Finding Financial Freedom With The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money podcast

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

29:53

Steve Preston is the CEO of Goodwill Industries. Though Goodwill is known for big stores where people can donate clothes and buy them secondhand, those stores are just the first level of what Goodwill Industries are about. Those stores fund an international organization that provides job training, employment placement services and other community-based programs for people who face barriers in their employment. Steve joins Jay to discuss the ways Goodwill Industries support veterans and individuals who lack job experience, an education, or face employment challenges, such as those people who are formerly incarcerated. Today's episode was produced by Tani Levitt and Mijon Zulu. To check out more episodes or to learn more about the show, you can visit our website Allaboutchangepodcast.com. If you like our show, spread the word, tell a friend or family member, or leave us a review on your favorite podcasting app. We really appreciate it. All About Change is produced by the Ruderman Family Foundation. Episode Chapters 0:00 intro 1:02 The Goodwill you don’t know 4:33 The troubling reality of work reintegration for formerly incarcerated folks 10:00 How Steve brings his public-sector experience to Goodwill 11:17 Goodwill’s employment centers 15:51 The interplay between Goodwill’s national and local arms 24:07 The case for minimizing recidivism becoming a cross-party cause 27:05 Goodbye For video episodes, watch on www.youtube.com/@therudermanfamilyfoundation Stay in touch: X: @JayRuderman | @RudermanFdn LinkedIn: Jay Ruderman | Ruderman Family Foundation Instagram: All About Change Podcast | Ruderman Family Foundation To learn more about the podcast, visit https://allaboutchangepodcast.com/ Looking for more insights into the world of activism? Be sure to check out Jay’s brand new book, Find Your Fight , in which Jay teaches the next generation of activists and advocates how to step up and bring about lasting change. You can find Find Your Fight wherever you buy your books, and you can learn more about it at ⁠⁠⁠www.jayruderman.com⁠⁠⁠ .…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Financial Freedom and Peace of Mind. For all of us. A podcast by The Frugal Physician for healthcare professionals looking to get their financial house in order and design their ideal lives.

103 епізодів

#Baby Steps

updated 3 дні тому

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Financial Freedom and Peace of Mind. For all of us. A podcast by The Frugal Physician for healthcare professionals looking to get their financial house in order and design their ideal lives.

103 епізодів

#Baby Steps

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Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

1
Ep103: How to Build a Profitable Direct Primary Care Practice Without Burnout with Dr. Una of EntreMD 52:39

3 дні тому52:39

52:39

In this episode of the Finding Financial Freedom Podcast, Dr. Disha Spath is joined by powerhouse physician entrepreneur Dr. Nneka Unachukwu, also known as Dr. Una—board-certified pediatrician, bestselling author, and founder of EntreMD. Dr. Una built a seven-figure business while practicing medicine and raising four children—and now she’s on a mission to help 100,000 physicians do the same. Through her groundbreaking EntreMD Business School and top-ranked podcast, she’s changing the narrative around what's possible for doctors beyond the clinic. This conversation unpacks the mindset, strategy, and vision behind her journey from overwhelmed clinician to CEO. Dr. Una shares how physicians can build profitable businesses, master leadership, and take ownership of their time, income, and purpose—without sacrificing their calling. Key Topics Covered: 1. From Medicine to Mission How Dr. Una’s journey began with a love for medicine—and a desire for more freedom. The financial turning points that opened the door to entrepreneurship. 2. Becoming the CEO of Your Life Why most physicians aren’t trained to think like business owners—and how to change that. 3. The Mindset Shift The limiting beliefs physicians carry—and the mental reprogramming needed to succeed in business. 4. Making Success Inevitable Identifying your “why” and the strategy behind building a business that grows with you. What she teaches inside the EntreMD Business School makes results repeatable. 5. The DPC Model Explained What is Direct Primary Care and how does it create freedom for physicians and patients alike? How Dr. Una built her practice around access, care, and boundaries. 6. Creating Boundaries While Building Trust The art of saying “no” and still attracting your dream patients (and clients). How Dr. Una balances business, medicine, and motherhood. 7. Her Personal Practice Story What building her own practice taught her about entrepreneurship—and herself. How her experience shaped EntreMD and its mission to reach 100,000 physician entrepreneurs. Listener Takeaways: Why physicians are uniquely positioned to be entrepreneurs How to create a business aligned with your values and lifestyle goals How to balance purpose, profit, and peace on your journey to financial freedom Connect with Us: Host: Dr. Disha Spath , The Frugal Physician Guest: Dr. Nneka Unachukwu or Dr. Una…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Ep102: Getting Sued as a Doctor: Malpractice Lawsuits, Legal Strategy & Expert witness work with Dr. Stephen Cohen 40:02

