakfast?Is…
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Episode 132 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode, I interview Steve Kyles to explore the concept of a "paradigm filter"—the mental lens through which we interpret our experiences. We discuss how these filters can distort reality when based on lies and how we can transform…
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Episode 131 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode, I sit down with Steve Kyles to talk about the transition from "grinding" to "grooving" in your business. We explore how to shift your mindset and build momentum by focusing on calls to referral partners who already know an…
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Hey gang! This week we are talking about Disney's weird 2000 film, The Emperor's New Groove! Discussion includes talk of himbos, Sting's stand against idiocy, the efficacy of annoying protagonists, and the wonder that is Eartha Kitt, amongst other things. Get in touch: muchabuaboutnothing@gmail.com Check out our website and buy us a coffee: www.muc…
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This week, the forecasters bite off more than they can chew as they try to talk about as many late 90's early 00s traditionally animated films as they can remember. Join us as James simps unabashedly, Nick talks about his secret father figure, and Grace does her best to keep us on track! If you've got a fic you'd like us to read, send it over! Our …
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Episode 130 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode, Frank Garay and special guest Steve Kyles dive into the importance of truly disconnecting during your time off. As loan originators, we know how difficult it can be to step away from active pipelines and ongoing client nee…
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Greetings, Adventurers! Sit down by the hearth and hearken to this tale - tale of woe, bad plotting, and bad characterization! It's Disney's The Black Cauldron from 1985! Misha and Tyler dive into all those parts you wish they would and wouldn't: what Gurgi's whole deal is; what Eilonwy's whole deal is; what the Horned King's whole deal is; and...y…
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Episode 129 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode, I sit down with Richard Smith, owner of QualifiedAgentList.com, to discuss how mortgage loan officers can gain a competitive edge by working with a curated list of top-producing real estate agents. We dive into the key adv…
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Bonjour! In this episode, Misha and Tyler talk about Disney's 1970 film The Aristocats, brimming with charming characters and detestable racism! Get in touch with us! muchabuaboutnothing@gmail.com Follow us on Instagram! @muchabupod Check out our website and consider buying us a coffee! www.muchabuaboutnothing.com Cover Art by Misha. Theme Music: "…
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What started as our Deadpool episode rapidly went off the rails into talking about other Hugh Jackman related projects, so join us this week as James finds a flimsy excuse to talk about the greatest film ever made: the 2004 action adventure Van Helsing. Other tangents include:Was the silver surfer good?Whats the best Les Mis song (and why is Nick w…
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Episode 128 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this captivating episode of the Mortgage Loan Officer Podcast, I sat down with Josh Pitts, founder of Shred Media, who has taken the ultimate leap into adventure. Josh has sold everything he owns, bought a 50' catamaran, and moved his e…
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We're back, and this time we're doing Science! In part two of what will presumably be one day part of a Valve Trilogy, the forecasters give headfirst into everyones favourite unethical physics laboratory, join us as we: Debate the merits of Wheatley as a tumblr sexyman Figure out exactly how sex with half these character would work Get Distracted a…
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Episode 127 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. Ever dreamt of hitting the open road, leaving the conventional behind, and embracing a life of adventure? In this captivating episode, we sit down with mortgage industry icon Megan Anderson of MBS Highway, who has done just that. Megan mad…
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Episode 126 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode of the Mortgage Loan Officer Podcast, I sit down with Steve Kyles for a candid conversation about the transformative power of what I call "Unity Culture." We delve into how an organization, when unified from top to bottom, …
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This week, the chaos isn't even our fault! Last opportunity we had to sit down to record things were kicking off in the UK and honestly we wern't in the right mindset for it. So here is something we recorded a month ago, where we do some quotev quizzes to find out: What kind of Faerie we are? What is your Fursona? 10 Signs you might be a furry? And…
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Episode 125 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode of the Mortgage Loan Officer Podcast, I interview Don Oberle, the CEO of CreditIQ.org. Don reveals their exceptional process for helping credit-challenged buyers improve their scores and get back to you, ready for a mortgag…
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Hey everyone, This is bonus content that didn't make it into the episode, we made Nick take a buzzfeed quiz to find out which Dead Boy Detective he is and we decided to all take part. The answers will not shock you. On the way we shill for the worlds best aquarium, this isn't even sponsored but they are very good all the same, go visit if you're ev…
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This week, all three of the Forecasters unite once again to talk about a topic close to our hearts; British Twinks that Solve Supernatural Mysteries. Join us in our Dead Boy Detectives episode, as Grace gets so invested in a ship that she forgets we're recording. James comes to terms with the fact he is 'The Charles' (but only in that he is posh an…
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Episode 124 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode, I dive into a game-changing concept I learned from Steve Kyles at our recent Mortgage Marketing Animals Bootcamp: the Four Pillars of Success—Math, Skills, Discipline, and Belief. Specifically, I break down the simple Math…
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Greetings gang! In this episode, Misha and Tyler discuss the 1949 Disney film The Adventures of Ichabod and Mr. Toad! Spoiler: we have issues with it. Like the show? Spread the word, and consider buying us a coffee over at our website, www.muchabuabboutnothing.com Follow us on Instagram @muchabupod Cover Art by Misha. Theme Music: "The Devil's Defi…
