What Drives Mortgage Rates? Exploring the Role of Treasury Yields and Market Forces

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

#Trading #Business #Podcasting Education #Hunter Craig

33:58

In this episode, we delve into the concept of being "qualified" in the workplace, examining who gets labeled as such, who doesn't, and the underlying reasons. We explore "competency checking"—the practice of scrutinizing individuals' abilities—and how it disproportionately affects underrepresented groups, often going unnoticed or unchallenged. Our discussion aims to redefine qualifications in a fair, equitable, and actionable manner. Our guest, Shari Dunn , is an accomplished journalist, former attorney, news anchor, CEO, university professor, and sought-after speaker. She has been recognized as Executive of the Year and a Woman of Influence, with her work appearing in Fortune Magazine, The Wall Street Journal, Ad Age, and more. Her new book, Qualified: How Competency Checking and Race Collide at Work , unpacks what it truly means to be deserving and capable—and why systemic barriers, not personal deficits, are often the real problem. Her insights challenge the narratives that hold so many of us back and offer practical solutions for building a more equitable future. Together, we can build workplaces and communities that don’t just reflect the world we live in, but the one we want to create. A world where being qualified is about recognizing the talent and potential that’s been overlooked for far too long. It’s not just about getting a seat at the table—it’s about building an entirely new table, one designed with space for all of us. Connect with Our Guest Shari Dunn Website& Book - Qualified: https://thesharidunn.com LI: https://www.linkedin.com/today/author/sharidunn TikTok: https://www.tiktok.com/@thesharidunn Related Podcast Episodes: How To Build Emotionally Mature Leaders with Dr. Christie Smith | 272 Holding It Together: Women As America's Safety Net with Jessica Calarco | 215 How To Defy Expectations with Dr. Sunita Sah | 271 Share the Love: If you found this episode insightful, please share it with a friend, tag us on social media, and leave a review on your favorite podcast platform! 🔗 Subscribe & Review: Apple Podcasts | Spotify | Amazon Music…

рік тому 19:27

MP3•Головна епізоду

In this episode of Rubber Meets the Road Economics, Hunter Craig and Professor Edwin T. Burton dive into the potential economic crisis that may be on the horizon. They explore key economic signals like the Federal Reserve’s recent rate cuts, the rise in Treasury yields, and the impact on mortgage rates. Together, they analyze whether these indicators point to an impending financial downturn and what it means for everyday Americans. Professor Burton sheds light on how market forces dictate these economic shifts and offers a candid view of the Fed’s role, suggesting that it often follows market trends rather than leading them.

Key Topics:

The Federal Reserve’s September rate cut and why it happened.
How Treasury bill yields impact Federal Reserve policies.
The role of supply and demand in driving mortgage rates higher.
The rising divide between wealthy Americans benefiting from asset inflation and the struggles of working-class citizens.
Why rent control policies may hurt those they're intended to help.
A candid discussion on inflation, government debt, and what it all means for the future of the U.S. economy.

Quotes from the Episode:

“The market determines rates, not the Federal Reserve.”
“Inflation isn’t just a number; it’s the value of money dropping.”
“If supply goes up 50%, and demand stays the same, the value drops—simple economics.”
“The Fed’s role is more reactionary than most people realize.”
“Rent control sounds good but ultimately freezes out low-income people from communities.”

Financial Disclaimer:
The information provided on this podcast is for educational and informational purposes only. It is not intended as financial advice and should not be relied upon as such. All opinions expressed by the hosts, guests, or participants are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. We recommend that you consult with a qualified financial professional before making any financial decisions. Remember, investing and financial decisions carry risks, and it is important to do your own research.

About Professor Edwin Burton:
Dr. Edwin T. Burton is a professor of economics at the University of Virginia, specializing in finance, with a focus on behavioral finance and the theory of financial markets. A distinguished academic and former Wall Street executive, Professor Burton earned his PhD from Northwestern University, studying under renowned mathematical economist Hirofumi Uzawa. He has held senior roles at Smith Barney and other major financial institutions and has taught at UVA since 1988. Professor Burton's extensive expertise makes him a leading authority on public policy, finance, and economics.

