On the Season 2 debut of Lost Cultures: Living Legacies , we travel to Bermuda, an Atlantic island whose history spans centuries and continents. Once uninhabited, Bermuda became a vital stop in transatlantic trade, a maritime stronghold, and a cultural crossroads shaped by African, European, Caribbean, and Native American influences. Guests Dr. Kristy Warren and Dr. Edward Harris trace its transformation from an uninhabited island to a strategic outpost shaped by shipwrecks, colonization, the transatlantic slave trade, and the rise and fall of empires. Plus, former Director of Tourism Gary Phillips shares the story of the Gombey tradition, a vibrant performance art rooted in resistance, migration, and cultural fusion. Together, they reveal how Bermuda’s layered past continues to shape its people, culture, and identity today. You can also find us online at travelandleisure.com/lostcultures Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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Вміст надано Today’s Focus of Attention. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Today’s Focus of Attention або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.
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Вміст надано Today’s Focus of Attention. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Today’s Focus of Attention або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.
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Today’s Focus of Attention
1 The 50 30 20 Rule. A Simple Budgeting Framework You Can Use as a Professional and in Your Business. 20:39
Dreading the truth about where all your hard-earned cash is actually going? For many, looking into the eye of the expenses monster is terrifying. If you’re spending in excess, why not prepare a budget in advance? In this way, you can decide the fate of every penny reaching your wallet. But how to do it with basic financial knowledge? Well, let me introduce you to the 50 30 20 rule. What is the 50 30 20 rule? The 50/30/20 rule suggests dividing your after-tax income into three buckets. 50% for needs, or living expenses. 30% for wants, the fun stuff. And 20% for savings and investments, for your future. This framework is easy to grasp and implement. You don’t need fancy spreadsheets or accounting skills; just simple maths. This simplicity makes the 50 30 20 rule successful for sticking to a plan. It helps maintain financial discipline without being too strict. https://todaysfocusofattention.com/the-50-30-20-rule-a-simple-budgeting-framework-you-can-use-as-a-professional-and-in-your-business/ Listen to the full episode...…
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Today’s Focus of Attention
As small business owner Rachel shut off the lights in her cosy neighbourhood café, she let out a sigh. It had been a busy month with steady sales, yet her bank balance told a different story. Tomorrow’s supplier bill loomed, and the cash was nowhere to be found. What causes a bustling café to struggle to pay its bills on time? If you’re a small business owner, this scenario might feel familiar. It highlights a hard truth: cash flow can make or break a company’s survival. As a matter of fact, research revealed that poor cash flow management for small businesses contributed to 82% of failures . Clearly, knowing how to manage the money moving in and out is as critical as making sales in terms of improving any business finances . This guide will show you real-world examples of how entrepreneurs handle cash flow challenges and important strategies for managing cash flow. By the end, you’ll have actionable tips to keep your business’s cash flow healthy so you can worry less about bills and spend more time growing your enterprise. https://todaysfocusofattention.com/how-to-manage-cash-flow-effectively-6-essential-tips-for-small-businesses/ Listen to the full episode...…
The global SaaS (Software as a Service) market is worth billions of dollars. But it won't stay there. Analysts predict that by 2032, it will exceed $1 trillion in value. But it comes as no surprise. By the end of 2024, 99% of organisations used at least one SaaS application, with an average of 112 different web tools per company. Meaning that most businesses, big and small, and from all sectors, rely on online applications as the backbone for their operations. Look over these statistics: In 2025, 85% of business apps will be subscription-based. Corporations with over 10,000 employees use around 447 online services. Between 2013 and 2020, the software as a service field grew by 500%. To date, 30,800 SaaS companies are on the market, with the United States holding the largest share. Flexibility, scalability, and accessibility are the driving forces behind this widespread adoption. These are crucial advantages, as many organisations are adapting to hybrid work and digital-first processes. In this podcast, we delve into five key areas where SaaS tools are transforming business operations. https://todaysfocusofattention.com/how-saas-tools-are-transforming-business-operations-in-2025/ Listen to the full episode...…
Today’s job market is fast-paced and competitive—to a cut-throat level, I dare to say. Thus, businesses try hard to keep the best talent inside their organisations. Why is this crucial? Because a high turnover disrupts operations, as it takes many hours for new staff to learn the ropes. In fact, the financial burden is staggering. The Centre for American Progress reports that the cost of replacing a mid-range employee (earning $30,000-$50,000 annually) is equivalent to 21% of a yearly salary. For high-level or more specialised roles, that figure may climb to over 200%. These costs include the direct expenses of recruitment and training , along with indirect losses, such as decreased morale and productivity. On the causes for leaving a company, LinkedIn Global Talent Trends found that 60% of employees blame career development, regardless of the organisation’s size, while 45% factor in compensation. Meanwhile, the Society for Human Resource Management’s 2021 Employee Turnover Survey discovered that annual turnover rates across various industries hover around 20%. Therefore, to avoid falling behind, companies adopt creative strategies to boost workforce satisfaction, which translates into high engagement. With this in mind, we’ve created this episode to help our listeners explore practical methods for improving employee retention and ensuring their company’s smooth operation. https://todaysfocusofattention.com/how-to-improve-employee-retention-in-a-competitive-industry/ Listen to the full episode...…
When it comes to B2B transactions, contracts are sacrosanct—both sides must honour them, no ifs or buts. Yet, before closing a deal, wise buyers always check the FAQs on a vendor’s site to ensure they’re making an informed decision. From the provider’s perspective, addressing these FAQs in a clear, straightforward way builds trust and clears the path for a lasting business partnership. In this post, we’ll look at key questions B2B customers often ask before putting pen to paper and illustrate them with practical, real-world examples. Let’s start then. https://todaysfocusofattention.com/the-top-faqs-b2b-buyers-ask-before-signing-a-contract/ Listen to the full episode...…