10 днів тому40:02

40:02

Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath. Today’s episode features a powerful and insightful conversation with Dr. Stephen Cohen—a seasoned physician and educator who’s been through the highs and lows of a medical career, including facing legal challenges head-on. In this episode, we go deep into what it really means to be a doctor under legal fire. Dr. Cohen shares hard-earned wisdom on handling lawsuits, building emotional resilience, and maintaining clarity under pressure. This conversation is both grounding and empowering for every physician who fears or is currently facing litigation. Key Topics Covered: 1. How to Emotionally Navigate a Lawsuit The emotional toll of being sued—and why it mirrors the five stages of grief. How to move from panic and shame to growth and acceptance. 2. Practical Tips for Physicians Facing Legal Action The power of community, mentorship, and legal education. What to do first when you’re served with a lawsuit. 3. Supervision and Liability What physicians in leadership roles need to know about autonomy and responsibility. How to protect yourself legally when overseeing others. 4. Becoming a Resilient Physician How to stay grounded when your identity feels shaken by legal or professional setbacks. Listener Takeaways: How to reframe lawsuits as part of the medical journey—not a personal failure. Why it’s crucial to separate your worth from your wins and losses in court. How to build legal literacy and emotional resilience early in your career. Connect with Us: Host: Dr. Disha Spath , The Frugal Physician Guest: Stephen M. Cohen, MD, MBA If you're a physician striving for more than just financial security—if you're seeking joy, alignment, and meaning—this episode is your roadmap.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Ep101: Does Money Buy Happiness?..with Dr. Elisa Chiang 43:36

24 дні тому43:36

43:36

“Can money really buy happiness, or just comfort?” Let’s find out in today’s episode. Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath. In this episode, we're doing something special—a collaborative episode with Dr. Elisa Chiang, host of the Grow Your Wealthy Mindset Podcast. Dr. Elisa is a practicing oculoplastic surgeon, certified life coach, and founder of Grow Your Wealthy Mindset, where she empowers physicians to take control of their finances and live with intention. In this joint episode, we dive deep into the intersection of money, happiness, and intentional living. Together, we explore how financial wellness supports happiness—but why it's not the whole picture. From personal insights on spending habits to reflections on physician burnout and values-driven choices, this conversation unpacks what it truly means to live a wealthy life—and find financial independence as physicians. Key Topics Covered: 1. Does Money Buy Happiness?Why money contributes to happiness—but doesn’t guarantee it. 2. Value-Based Spending How aligning your spending with your values brings more satisfaction. When purchases become liabilities—emotionally and financially. 3. Physician Wellness for Doctors The pressure to “upgrade” lifestyle post-training and finding the path to financial wellness. 4. Trading Time for Money (Is It Worth It?) Why more income doesn’t always mean more happiness. How to eliminate lifestyle inflation and regain control of your finances. 5. Money and Happiness Why achieving happiness as a physician requires active, ongoing work. How coaching and self-reflection can lead to real balance. Listener Takeaways: How to align money with your definition of a meaningful life. Why physicians often tie self-worth to income—and how to break free. Practical ways to build happiness into your financial journey. How to stop trading time for money and start living intentionally. Resources Mentioned: GrowYourWealthyMindset.com The Grow Your Wealthy Mindset Podcast Follow Dr. Elisa Chiang: Instagram: @GrowYourWealthyMindset instagram Facebook: ElisaChiang About the Co-Host: Dr. Elisa Chiang is a board-certified oculoplastic surgeon, life coach, and host of the Grow Your Wealthy Mindset Podcast. She helps physicians take charge of their money and mindset to build a life of purpose, balance, and true wealth. Connect with Us: Host: Dr. Disha Spath , The Frugal Physician If you're a physician striving for more than just financial security—if you're seeking joy, alignment, and meaning—this episode is your roadmap.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Ep100: 100th Episode Special: From Burnout to New Beginnings – Why I’m Starting a DPC Practice 34:45