18 епізодів

What Drives Mortgage Rates? Exploring the Role of Treasury Yields and Market Forces

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

published рік тому

Поширити

MP3•Головна епізоду

Key Topics:

The Federal Reserve’s September rate cut and why it happened.
How Treasury bill yields impact Federal Reserve policies.
The role of supply and demand in driving mortgage rates higher.
The rising divide between wealthy Americans benefiting from asset inflation and the struggles of working-class citizens.
Why rent control policies may hurt those they're intended to help.
A candid discussion on inflation, government debt, and what it all means for the future of the U.S. economy.

Quotes from the Episode:

“The market determines rates, not the Federal Reserve.”
“Inflation isn’t just a number; it’s the value of money dropping.”
“If supply goes up 50%, and demand stays the same, the value drops—simple economics.”
“The Fed’s role is more reactionary than most people realize.”
“Rent control sounds good but ultimately freezes out low-income people from communities.”

18 епізодів

#Trading #Business #Podcasting Education #Hunter Craig

Усі епізоди

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

1
17. The Economics of Healthcare, Debt, and Social Security 22:31

18 днів тому22:31

22:31

As the U.S. deficit balloons toward $2 trillion annually and total national debt surpasses $36 trillion, the financial sustainability of government spending has never been more uncertain. Economist and UVA professor Edwin Burton joins host Hunter Craig to break down the underlying economic forces shaping America’s future. Topics Covered: ✅ The impact of rising debt and deficits on the economy ✅ How healthcare spending is driving the debt crisis ✅ The unintended consequences of government-run healthcare ✅ Social Security’s flaws and potential reforms ✅ What policymakers could learn from private insurance models Key Takeaways: 🔹 Government-run healthcare often leads to rationing and declining quality 🔹 Social Security disproportionately benefits wealthy retirees while failing lower-income earners 🔹 The absence of competitive pricing in healthcare fuels inefficiency and waste 🔹 Policy reforms could introduce more market-driven solutions to control costs Financial Disclaimer: The information provided in this podcast is for educational purposes only. It does not constitute financial or investment advice. Please consult with a professional before making any financial decisions. 📩 Have thoughts on today’s episode? Share your insights and join the conversation by subscribing to The Rubber Meets the Road Economics Podcast. Connect With Us: Email: rubbermeetstheroadeconomicspod@gmail.com…

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

1
16. Tariffs vs. Free Trade: Who Pays the Price? 16:44

6 weeks тому16:44

16:44

In Episode 16, Tariffs are back in the news. On February 1, 2025, the U.S. announced new tariffs on Canada and Mexico—only to delay them for 30 days. What does this mean for American businesses, workers, and consumers? In this episode of Rubber Meets the Road Economics , Hunter Craig sits down with Professor Edwin T. Burton of the University of Virginia to discuss the broader economic implications of trade policy. Professor Burton explains how free trade creates both winners and losers—boosting economic growth overall while disrupting certain industries. The challenge for policymakers, he argues, is not to block trade but to support those who are negatively affected. Using examples from U.S. history, he highlights why tariffs tend to raise prices for consumers, disproportionately impacting lower-income households. The conversation also turns to the U.S. national debt, currently at $36 trillion and projected to hit $50 trillion in under a decade. Professor Burton explains why healthcare spending—not defense or Social Security—is the biggest driver of America’s debt problem and why economic reforms must address this issue first. Finally, they discuss Social Security reform, with Professor Burton offering insights on how a defined contribution model could provide better retirement outcomes while keeping the system sustainable. Disclaimer: The information provided on this podcast is for educational and informational purposes only. It is not intended as financial advice and should not be relied upon as such. All opinions expressed by the hosts, guests, or participants are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. We recommend consulting with a qualified financial professional before making any financial decisions. Remember, investing and financial decisions carry risks, and it is important to do your own research. Connect With Us: Email: rubbermeetstheroadeconomicspod@gmail.com Key Quotes from the Episode 📢 “Free trade is actually better for everyone—if you compensate the losers.” – Prof. Edwin T. Burton 📢 “Tariffs make all of us poorer, and the people who pay the highest price are lower-income consumers.” – Prof. Edwin T. Burton 📢 “If Detroit is threatened by competition, the right answer is not tariffs—it’s helping those who lose their jobs.” – Prof. Edwin T. Burton 📢 “The U.S. debt crisis is primarily a healthcare problem. If we don’t control healthcare costs, we won’t fix the debt.” – Prof. Edwin T. Burton 📢 “Social Security is fixable. Healthcare is the real challenge.” – Prof. Edwin T. Burton…