From nutrient loss to chronic disease risks, discover six science-backed reasons to cut down on processed foods, and learn how whole foods improve your health. The modern food industry loves processed foods because of their convenience and longer shelf life. However, the production methods used strip away essential components and introduce harmful chemicals—and that’s a problem. This article looks at the key nutrients lost during food processing, how meals built on an assembly line affect our bodies, and six solid reasons why you should cut down on processed foods. But first, let’s look at the common methods manufacturers use to create these products. https://todaysfocusofattention.com/6-reasons-you-should-cut-down-on-processed-foods/ Listen to the full episode...…
“Dear Lord, where has my money gone?” You might ask this every month, only to repeat the cycle. We’ve all been there and suffered the consequences of exceeding our budget. But finally, a candle flickers in the dark. You can break free by unmasking 10 common ways of wasting money—and, more importantly, bring that to an end. Ready to stop overspending for good? Here are our practical tips , no matter your income. Listen to the full episode... https://todaysfocusofattention.com/10-ways-youre-wasting-money-and-how-to-stop-the-leaks/…
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We have all heard about the phrase reduce, reuse, and recycle. They symbolise the balance we should maintain with our environment—a balance that shields us from the harmful effects of waste. The three Rs centre around minimising consumption and the use of resources in production. Also, to lower our energy demand and the waste we generate. But first, let’s compare biodegradable and compostable. Our readers often ask about this. What’s the Difference Between Biodegradable and Compostable? Biodegradable materials are designed to break down naturally thanks to microorganisms. ‘Over time’ could mean weeks or centuries. However, not every biodegradable material breaks down effectively in landfills, leaving harmful residues. Compostable materials, on the other hand, promise to decompose within a specific time frame given the right temperature, moisture level, and oxygen conditions. Besides, they leave a nutrient-rich compost that can be later used as a fertiliser with no toxic remnants. In short, they vanish without a trace. Understanding compostables, let’s explore sustainability’s core principles. Listen to the full episode... https://todaysfocusofattention.com/reduce-reuse-recycle-a-comprehensive-guide-for-our-eco-friends/…
Would it be possible to transform barren, sun-baked deserts into lush oases teeming with life—all while generating clean energy? This seemingly impossible feat might be a reality sooner rather than later. A pioneering study from the Xi’an University of Technology has shown that industrial-scale solar farms in desert areas can actually improve soil quality , boost vegetation growth, and create a healthier microclimate. So far, this challenges the common perception that huge solar parks destroy their surrounding ecosystems. Listen to the full episode... https://todaysfocusofattention.com/covering-deserts-with-solar-panels-is-it-a-good-idea/…
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Have you ever stopped to think how much plastic you use in a day? Single-use items have infiltrated every aspect of our modern life, from coffee cups to plastic bottles. They are convenient but come with a hefty environmental, economic, and health-detrimental price. Together, let’s prove to everyone why ditching disposables is a smart, reachable, sustainable, and rewarding choice. https://todaysfocusofattention.com/6-reasons-to-cut-down-disposable-items/ Listen to the full episode...…
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Artificial Intelligence is transforming B2B CRM through cutting-edge tools for automation, personalisation, and predictive analytics. Discover real-world examples and what’s next for CRM innovation in this episode. Picture this: A mid-sized manufacturing company is struggling to keep track of its growing list of clients. Sales reps waste hours combing through spreadsheets, and critical leads slip through the cracks. Then, an AI-powered CRM system appears on stage. With a few clicks, the sales manager receives insights into which leads are more likely to convert, helping the team close deals faster and boost revenue. With unprecedented efficiency, this is how Artificial Intelligence is reshaping B2B relationships. Together, let’s examine the intersection between AI and CRM and look at real-world examples of AI transforming CRM for B2B companies. https://todaysfocusofattention.com/how-artificial-intelligence-is-reinventing-crm-for-b2b-companies-in-2025-and-beyond/ Listen to the full episode...…
Did you know that around 82% of businesses fail due to poor financial management? Understanding the difference between bookkeeping and accounting could save yours. At first glance, they might seem like the same thing. But are they really? While both play crucial roles in finance, they are unique in purpose, tasks, and outcomes. In this episode, we will unpack what each position entails, myths about bookkeeping and accounting, and simple examples to clarify the contrasts. So, let’s explore the differences between bookkeeping and accounting to help you better grasp the role each plays in your organisation. https://todaysfocusofattention.com/bookkeeping-vs-accounting-differences/ Listen to the full episode...…
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Take a closer look at the legendary tales, crimes, captures, and legacies of famous criminals such as Billy the Kid, Jesse James, D. B. Cooper, and more in this post on history’s most infamous robbers. Tales of legendary outlaws, daring heists, and cunning escapes have captivated audiences worldwide for decades. So much so that they have their own genre called “caper films.” Let’s trace the footsteps of these lawless legends, whether driven by rebellion, desperation, or greed, and explore their youth, crime stories, captures, and the truth behind their actions. Listen to the full episode...…
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This second part continues the exploration of these sinister figures and how they reached such a point of violence. Don’t miss Part 1! Listen to the full episode... https://todaysfocusofattention.com/the-shocking-stories-of-americas-serial-killers-dark-lives-part-2/
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Why do serial killers commit such heinous acts? Uncover their twisted psychology, the causes, and the chilling details of their crimes in this first episode. https://todaysfocusofattention.com/the-shocking-stories-of-americas-serial-killers-dark-lives-part-1/
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