5 weeks тому34:45

34:45

Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath. Today, we’re celebrating a major milestone—our 100th episode! In this special edition, Dr. Disha is joined by her husband and guest host, Josh, for a heartfelt conversation that traces her journey from burnout to bold new beginnings—including why she’s launching her very own Direct Primary Care (DPC) practice. From wild adventures in the Amazon to the decision to leave traditional practice behind, Disha opens up about the pivotal life moments that shaped her medical path and her renewed commitment to building a career—and life—that aligns with her values. Key Topics Covered: 1. What Sparked the Calling to Medicine Disha’s earliest motivations for becoming a doctor—and how those roots evolved. 2. Camping in the Amazon How an outdoor expedition became a transformative experience. 3. Medical School and Major Life Events Navigating med school while facing personal and professional challenges. 4. Falling in Love with the Outdoors How reconnecting with nature shifted her priorities and fueled change. 5. Financial Reset with Josh What it took for Disha and Josh to get on the same page financially. 6. The Burnout That Changed Everything Recognizing the toll of traditional medicine—and deciding to do things differently. 7. Why She’s Starting a DPC Practice What a Direct Primary Care model offers—and why this is her next chapter. 8. Keep the Frugal Physician GoingStarting a DPC while managing the Frugal Physician and Finding Financial Freedom Podcast Listener Takeaways: The importance of aligning your work with your values. How to recognize and recover from physician burnout. Steps to reset your financial life as a couple. Why DPC may be the solution for doctors seeking autonomy and purpose. What it really looks like to pivot mid-career—with courage and clarity. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician If you're a physician looking to take control of your career, finances, and future, this episode is a must-listen! This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Ep99: Investing in Residential Assisted Living with Dr. Alex Schloe 37:37

6 weeks тому37:37

37:37

In this episode of the Finding Financial Freedom Podcast, we sat down with Dr. Alex Schloe, a physician and real estate investor who transitioned from a traditional path in medicine to a life of autonomy and financial freedom. If you're a physician seeking more control over your time, career, and finances—this conversation is for you. Dr. Alex shares how his desire for flexibility and purpose led him to explore real estate, eventually finding success through residential assisted living and syndications. He breaks down how these investments create cash flow and how they can empower physicians to practice medicine on their own terms. Key Topics Covered: 1. Dr. Alex’s Background From conventional medical training to pursuing autonomy through financial education and investing. 2. Starting the Real Estate Journey How Dr. Alex began investing in real estate and what sparked his interest. 3. Learning Syndication How he discovered real estate syndications and built confidence to get involved. 4. Residential Assisted Living Explained What it is, how it works, and why it's an opportunity for impact and profit. 5. Four Ways to Invest in Assisted Living Dr. Alex breaks down the different investment models available in this niche. 6. Cash Flow Potential A practical look at the cash flow potential in residential assisted living—and how it compares to traditional rental properties. 7. Practicing Medicine on Your Own Terms How real estate investing has allowed Dr. Alex to design a medical career that aligns with his passions and lifestyle. Resources Mentioned: Dr. Alex Schloe Website Residential Assisted Living Academy Physicians and Properties Podcast Listener Takeaways: You don’t need to leave medicine to take control of your time—you need financial freedom. Real estate investing, especially in assisted living, can provide both profit and purpose. Syndications and assisted living are powerful tools for physicians looking to diversify income. Autonomy is achievable with the right education and network. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Alex Schloe , Physician and Real Estate Investor This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Ep98: Reclaiming Joy in Medicine — How to Build a Life You Love Without Leaving Healthcare 56:43