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

1
15. Why the Fed Paused & The AI Shakeup That Rocked Markets 13:57

7 weeks тому13:57

13:57

This week on Rubber Meets The Road Economics , investor Hunter Craig sits down with Professor Edwin Burton of the University of Virginia to discuss: Why the Fed Paused Rate Hikes – The real reason behind the Fed’s decision to hold steady and why Treasury Bill yields tell us everything we need to know. Treasury Bill Arbitrage Explained – A risk-free trade that could generate billions, if only the Fed allowed it. AI’s Market Disruption – How three Chinese developers just upended the tech industry, and why DeepSeek might make Silicon Valley nervous. The U.S.’s AI Spending Problem – Did American tech giants waste billions? A closer look at AI costs, market hype, and what’s next. What To Watch Next – The yield on one- and three-month U.S. Treasury bills and what they signal for the economy. A Must-Listen For: * Investors tracking Fed policy and economic trends * Tech enthusiasts curious about AI’s financial implications * Anyone who wants a clearer understanding of economic forces shaping our world Tune in now! Edwin T. Burton is a Professor of Economics at the University of Virginia. He specializes in Finance and his “Theory of Financial Markets” and “Behavioral Finance” classes are among the most popular ones in the Economics Department. Disclaimer: The information provided in this podcast is for educational and informational purposes only. It is not intended as financial advice and should not be relied upon as such. Always consult with a qualified financial professional before making investment decisions.…

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

1
14. How Debt Spirals, Interest Rates, and Trade Policies Shape the U.S. Economy 16:17

8 weeks тому16:17

16:17

In Episode 14 of Rubber Meets the Road Economics, Hunter Craig sits down with renowned economist Professor Edwin T. Burton to discuss pressing economic issues, including the looming threat of debt spirals, the Federal Reserve’s role in interest rate policies, and the impact of tariffs on U.S. manufacturing. They dive into the complexities of reserve currencies, tariffs, and the challenges facing the U.S. economy as it grapples with inflation and rising debt. Key Topics Covered: What constitutes a debt spiral and how it could impact the U.S. The role of the U.S. dollar as a reserve currency in international trade. The economic consequences of imposing tariffs on Canada and Mexico. Predictions for the Federal Reserve’s upcoming interest rate decisions. The importance of balancing economic growth and fiscal responsibility. Connect With Us: Email: rubbermeetstheroadeconomicspod@gmail.com Professor Edwin T. Burton is a seasoned economist and former Wall Street executive with decades of experience analyzing economic trends. As a professor at the University of Virginia, he bridges academic knowledge and practical expertise to shed light on complex economic topics. His optimism and deep understanding of historical and modern economics make his insights invaluable to listeners. Disclaimer: The information provided on this podcast is for educational and informational purposes only. It is not intended as financial advice and should not be relied upon as such. All opinions expressed by the hosts, guests, or participants are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. We recommend consulting a qualified financial professional before making any financial decisions. Investing and financial decisions carry risks, and it is essential to do your own research.…

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

1
13. Treasuries, Inflation, and the Fed: Economic Insights for 2025 21:20

10 weeks тому21:20

21:20

In this episode of Rubber Meets the Road Economics , investor Hunter Craig sits down with the insightful Professor Edwin T. Burton of the University of Virginia to discuss the latest trends in the debt market, including the dramatic swings in U.S. Treasury yields. The conversation breaks down the complexities of supply and demand in economics, rising interest rates, and their implications on real estate and global markets. From debunking myths about interest rate inversion to understanding the historical context of high yields, Professor Burton delivers clarity and actionable insights for investors and enthusiasts alike. Whether you’re curious about inflation’s impact on real estate or the Fed’s potential moves, this episode equips you with the knowledge to navigate the evolving economic landscape. Topics Covered Why U.S. Treasury yields are climbing and what that means for investors How inflation and interest rates influence real estate valuations The role of supply and demand in economic fluctuations Understanding “flight to quality” during market turbulence Historical perspective: Mortgage rates in the 1980s vs. today About Our Guest Professor Edwin T. Burton is a seasoned economist and former Wall Street executive with decades of experience analyzing economic trends. As a professor at the University of Virginia, he bridges academic knowledge and practical expertise to shed light on complex economic topics. His optimism and deep understanding of historical and modern economics make his insights invaluable to listeners. Disclaimer: The information provided on this podcast is for educational and informational purposes only. It is not intended as financial advice and should not be relied upon as such. All opinions expressed by the hosts, guests, or participants are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. We recommend consulting with a qualified financial professional before making any financial decisions. Remember, investing and financial decisions carry risks, and it is important to do your own research.…

