New Retirement Radio With Dennis Prout podcast

#Business #Trading #Dennis Prout #Shea Petaja #Social Security

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New Retirement Radio with Dennis Prout Podcast

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The days of simple retirement planning are gone and those who can manage their own portfolio are choosing not to. Prout Financial Design began over 25 years ago as an education based financial planning practice. Dennis Prout, Certified Financial Planner, believes that each client should not only understand their finances, they should be actively involved in the decisions made. Join the conversation! Dennis' radio show can be heard LIVE every Thursday at 10 am on News Talk 580 am or you can listen here instead. Thanks for tuning in! Advisory Services offered through Capital Asset Advisory Services, a Limited Liability Company, and a Registered Investment Advisor. Prout Financial Design does not provide tax, accounting, or legal services. Please consult the appropriate professional regarding your individual circumstance. Not associated with or endorsed by the Social Security Administration or any other government agency.

108 епізодів

New Retirement Radio with Dennis Prout Podcast

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updated 15 днів тому

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108 епізодів

#Business #Trading #Dennis Prout #Shea Petaja #Social Security

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Episode 405 - Twofer Thursday! 44:20

15 днів тому44:20

44:20

On today’s show, we’ll cover two very important – yet very different – topics. First, there are five retirement account moves you can still make for 2024. Yes, it’s amazing what you might still decide to do given the law and your own financial situation, especially if you’d like to save on taxes as well as some extra dollars. You might be a bit surprised, so be sure to listen in to see if there’s something here for you! Second, we’ll review an article from Capital Group called “Will economic uncertainty knock the Fed off course?” Some might say that the Fed already seems to be playing second fiddle with policy, and today we’ll hear why that might be the case. It would appear the Fed is taking a “wait-and-see” approach to allow the smoke of uncertainty to clear and thus allow them to make a solid decision. We’ll discuss this with lots of background information and stats to help bolster your situation. Tune in and take control!…

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Episode 403 - Investing Under Trump 2.0: The Effects of Tariffs, Declining U.S. Government Spending and Employment 40:33

23 дні тому40:33

40:33

Well, we’ve known for almost four months Trump was going to be the next U.S. president. What we couldn’t have guessed, however, was the effect on spending his new administration was going to have. From higher tariff potential to massive cost-cutting, the changes have been so fast and furious that politicians, especially Democrats, are said to not be sure how or where to respond. On today’s show, we’ll look at possible scenarios stemming from these changes and discuss their short- and long-term effects. The ultimate winners? Likely, companies that can successfully navigate policy and technology shifts. For yourself, while these uncertainties can be unnerving, getting through these changes within this economy can present its own opportunity. That’s what we’ll highlight for you this week! Tune in and take control!…

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Episode 402 - Look Before You Leap! 41:57

6 weeks тому41:57

41:57

Castagni, Simbulami, Arancini. These foreign words are here to prove a point … for most people, they may not make any sense. And sometimes what we discuss on our show may not make sense to some listeners. But just because it doesn’t make sense, we should try not to discount what it might mean. On today’s show, we’ll discuss five common rollover mistakes that can be very costly, and the importance of seeking good counsel when making big decisions. You wouldn’t believe what 401(k) providers have told us over the years regarding participants making incorrect, costly decisions when rolling over their retirement account to an IRA. Then, Heidi will discuss Ed Slott’s interview on Morningstar titled, “How You Can Turn Tax-Time Pain Into a Win,” where he explains and gives examples of how pre-planning for taxes can make a significant difference during the tax season. It should be very helpful information as we approach April 15. Tune in and take control!…

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Episode 400 - Alliance for Senior Housing 43:12

6 weeks тому43:12

43:12

On today’s show, we will be joined by Connie Hintsala, Founder and President of Alliance for Senior Housing, LLC. Connie has provided families in the greater Grand Traverse area with senior housing solutions for more than 20 years, and the love and passion for her work has only grown. Her intricate knowledge of State of Michigan standards/requirements, as well as her own experience as a direct caregiver to her own parents, have enabled her and her team to provide guidance and assurance for families to make informed eldercare decisions. Services provided by Alliance for Senior Housing include confidential consultation with a senior housing expert to discuss specific desires and needs as well as manage fears and funding options. Get your questions ready, as we will discuss issues like guilt, financing and the importance of having a plan in place. We’d love to hear from you. Tune in and take control!…

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Episode 398 - Am I Too Rich for a Roth IRA? 41:39