7 weeks тому56:43

56:43

Is burnout stealing your joy in medicine? You’re not alone—and you don’t have to settle. In this inspiring episode of The Finding Financial Freedom Podcast, Dr. Disha Spath sits down with Dr. Cory Fawcett—retired surgeon, physician coach, and author of The Doctors Guide series—to explore how doctors can reclaim joy, autonomy, and purpose without leaving healthcare. From overcoming inertia and toxic work cycles to using financial wellness as a lever for change, Dr. Fawcett offers practical tools to help you fall back in love with your career. Whether you're teetering on the edge or just want more fulfillment in your day-to-day, this conversation is your permission slip to reimagine what's possible. Key Topics Covered: 1. Why He Wrote The Doctors Guide to Reclaiming the Joy of Practicing Medicine Dr. Fawcett shares the inspiration behind his book and how it’s helped thousands of physicians rediscover joy in their work. 2. The Inertia Effect in Medical Practice Learn how doctors get trapped in routines that no longer serve them—and what it takes to break free. 3. Three Essential Questions Every Physician Should Ask “So what? Who cares? What’s in it for me?”—Dr. Fawcett explains how these questions can shift your mindset and lead to meaningful change. 4. Creating ‘Aha!’ Moments for Physicians Discover how Dr. Fawcett helps clients connect with their core values to spark powerful career and life transformations. 5. Challenging the Misconception About Patient Hours Why reducing patient hours doesn’t mean you’re abandoning patients—and how it can actually enhance the care you provide. 6. Practical Problem-Solving: Write Down 10 Solutions A simple but powerful tool Dr. Fawcett uses to move past feeling stuck and toward intentional action. 7. Joy Over Paychecks How to separate your sense of purpose from your paycheck and pursue the work that truly energizes you. 8. Finding the Real 'Why' Uncovering your deeper motivation beyond medicine—and why this is the key to long-term fulfillment. Resources Mentioned: Physician Side Gigs Listener Takeaways: Discover how to reignite your passion for medicine—even if you’re feeling burned out. Learn how financial independence gives you the power to say "no" to toxic work environments. Get practical tools to reframe your mindset and build a more joyful, sustainable career. Understand how small changes can create a ripple effect of purpose and autonomy in your professional life. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Cory Fawcett LinkedIn , Retired Surgeon, Coach & Author This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Ep97: Recession-Proof Your Physician Finances: Expert Tips from Dr. Nisha Mehta 27:47

9 weeks тому27:47

27:47

Welcome back to part two of our interview with Dr. Nisha Mehta on the Finding Financial Freedom Podcast! Today, we dive into the financial side of being a physician. Dr. Nisha shares valuable insights on how physicians can build long-term financial security, prepare for economic recessions, and leverage the power of side gigs to overcome adversity. We also discuss how to maximize your W2 income for financial empowerment and what the future holds for physician side gigs. Key Topics Covered: 1. Pain Point on Being and Entrepreneur Building your business and managing it by setting boundaries 2. Getting Comfortable with Your Own Skin Being comfortable with wherever phase you are at in your life 3. Driving Change in Your Industry Learn how to turn your ideas into impactful action that drives change in the healthcare field. 4. Overcoming the Struggles of Entrepreneurship Dr. Nisha opens up about the financial and mental hurdles she faced while building a business. 5. Managing Cash Flow During Economic Uncertainty Practical solutions for physicians to safeguard their finances during times of economic instability. 6. Maximizing Your W2 Income Discover how to leverage your W2 income for greater financial empowerment and stability. 7. The Future of Physician Side Gigs Dr. Nisha shares what's next for the physician side gig community and her ongoing mission. Resources Mentioned: Physician Side Gigs Listener Takeaways: Strategies to overcome financial challenges in uncertain times. How to turn your entrepreneurial ideas into a thriving business. The importance of maximizing your W2 income while diversifying income streams. Practical advice for managing your cash flow and preparing for economic downturns. Insights into the future of physician side gigs and how you can get involved. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Nisha Mehta , Founder, Physician Side Gigs If you're a physician looking for more autonomy and fulfillment, this episode is a must-listen! This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Ep96: Physician Community, Side Gigs, and Empowerment: Dr. Nisha Mehta’s Journey 23:07