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

1
12. The Fed, Treasury Yields, and the Real Cost of Debt 28:51

11 weeks тому28:51

28:51

Investor Hunter Craig sits down with Professor Edwin T. Burton to unpack the latest shifts in the economic landscape. They delve into the Federal Reserve’s recent decision to lower the federal funds rate and its ripple effects on treasury yields, interest rates, and inflation. From the complexities of short-term treasury bill markets to the pressing issues surrounding the U.S. national debt and entitlement spending, this conversation illuminates the intricate connections shaping today’s economy. Topics Discussed: •The Federal Reserve’s decision to lower interest rates: implications and motivations. •The relationship between treasury yields, repo markets, and federal funds rates. •Why short-term treasury yields are dropping while long-term yields climb. •A detailed explanation of the “flight to quality” and its impact on bond markets. •The growing national debt: Can the U.S. solve its deficit without addressing healthcare and Social Security? •Insights into the private healthcare system and the inefficiencies of the current insurance model. •Predictions for the economy, stock market, and interest rates in 2025. More About Dr. Edwin T. Burton Dr. Edwin T. Burton is a distinguished professor of economics at the University of Virginia, specializing in finance with a focus on behavioral finance and the theory of financial markets. He has held senior roles on Wall Street and has been a leading figure in public service as the longest-standing trustee of the Virginia Retirement System. Dr. Burton’s popular finance courses at UVA have educated thousands of students, and he continues to provide sought-after insights at high-profile events. His publications, including Behavioral Finance , underscore his expertise in understanding complex economic systems. Key Takeaways: •Market Dynamics: Treasury yields, repo rates, and federal funds rates are tightly interlinked, and the Federal Reserve’s influence is limited by market forces. •Flight to Quality: Investors’ concerns over rising interest rates drive demand for short-term treasuries while pushing long-term yields higher. •Debt and Deficits: Without addressing healthcare and Social Security reform, the national debt crisis will continue to worsen. •Healthcare Reform: The inefficiencies in healthcare insurance and overutilization of services contribute significantly to the ballooning national debt. •Economic Forecast: A cautious outlook for the economy, with concerns about higher interest rates and stock market performance in the near future. Further Resources: • Priceless by John Goodman – An in-depth look at the inefficiencies in the American healthcare system. Disclaimer: The information provided on this podcast is for educational and informational purposes only. It is not intended as financial advice and should not be relied upon as such. All opinions expressed by the hosts, guests, or participants are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. We recommend consulting with a qualified financial professional before making any financial decisions. Remember, investing and financial decisions carry risks, and it is important to do your own research. Connect with Us: Have thoughts on today’s episode or questions about the economy? Email us at rubbermeetstheroadeconomicspod@gmail.com and subscribe to stay informed about future episodes!…