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This week, in our second failed attempt to get all of us in a room at the same time, Nick and James opt to do the opposite of the last episode by talking about our favourite Milves. Join us as we discuss: The chaos behind the scenesMILFsA brief lesson in norse mythologyDILFsWhy are Isekais so badly namedAny many many more things If you've got a fic…
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Episode 123 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this powerful episode, we dive deep into the mindset and strategies that define a true warrior in the mortgage industry. Join us as we explore what it takes to dominate your goals, crush the competition, and maintain relentless determin…
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This week Grace and James, in a very late Father's Day special, take some time to answer the age old question: Who has the most daddy issues? Join us as we take unexpected tangents into real world history, James mixes up something Graces really likes with something Grace really hates, and figure out if the CEO of Red Bull writes Yaoi (probably not)…
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Episode 122 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode of the Mortgage Loan Officer Podcast, I sit down with the innovative Ginger Bell to explore creative strategies for reaching more people beyond traditional social media channels. Ginger, a seasoned expert in marketing and e…
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Hey y'all, we are back after another brief hiatus, sorry for that! Life, uh, finds a way. In this episode, we are looking at the late Disney Renaissance film (apparently), Tarzan! Check out our website and consider buying us a coffee: www.muchabuaboutnothing.com Follow us on Instagram! @muchabupod Email us: muchabuaboutnothing@gmail.com Cover Art b…
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We interrupt our usual podcast to bring you an emergency alert, remain indoors and seek shelter from the Fallout. This week we return to the Fallout universe. Last time we did a Fallout episode we titled it "Deathclaw Underboob" because we mostly saw Deathclaw content. Now, its the Ghouls turn. This was supposed to be the Fallout TV episode, but th…
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Episode 121 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode of the Mortgage Loan Officer Podcast, I sit down with Chris Johnstone to explore the exciting world of AI business recommendations. Chris shares invaluable insights on how mortgage loan officers can leverage AI to enhance t…
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This week, we conclude our Dungeon Meshi coverage perfectly timed with their season finale (which needless to say, we haven't seen at the time of recording). Join us as we talk about where we've been over the past month and talk about the three fics from Dungeon Meshi we read in that break. Grace takes us to a modern magic AU, where monsters are re…
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Episode 120 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode of the Mortgage Loan Officer Podcast, I dive into how ChatGPT-4 and my virtual assistant, Trev, have transformed the way I manage my business. From content creation to daily planning, Trev and I work hand in hand to streaml…
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Episode 119 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this thought-provoking episode, we dive into a fundamental truth of the mortgage business: the importance of aligning with the right real estate partners. The title says it all—you can't expect a high volume of loan originations from ag…
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Episode 118 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. Have you ever wondered what it's like to learn from a legend like Zig Ziglar? In this episode, we sit down with Bill Hedrick, who spent time under Zig's tutelage. Bill will share some of his most inspiring stories and insights gleaned from…
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Episode 117 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this cutting-edge episode, we sit down with Chris Johnstone from Mortgage Marketing Animals to explore the transformative capabilities of the Loan Officer AI CRM. Now enhanced with real-time agent data, this tool is a game-changer for a…
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This week, Grace and James take some time to discuss Real Person Fics. James does know that it is RPF and not RFP, but somehow he manages to get it wrong every single time it comes up in this episode. Join us as we learn about the hottest poet of the 17th century, Emperor Nero's thirst traps, debate who to ship David Mitchell with, and many many mo…
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Episode 116 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. Looking to break into new real estate offices and land high-net-worth clients? In this episode of the Mortgage Loan Officer Podcast, we chat with Tracey Lindsey, a recent MoveTube member who used the platform to achieve exactly that. Tracy…
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Episode 115 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode of the Mortgage Loan Officer Podcast, host Frank Garay chats with Casey O'Toole from MyLinkedSolution.com about a revolutionary system for loan officers. Discover how MyLinkedSolutioncan help you: Target and connect with qu…
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This week, the forecasters get into Dungeon Meshi/Delicious in Dungeon. We came for the fantastic autistic representation and Marcille/Fallin, and while we found that, we also found a surprising amount of thirst for all three foot seven of Chilchuk Tims. If that sounds fun, settle in and have a listen. If you've got a fic you'd like us to read, sen…
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Episode 114 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. Get ready to elevate your networking game in this enlightening episode, featuring the dynamic Iris Guzman, who shares her recipe for success with Lunch and Learns. Iris takes us on a step-by-step journey through her tried and tested approa…
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I hate having to do it, but I've got principles I need to stand by. Intro Music: Trick Shot From The Archives: Gunmetal Arcadia Music: Burn Ward Review Review: GunGrave Watch This: Unforgiven Music: Glowing News Of The Weird Weekly Warren: The Hula Hula Boys Music: Corridors Outro Website: https://www.jasonsgroovemachine.com YouTube: https://www.yo…
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