10 weeks тому23:07

23:07

Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath. Today, we’re joined by Dr. Nisha Mehta, a radiologist, nationally recognized thought leader in physician finance, and founder of Physician Side Gigs—a thriving community of over 200,000 physicians. In this episode, Dr. Nisha shares how she built Physician Side Gigs from the ground up, navigated the challenges of being a public figure, and leveraged her platform to create lasting change in the medical industry. She opens up about the realities of physician burnout, how to prevent it, and what it takes to channel momentum into meaningful industry transformation. Key Topics Covered: From Radiologist to Industry Leader How Dr. Nisha built Physician Side Gigs into a movement. The Challenges of Social Media Influence The trials and lessons of leading a large online community. Navigating Burnout in Medicine Identifying burnout early and strategies for prevention. Driving Change in Your Industry How to turn ideas into impactful action. Overcoming the Struggles of Entrepreneurship The financial and mental hurdles of building a business. Managing Cash Flow During Economic Uncertainty Practical solutions for physicians facing financial challenges. The Future of Physician Side Gigs What’s next for the community and Dr. Nisha’s mission. Resources Mentioned: Physician Side Gigs Listener Takeaways: How to balance clinical practice with entrepreneurship. Why burnout happens and how to prevent it. Steps to create meaningful change in your field. How to stay financially secure during economic downturns. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Nisha Mehta , Founder, Physician Side Gigs If you're a physician looking for more autonomy and fulfillment, this episode is a must-listen! This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Ep95: From Burnout to Breakthrough: How Dr. Marina Capella Built a Thriving Pediatric Direct Primary Care Practice 56:33

11 weeks тому56:33

56:33

Defy gravity and take control of your practice! It’s time to break free from the corporate track and step into the world of Direct Primary Care. No more restrictions—just you, your patients, and the freedom to practice on your terms. Doctors, are you ready to rise? Today, we sat down with Dr. Marina Capella, an integrated pediatrician based in South Lake City, Utah. In 2021, she launched Healing Arts Pediatrics, a Direct Primary Care (DPC) practice designed to bring joy and freedom back into pediatric medicine. Dr. Capella shares her journey of breaking free from the constraints of insurance-based healthcare, the financial realities of launching a DPC, and how she empowers other pediatricians to rediscover their passion for medicine. Key Topics Covered: 1. Leaving Insurance-Based Healthcare Why Dr. Capella made the leap to DPC and never looked back. 2. The Flaws of Insurance-Based Care The frustrations and limitations that led her to seek a better model. 3. Burnout in Medicine Recognizing the signs and taking action to reclaim work-life balance. 4. The Financial Leap into DPC How she prepared financially to start her practice. 5. The Costs of Starting a DPC Breaking down the estimated expenses. 6. Path to Profitability How long it took for her practice to become financially sustainable. 7. Marketing and Community Building The biggest challenges in establishing a DPC practice. 8. Lessons Learned as a Pediatrician What she would do differently if she started over. 9. Empowering Other Pediatricians How she helps others find freedom in their medical careers. Resources Mentioned: DPCPediatrician.com DPC Pediatricians Podcast DPC Healing Arts Pediatrics Defying Healthcare Listener Takeaways: Why insurance-based healthcare may be holding doctors back. The real costs and timeline of starting a DPC practice. How to market and grow a successful DPC in your community. The importance of financial planning before making the leap. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Marina Capella , Co-Founder of Future Minority Doctor, Physician Owner of Healing Arts Pediatrics If you're a physician looking for more autonomy and fulfillment, this episode is a must-listen! This episode is sponsored by Reza & Sharif CPAs - They provide more than just tax returns and financial statements—they deliver strategic financial solutions tailored to your needs. Whether you're a business owner, physician, or investor, they help you navigate complex tax laws, maximize savings, and build long-term wealth. With expert tax planning, accounting, and advisory services, they ensure your finances work for you—not the other way around. Take control of your financial future today. Visit rezasharif.com to see how they can help. This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Ep94: Navigating the Financial Leaps in Medical Training - From Medical Student to Resident to Attending 35:33