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

1
11. The Economic Shift: What to Expect as Policies Change in 2025 17:43

13 weeks тому17:43

17:43

Investor Hunter Craig sits down with Professor Edwin T. Burton from the University of Virginia to decode the complexities of current economic policies and trends. In this episode, they explore the Federal Reserve’s behavior as a follower of market trends, the implications of shifting political agendas, and emerging concerns about AI and Bitcoin as economic bubbles. Professor Burton provides an insightful take on what lies ahead for the U.S. economy in 2025, making this episode a must-listen for anyone trying to navigate the evolving financial landscape. Key Topics Discussed The Federal Reserve’s expected rate cut and why it’s following the Treasury bill market How shifting political agendas from Biden to Trump could reshape key economic sectors Economic red flags: weakening indicators and policy-driven industry changes The potential bubble effect in AI and Bitcoin markets Understanding money supply, inflation, and how interest rates trigger economic movement Financial Disclaimer The information provided on this podcast is for educational and informational purposes only. It is not intended as financial advice and should not be relied upon as such. All opinions expressed by the hosts, guests, or participants are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. We recommend consulting a qualified financial professional before making any financial decisions. Remember, investing and financial decisions carry risks, and it is essential to conduct your own research. More About Dr. Edwin T. Burton Dr. Edwin T. Burton is a distinguished professor of economics at the University of Virginia, specializing in finance with a focus on behavioral finance and the theory of financial markets. He has held senior roles on Wall Street and has been a leading figure in public service as the longest-standing trustee of the Virginia Retirement System. Dr. Burton’s popular finance courses at UVA have educated thousands of students, and he continues to provide sought-after insights at high-profile events. His publications, including Behavioral Finance , underscore his expertise in understanding complex economic systems. Stay Connected Subscribe to The Rubber Meets the Road Economics Podcast to stay updated on the decisions shaping our economic future. Share your thoughts and join the conversation by emailing us at rubbermeetstheroadeconomicspod@gmail.com.…

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

1
Will the Fed Cut Interest Rates? Predictions for December 2024 14:30

15 weeks тому14:30

14:30

Investor Hunter Craig sits down with Professor Edwin T. Burton from the University of Virginia to explore the forces driving today’s economic landscape. Together, they delve into the Federal Reserve’s upcoming interest rate decisions, the impact of tariffs on trade and manufacturing, and the complexities of government spending and national debt. Dr. Burton’s insights shine a light on critical economic policies and their implications for businesses, communities, and everyday citizens. Key Topics Discussed The Federal Reserve’s likely 25 basis point rate cut and its impact on the economy Tariffs as a policy tool and their consequences for U.S. manufacturing Economic disparities and strategies for community revitalization The relationship between government spending, GDP, and the national deficit Financial Disclaimer The information provided on this podcast is for educational and informational purposes only. It is not intended as financial advice and should not be relied upon as such. All opinions expressed by the hosts, guests, or participants are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. We recommend consulting a qualified financial professional before making any financial decisions. Remember, investing and financial decisions carry risks, and it is essential to conduct your own research. More About Dr. Edwin T. Burton Dr. Edwin T. Burton is a distinguished professor of economics at the University of Virginia, specializing in finance with a focus on behavioral finance and the theory of financial markets. He has held senior roles on Wall Street and has been a leading figure in public service as the longest-standing trustee of the Virginia Retirement System. Dr. Burton’s popular finance courses at UVA have educated thousands of students, and he continues to provide sought-after insights at high-profile events. His publications, including Behavioral Finance , underscore his expertise in understanding complex economic systems. Stay Connected Subscribe to The Rubber Meets the Road Economics podcast to gain insights into the decisions shaping our economic future. Share your thoughts and join the conversation HERE or by emailing us at rubbermeetstheroadeconomicspod@gmail.com .…

