178 | Step by Step Tutorial on Creating a December Budget: So You Can Start 2024 Right

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Grab our free, one page, printable budget template here.

Get ready to tackle your December budget with us! In this episode, we chat about how easy it is to slip up with our budgets, especially as the year winds down. We'll walk you through the ins and outs of setting up a solid December budget. From peeking back at November's oops moments to planning for the holiday splurge, we've got you covered. Plus, we've got a super handy one-page budget template just for you!

#### What We Talk About:

1. Oops, November Happened! – We all trip up sometimes, right? We look at why some budgets just didn't stick in November and how to bounce back for a better December.

2. Taking a Quick Look Back – Why it's crucial to peek at last month's spending (even if it hurts a bit) to make wiser choices ahead.

3. December Budgeting 101 – Step-by-step guidance on crafting your December budget before the month kicks off. Avoid the financial scramble and get ahead of the game!

4. Your Budgeting Lifeline – Dive into our easy-peasy one-page budget template available at myidealbalance.com/budgettemplate. Budgeting made simple and stress-free!

5. Income & Expenses Shuffle – How to tweak your budget to reflect December's unique income changes and unexpected expenses.

6. Holiday Spending and Saving Tips – Navigate through Christmas expenses, travel costs, and even saving for upcoming fun in the sun next spring break.

7. Goal Setting for December – Let's set some achievable, budget-friendly goals for this festive month. Whether it's cutting back on debt or saving for something special, we've got strategies to share.

#### Timestamps:

- [00:00:30] – Diving into December budgeting

- [00:02:15] – Reflecting on November's budget blunders

- [00:04:00] – Crafting your December budget step by step

- [00:06:20] – Shoutout to our one-page budget template

- [00:08:10] – Adjusting for December's financial quirks

- [00:10:45] – Smart tips for holiday spending

- [00:13:30] – Setting up December goals

#### Calls to Action:

- Grab the Budget Template: Visit myidealbalance.com/budgettemplate for your handy budget helper.

- Set Your December Goals: What's your financial target this month? Let’s make it happen!

- Share Your Budget Wins: We're all in this together! Tell us about your budgeting victories and challenges.

#### Wrapping Up:

Remember, a budget mishap isn't the end of the world. Each new month, like December, is a fresh chance to get your finances in tune. With a little planning and our trusty budgeting tips, you're all set to end the year on a high note!

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ ⁠https://www.budgetbesties.com/freecall⁠

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ ⁠https://www.budgetbesties.com/facebook⁠

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ ⁠https://budgetbesties.com/budget⁠

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ ⁠https://budgetbesties.com/coaching⁠

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