12 weeks тому35:33

35:33

Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath. Today, we’re joined by Amy Holbrook, Associate Program Director at Abbott Northwestern Internal Medicine Residency Program and Chair Elect of the National ACP Council. Dr. Amy is passionate about helping new attendings navigate the financial shifts that come with earning their first attending paycheck. In this episode, Dr. Amy shares how she got into financial wellness and the biggest financial mindset shifts that occur when transitioning from residency to attendingship. She breaks down key financial milestones, how to balance financial responsibilities while enjoying life, and strategies for building long-term financial stability. Key Topics Covered: 1. From Resident to Attending: The Financial Mindset Shift The biggest financial changes new attendings face. 2. Smart Saving Strategies What percentage of income new attendings should aim to save. What to do after maxing out a 401(k). 3. Balancing Lifestyle and Financial Responsibility Enjoying life while staying financially responsible. The importance of understanding retirement accounts. 4. Debt vs. Retirement Savings Should you focus on paying off debt or saving for retirement? 5. Insurance & Financial Planning Must-have insurance policies for new attendings. 6. Financial Education for New Attendings How Amy teaches residents to manage their first big paycheck. Resources Mentioned: Take-Home Paycheck Calculator Pearson Ravitz White Coat Investor Simple Path to Wealth Millionaire Life Next Door Listener Takeaways: The key financial shifts that occur when transitioning from resident to attending. How to build financial literacy and understand taxes. The best strategies for saving, investing, and balancing debt. Financial milestones every new attending should look out for. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Amy Holbrook If you're a new attending looking to take control of your finances, this episode is packed with actionable insights to help you build wealth and financial confidence. Tune in now! This episode is sponsored by Reza & Sharif CPAs - They provide more than just tax returns and financial statements—they deliver strategic financial solutions tailored to your needs. Whether you're a business owner, physician, or investor, they help you navigate complex tax laws, maximize savings, and build long-term wealth. With expert tax planning, accounting, and advisory services, they ensure your finances work for you—not the other way around. Take control of your financial future today. Visit rezasharif.com to see how they can help. This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Ep93: What’s Changing in the Disability Insurance Landscape with Dr. Stephanie Pearson 36:52

13 weeks тому36:52

36:52

In this episode of the Finding Financial Freedom Podcast, we sit down with Dr. Stephanie Pearson, a former physician turned disability insurance advocate. After experiencing firsthand the financial consequences of inadequate coverage, she now helps medical professionals secure the right disability insurance to protect their future. Stephanie breaks down the evolving landscape of disability insurance, explaining the challenges physicians face when applying for policies and how different carriers classify occupations. She also shares insights on state-specific policy variations and industry changes that could impact your financial security. Key Topics Covered: 1. From Physician to Advocate Dr. Pearson’s journey from clinical medicine to educating physicians on disability insurance. 2. Industry Shifts in Disability Insurance How the disability insurance market is evolving and what it means for you. 3. Understanding Occupational Classifications Why physicians often get pigeonholed into specific risk categories. 4. Physician-Friendly Insurance Carriers Are there companies offering better options for doctors? 5. State-by-State Policy Differences How disability insurance coverage and regulations vary depending on where you live. 6. Real-Life Impact of Disability Insurance A case study on how proper coverage changed a physician’s financial future. 7. Why Choose Pearson Ravitz? What sets Pearson Ravitz apart in helping physicians secure the right coverage. Resources Mentioned: Pearson Ravitz Listener Takeaways: Not all disability insurance policies are created equal—know your options. Occupational classification can affect your premiums and benefits. Choosing the right insurance carrier can make a significant difference in your coverage. State regulations may impact your policy terms and pricing. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Dr. Stephanie Pearson , CEO and Insurance Advisor This episode is sponsored by: PearsonRavitz – Helping physicians safeguard their most valuable assets.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Ep92: From Nursing to Financial Freedom: How Budgeting Can Transform Your Life with Kristin Wade 34:17