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

1
America's Financial Challenges: Debt, Healthcare, and the Path Forward 11:55

18 weeks тому11:55

11:55

In this episode, Hunter Craig sits down with renowned economics professor Dr. Edwin T. Burton from the University of Virginia to explore complex yet pressing issues in the U.S. economy. Together, they tackle the roots and realities of the U.S. debt crisis, the complications of the healthcare system, the limitations of Social Security, and the true impact of infrastructure spending on economic growth. Dr. Burton brings clarity to these critical topics, providing a deep dive into how economic policies shape everyday lives, as well as the constraints on solving these challenges through traditional means. From healthcare reform to Social Security alternatives, this episode digs into the policies that could change the financial future of America. Episode Highlights: Understanding the U.S. Debt Problem: Dr. Burton explains why simply cutting spending or raising taxes won’t fix the national debt, highlighting the challenges of high marginal tax rates and limited spending options. Healthcare System Issues: Discussing the inherent flaws in U.S. healthcare, Dr. Burton argues for a system driven by individual accountability and market forces, where insurance is reserved for catastrophic events rather than everyday healthcare expenses. Rethinking Social Security: With stark insights into Social Security’s financial limitations, Dr. Burton makes the case for mandatory IRAs as a sustainable alternative for Americans’ retirement, emphasizing wealth creation over entitlement payouts. Infrastructure Spending and Economic Growth: Questioning the efficacy of government infrastructure spending, Dr. Burton outlines the pitfalls of politically-driven projects and the inadequacy of growth alone to solve systemic financial issues. Quotes from Dr. Burton: “People are at the breaking point with taxes—raising them won’t solve our debt crisis.” “In the U.S., we’re spending more on healthcare than any other developed country, yet our outcomes are worse.” “Social Security is a terrible system; it creates no wealth and leaves no legacy for one’s family.” “You can’t drive the bus with economic growth alone—there’s a limit to how much can be government-driven.” “Government is not very good at providing healthcare, and for those who think it is—good luck.” Takeaways: Dr. Burton’s commentary sheds light on the foundational flaws of current U.S. economic structures, stressing the need for reform in healthcare and Social Security and cautioning against over-reliance on infrastructure spending as an economic solution. His views challenge listeners to rethink policy assumptions and envision more sustainable economic frameworks. Disclaimer: The information provided on this podcast is for educational and informational purposes only. It is not intended as financial advice and should not be relied upon as such. All opinions expressed by the hosts, guests, or participants are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. We recommend that you consult with a qualified financial professional before making any financial decisions. Remember, investing and financial decisions carry risks, and it is important to do your own research. Stay Connected: If you enjoyed today’s episode, remember to subscribe and follow for more insights into the forces shaping our economy. Do you have a question that you'd like Professor Burton to answer? Send us a message , and you may hear it on an upcoming Rubber Meets the Road Economics Podcast episode.…

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

1
The Fed's Next Move: Predicting Rate Cuts and Economic Impact 13:01

19 weeks тому13:01

13:01

In this episode of The Rubber Meets the Road Economics , investor Hunter Craig sits down with Professor Edwin T. Burton from the University of Virginia to analyze the current economic landscape and the factors driving interest rates, inflation, and U.S. debt levels. They dive into the Fed’s anticipated rate adjustments, the impact of election outcomes on Treasury yields, and a masterclass in game theory as applied to economic decision-making. Professor Burton breaks down complex economic concepts into practical insights, exploring everything from real estate buying strategies to the famous three-door problem in game theory. If you're interested in understanding how economic policies might impact your finances, tune in for a grounded, no-nonsense perspective on the economy’s road ahead. Key Topics Discussed The Fed’s likely rate cut and the expected reduction in the prime rate The relationship between short-term and long-term yields and implications for mortgages The significance of the rising yield on the 10-year Treasury note and its ties to U.S. debt levels Game theory applications in real estate and market behavior Explanation of the three-door problem in probability and decision-making Financial Disclaimer The information provided on this podcast is for educational and informational purposes only. It is not intended as financial advice and should not be relied upon as such. All opinions expressed by the hosts, guests, or participants are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. We recommend consulting a qualified financial professional before making any financial decisions. Remember, investing and financial decisions carry risks, and it is essential to conduct your own research. More about Dr. Edwin T. Burton Dr. Edwin T. Burton is a distinguished professor of economics at the University of Virginia, specializing in finance, with a particular focus on behavioral finance and the theory of financial markets. His academic career began in 1969, and he has held faculty positions at Cornell University and UVA since 1988. He has also been a key figure on Wall Street, holding senior roles at Smith Barney, Rothschild Financial Services, and Interstate Johnson Lane Corporation. At UVA, Burton’s courses on finance are among the most popular in the Economics Department, where he has taught thousands of students over his career. In addition to his academic work, he has been deeply involved in public service, serving as the longest-standing trustee of the Virginia Retirement System and holding the position of chairman from 1997 to 2001. Beyond his academic and professional contributions, Dr. Burton has authored multiple books on finance, with his latest being Behavioral Finance , published in 2014. His broad expertise makes him a sought-after speaker on economic issues, and he regularly presents at high-profile events. UVA Arts & Sciences Connect With Us Stay connected and never miss an episode! Subscribe to The Rubber Meets the Road Economics podcast to gain valuable insights into economic trends and decisions shaping the future. Share your thoughts and join the conversation HERE or by emailing us at rubbermeetstheroadeconomicspod@gmail.com .…

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

1
What Drives Mortgage Rates? Exploring the Role of Treasury Yields and Market Forces 19:27

22 weeks тому19:27

19:27

In this episode of Rubber Meets the Road Economics , Hunter Craig and Professor Edwin T. Burton dive into the potential economic crisis that may be on the horizon. They explore key economic signals like the Federal Reserve’s recent rate cuts, the rise in Treasury yields, and the impact on mortgage rates. Together, they analyze whether these indicators point to an impending financial downturn and what it means for everyday Americans. Professor Burton sheds light on how market forces dictate these economic shifts and offers a candid view of the Fed’s role, suggesting that it often follows market trends rather than leading them. Key Topics: The Federal Reserve’s September rate cut and why it happened. How Treasury bill yields impact Federal Reserve policies. The role of supply and demand in driving mortgage rates higher. The rising divide between wealthy Americans benefiting from asset inflation and the struggles of working-class citizens. Why rent control policies may hurt those they're intended to help. A candid discussion on inflation, government debt, and what it all means for the future of the U.S. economy. Quotes from the Episode: “The market determines rates, not the Federal Reserve.” “Inflation isn’t just a number; it’s the value of money dropping.” “If supply goes up 50%, and demand stays the same, the value drops—simple economics.” “The Fed’s role is more reactionary than most people realize.” “Rent control sounds good but ultimately freezes out low-income people from communities.” Financial Disclaimer: The information provided on this podcast is for educational and informational purposes only. It is not intended as financial advice and should not be relied upon as such. All opinions expressed by the hosts, guests, or participants are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. We recommend that you consult with a qualified financial professional before making any financial decisions. Remember, investing and financial decisions carry risks, and it is important to do your own research. About Professor Edwin Burton: Dr. Edwin T. Burton is a professor of economics at the University of Virginia, specializing in finance, with a focus on behavioral finance and the theory of financial markets. A distinguished academic and former Wall Street executive, Professor Burton earned his PhD from Northwestern University, studying under renowned mathematical economist Hirofumi Uzawa. He has held senior roles at Smith Barney and other major financial institutions and has taught at UVA since 1988. Professor Burton's extensive expertise makes him a leading authority on public policy, finance, and economics.…

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

1
How Can the U.S. Address Its Growing Debt Crisis? 34:44

25 weeks тому34:44

34:44

In this episode of Rubber Meets the Road Economics , Hunter Craig welcomes back Professor Edwin Burton to dive into the U.S. debt crisis, Federal Reserve policies, and interest rates. Professor Burton draws on his extensive academic background and professional experience to offer an insightful analysis of the U.S. economy’s trajectory. Together, they discuss the implications of the $35 trillion national debt, the potential for higher interest rates, and whether the U.S. is heading toward an economic disaster. Key Discussion Points: The significance of U.S. national debt climbing to $35 trillion and its future projections. Professor Burton's educational background, including his PhD from Northwestern University and his experience studying under renowned economists. The role of U.S. Treasury yields in predicting Federal Reserve interest rate cuts. Why corporate bond sales are signaling economic caution and what that means for the future. The limitations of modern monetary theory and its impact on inflation. How government debt and spending are driving inflation and affecting individual savings rates. What lessons can be learned from the debt crises in other countries, like Argentina and the Weimar Republic. About Professor Edwin Burton: Dr. Edwin T. Burton is a professor of economics at the University of Virginia, specializing in finance, with a focus on behavioral finance and the theory of financial markets. A distinguished academic and former Wall Street executive, Professor Burton earned his PhD from Northwestern University, studying under renowned mathematical economist Hirofumi Uzawa. He has held senior roles at Smith Barney and other major financial institutions, and has taught at UVA since 1988. Professor Burton's extensive expertise makes him a leading authority on public policy, finance, and economics. Connect with Us: Subscribe and leave us a review on your favorite podcast platform Share your thoughts with us at rubbermeetstheroadeconomicspod@gmail.com Disclaimer: The information provided on this podcast is for educational and informational purposes only. It is not intended as financial advice and should not be relied upon as such. All opinions expressed by the hosts, guests, or participants are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. We recommend that you consult with a qualified financial professional before making any financial decisions. Remember, investing and financial decisions carry risks, and it is important to do your own research.…