14 weeks тому34:17

34:17

Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath. Today we interviewed Kristin Wade, a registered nurse turned certified budget coach, to discuss how zero-based budgeting can transform your finances. In 2023, Kristin began working for MyBudgetCoach to help the world fall in love with budgeting. She trains and supports coaches to scale their businesses effectively. In this episode, Kristin shares her own journey from struggling with money to achieving financial stability—and how this budgeting method helped her break free from the paycheck-to-paycheck cycle. Kristin dives into the biggest financial challenges professionals face, the missing pieces in financial education, and how aligning your budget with your values can bring more freedom, stability, and control over your financial future. Key Topics Covered: 1. Why So Many People Struggle with Money Common financial pitfalls, even for high earners. 2. Kristin’s Journey from Nurse to Budget Coach How taking control of her finances changed her life. 3. The Biggest Gaps in Financial Education What most people never learn about managing money. 4. How Zero-Based Budgeting Works A simple but powerful system to take full control of your income. 5. Budgeting for Life’s Priorities How Kristin balanced financial goals while raising a family. 6. Spending with Purpose Why budgeting isn’t about restriction—it’s about freedom and choice. Resources Mentioned: My Budget Coach Good Energy by Casey Means Fiscal Bliss Financial Coaching Listener Takeaways: How to stop living paycheck to paycheck using zero-based budgeting. The key financial mistakes holding people back—and how to fix them. Why most of us never learn proper money management (and what to do about it). How aligning your budget with your values can bring stability and peace of mind. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guests: Kristin Wade , Head of Engagement at MyBudgetCoach If you're ready to take control of your money and build a secure financial future, this episode is a must-listen! This episode is sponsored by Reza & Sharif CPAs - They provide more than just tax returns and financial statements—they deliver strategic financial solutions tailored to your needs. Whether you're a business owner, physician, or investor, they help you navigate complex tax laws, maximize savings, and build long-term wealth. With expert tax planning, accounting, and advisory services, they ensure your finances work for you—not the other way around. Take control of your financial future today. Visit rezasharif.com to see how they can help. This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Ep91: What Every Resident Physician Must Know About Guaranteed Standard Issue Disability Insurance with Jamie Fleischner 34:53