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

1
Are We Headed Towards a Major Inflation Crisis? 28:02

26 weeks тому28:02

28:02

In this episode of Rubber Meets the Road Economics , host Hunter Craig sits down with Professor Edwin Burton to discuss the reality behind unemployment data, inflation, and the impact of free trade. The conversation explores how government policies, interest rates, and debt accumulation affect the U.S. economy. With expert insights from Professor Burton, listeners will gain a deeper understanding of the economic forces shaping our world and how they might impact your financial decisions. UPDATE: On Tuesday, Sept 17, Professor Burton is calling for a 50 BPS cut by the Federal Reserve tomorrow. Key Discussion Points: Why unemployment data revisions are more common than you think How inflation is measured and why it's so hard to pin down The true cost of money printing and its impact on everyday Americans Free trade vs. tariffs: What's really best for the economy? Is the U.S. heading towards an economic crisis due to its debt? Connect with Us: Subscribe and leave us a review on your favorite podcast platform Share your thoughts with us at rubbermeetstheroadeconomicspod@gmail.com Disclaimer: The information provided on this podcast is for educational and informational purposes only. It is not intended as financial advice and should not be relied upon as such. All opinions expressed by the hosts, guests, or participants are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. We recommend that you consult with a qualified financial professional before making any financial decisions. Remember, investing and financial decisions carry risks, and it is important to do your own research. More about Professor Edwin Burton Dr. Edwin T. Burton is a distinguished professor of economics at the University of Virginia, specializing in finance, with a particular focus on behavioral finance and the theory of financial markets. His academic career began in 1969, and he has held faculty positions at Cornell University and UVA since 1988. He has also been a key figure on Wall Street, holding senior roles at Smith Barney, Rothschild Financial Services, and Interstate Johnson Lane Corporation. At UVA, Burton’s courses on finance are among the most popular in the Economics Department, where he has taught thousands of students over his career. In addition to his academic work, he has been deeply involved in public service, serving as the longest-standing trustee of the Virginia Retirement System and holding the position of chairman from 1997 to 2001. Beyond his academic and professional contributions, Dr. Burton has authored multiple books on finance, with his latest being Behavioral Finance , published in 2014. His broad expertise makes him a sought-after speaker on economic issues, and he regularly presents at high-profile events, including business forums( UVA Arts & Sciences…

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

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The Truth About Treasury Bills, Notes, and Bonds 11:33

27 weeks тому11:33

11:33

In this episode of Rubber Meets the Road Economics , Hunter Craig sits down with Professor Edwin Burton to explore the relationship between money supply, inflation, and government debt. Professor Burton explains how printing money leads to inflation, why U.S. Treasury auctions are so important, and what happens when debt grows too large. Are we headed toward an economic crisis similar to Argentina? Tune in to learn more about these pressing economic issues and how they may affect you. Key Discussion Points: How increasing the money supply causes inflation What Treasury auctions reveal about government debt The differences between Treasury bills, notes, and bonds Can the U.S. avoid a debt crisis like Argentina's? The future of Medicare, Social Security, and the national budget About Professor Edwin Burton: Dr. Edwin T. Burton is a professor of economics at the University of Virginia, specializing in finance with a focus on behavioral finance and the theory of financial markets. Professor Burton, a distinguished academic and former Wall Street executive, has held senior roles at Smith Barney, Rothschild Financial Services, and Interstate Johnson Lane Corporation. He has taught at UVA since 1988 and has authored multiple books on finance, including Behavioral Finance . Additionally, he served as the longest-standing trustee of the Virginia Retirement System and was chairman from 1997 to 2001. Professor Burton's extensive background makes him a leading expert on the intersection of public policy, finance, and economics. Connect with Us: Subscribe and leave us a review on your favorite podcast platform Share your thoughts with us at rubbermeetstheroadeconomicspod@gmail.com Disclaimer: The information provided on this podcast is for educational and informational purposes only. It is not intended as financial advice and should not be relied upon as such. All opinions expressed by the hosts, guests, or participants are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. We recommend that you consult with a qualified financial professional before making any financial decisions. Remember, investing and financial decisions carry risks, and it is important to do your own research.…

Rubber Meets The Road Economics: Exploring the forces shaping our economy with Professor Edwin T. Burton

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The Global Economic Impact of Rising Rates: Currency Shifts, Inflation, and the National Debt Crisis 32:11

31 weeks тому32:11