15 weeks тому34:53

34:53

In this episode of the Finding Financial Freedom Podcast, we interviewed Jamie Fleischner, founder of Set for Life Insurance, who has helped thousands of professionals secure the right disability coverage. If you’re a physician or high-earning professional, protecting your financial future is crucial—and disability insurance is a key part of that plan. Jamie breaks down the ins and outs of Guaranteed Standard Issue (GSI) Policies, explaining how they differ from traditional disability insurance and what you need to consider when choosing the best policy. From pricing and flexibility to common misconceptions, this episode is packed with valuable insights to help you make an informed financial decision. Key Topics Covered: 1. What is a Guaranteed Standard Issue Policy? Understanding how GSI policies differ from traditional disability insurance. 2. Who Qualifies for a GSI Policy? Why only certain programs offer them and what it means for you. 3. Own-Occupation Coverage Are GSI policies truly own-occupation, and why does it matter? 4. Premiums & Cost Comparisons How GSI policy premiums stack up against traditional underwritten disability insurance. 5. Exclusive Discounts & Group Benefits Are there special rates available for specific groups or organizations? 6. Gender-Based Rate Differences How disability insurance pricing differs for men and women. 7. Common Misconceptions About GSI Policies Clearing up myths that could impact your financial decisions. 8. Expert Advice on Choosing Disability Insurance Key takeaways for professionals planning to secure coverage. Resources Mentioned: Set For Life Insurance Website Rezasharif Website Listener Takeaways: GSI policies offer unique benefits and limitations. Group discounts and gender-based pricing can significantly impact your premiums. Flexibility matters—ensure your policy can adapt to your career growth. Understanding the fine print can save you from costly mistakes in the future. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guests: Jamie Fleischner on LinkedIn Tune in now and get the expert insights you need to make the best financial decision for your future! This episode is sponsored by Reza & Sharif CPAs - They provide more than just tax returns and financial statements—they deliver strategic financial solutions tailored to your needs. Whether you're a business owner, physician, or investor, they help you navigate complex tax laws, maximize savings, and build long-term wealth. With expert tax planning, accounting, and advisory services, they ensure your finances work for you—not the other way around. Take control of your financial future today. Visit rezasharif.com to see how they can help. This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Ep90: From Medicine & Marketing to Million-Dollar Real Estate with Dr. Gelerie and Erik - Part 2 31:17

16 weeks тому31:17

31:17

In this episode of the Finding Financial Freedom Podcast, Erik and Gelerie Stenbakken share the next chapter of their inspiring real estate journey. From saving for their dream home to transitioning into real estate investing, they reveal how they scaled from long-term rentals to a thriving short-term rental business. Discover how they built lasting relationships with vendors, optimized their systems, and found more time for family—all while pursuing financial freedom. Whether you’re starting out or looking to scale your real estate business, Erik and Gelerie’s experience is packed with actionable insights to help you achieve your own investing goals. Key Topics Covered: 1. Scaling Systems for Short-Term Rentals How they built efficient processes to manage multiple properties. 2. Optimizing Vendor Relationships The importance of building partnerships with trusted vendors and companies. 3. Short-Term vs. Long-Term Rentals The key differences and what to expect from each. 4. Family Time and Gaining Freedom Through REI How real estate investing gave them more quality time as a family. 5. The Value of Giving Back Why improving the lives of others is part of their mission. 6. Getting Started in Real Estate How to take your first step into real estate investing. 7. Professional Status & Property Management What it means to pursue real estate professional status and manage rental properties effectively. Resources Mentioned: BiggerPockets The Millionaire Next Door The Real Estate Pessimist Podcast Follow Erik’s Podcast Page on Instagram STR in an hour course Listener Takeaways: Systems and relationships are crucial for scaling your business. You don’t need a huge budget to get started—just a willingness to learn and take action. Short-term rentals offer unique opportunities but come with their own set of challenges. Prioritizing family and giving back can be key drivers of long-term success. Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guests: Dr. Gelerie and Erik Stenbakken Thank you for tuning in! Be sure to share this episode with anyone thinking about investing in real estate. This episode is sponsored by Reza & Sharif CPAs - They provide more than just tax returns and financial statements—they deliver strategic financial solutions tailored to your needs. Whether you're a business owner, physician, or investor, they help you navigate complex tax laws, maximize savings, and build long-term wealth. With expert tax planning, accounting, and advisory services, they ensure your finances work for you—not the other way around. Take control of your financial future today. Visit rezasharif.com to see how they can help. This episode is also sponsored by Set for Life Insurance – Providing more than just insurance policies—they deliver personalized coverage and expert guidance tailored to your needs. Whether you're looking for life, disability, or long-term care insurance, their team ensures you get the best protection at the most cost-effective rates. With priority underwriting, special discounts, and access to top-rated insurers, they make securing your future simple and stress-free. Take the next step in protecting what matters most. Visit setforlifeinsurance.com or call 1-888-553-3559 today.…

Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money

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Ep89: From Medicine & Marketing to Million-Dollar Real Estate with Dr. Gelerie and Erik 27:07

17 weeks тому27:07