10 weeks тому41:39

41:39

The New Year begins, and already there’s so much to consider on the financial front! On this week’s show we’ll discuss whether or not you could be “too rich” for a Roth IRA. Congress has set income limits on Roth contributions, and for those married filing jointly, no contributions are allowed for those with taxable incomes over $246,000 (for single filers, the amount is $165,000). While the income limits can be a source of frustration, there are many ways to circumvent these restrictions for those looking to invest in these accounts … and the ways to do so keep growing! Next, Heidi will discuss catch-up contributions for retirement accounts. While Congress has complicated these, the opportunities have been expanded to save for your retirement more aggressively. While we don’t often promote being aggressive, it could make sense in this case! We’ll have several examples for you of where this could make sense and how you might take advantage. And last, Beth Shier joins us with this week’s stats as well as some surprising information to help you keep your perspective. Tune in and take control!…

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Episode 395 - We're Back LIVE in 2025 42:23

10 weeks тому42:23

42:23

We are so looking forward to joining you via the airwaves in 2025! 2024 has been a year of challenges, surprises, market volatility, political unrest … and yet WE MADE IT. As we set foot into the future and ponder what this year could hold for the economy, Dennis and Nathan will discuss Capital Group’s “2025 Outlook: Long-Term Perspective on Markets and Economies,” which describes the current U.S. economy as the “Benjamin Button Economy.” What on earth does that mean? Capital Group economists are comparing the 2008 film The Curious Case of Benjamin Button, in which the main character’s age reverses, to the total returns of U.S. stocks by stage of business cycle. Is it possible that the U.S. business cycle appears to be aging in reverse? If so, what does that mean for us? On January 5, President Biden signed the Social Security Fairness Act into law. This is thought to be one of the biggest changes to Social Security in decades. Dennis will break down the Social Security Fairness Act and discuss the changes it will bring and who might benefit. As you can see, there’s lots to discuss, and we look forward to your calls and texts. Tune in and take control!…

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Episode 397 - Navigating Risks and Capitalizing on Opportunities in 2025 44:49

10 weeks тому44:49

44:49

On today’s show, we’ll discuss Ed Slott’s thoughts on significant IRA rulings for 2024, as well as the “Five Keys to Investing in 2025,” by Capital Group. As you can guess, there are many discussions among market analysts regarding the opportunities and the risks we can expect in 2025. We (Dennis Prout, Heidi Cartwright and Beth Shier) intend to do some of the same, but with a twist. The difference, we think, is that when making investment decisions, you need to think like an “owner,” i.e., you need to think longer term. The excuses we might try to make only tend to cause things to turn worse. We think we can discuss these mistakes and help you attempt to make better decisions in the future. There’s a lot to discuss in less than an hour, and we look forward to having you join the conversation. Tune in and take control!…

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Episode 391 - We're Back LIVE! 26:34

14 weeks тому26:34

26:34

Although it was good to be surrounded by family and friends on Thanksgiving, we missed you, our listeners. To make up for our absence, we would like to dedicate a portion of today’s radio show to answer your calls/texts regarding year-end concerns, including IRA contributions, Roth conversions and RMDs. Now is your time … so get those questions ready! Dennis will discuss an article by economist Robert Powers, which takes a closer look at the timing of the stock market and whether the increased warnings from well-known analysts of a stock market overvaluation holds water for those of us invested. Next, Heidi will highlight an article by Heather Schreiber, “Income Strategies for Young Widows: Addressing Their Unique Financial Challenges,” which examines the challenges widowed and single women face when it comes to retirement planning. We’ll take a closer look at financial strategies that can help address those challenges so that single/widowed women can move beyond merely surviving and thrive in their retirement years and beyond. Finally, Deann will share relevant stats to the topics at hand. We look forward to spending time with you via the airwaves. Tune in and take control!…

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Episode 389 - All About Social Security 46:42

17 weeks тому46:42

46:42

Social Security! Just when you thought you could do without it, here comes the check in the mail! (Just kidding, of course.) Last year at this time, we had Bob Simpson, Manager of our local Social Security office, on the show to speak about Social Security and the COLA (cost-of-living adjustment) that was announced. On today's show, Bob will talk about another recent COLA made for those taking benefits starting January of 2025. While this is helpful information, there are several other changes being made to Social Security that we need to discuss, as well as benefit questions we continue to receive from our clients that you should be made aware of. As always, your questions are always welcome as we continue to navigate the complexities of retirement together. Bob is an extremely knowledgeable Social Security representative who should be helpful in answering your questions. Tune in and take control!…

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Episode 386 - Navigating IRS Regulations: Simplifying Complex Rules for Smart Planning 40:19

17 weeks тому40:19

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The financial world is complex, and it is not uncommon to feel “in over your head” when trying to tread through the vast, turbulent waters of IRS regulations, tax planning and financial portfolios. So much to learn. So much to know. So many questions. Join us on today’s show as Dennis highlights some of the top financial questions from financial professionals from around the country. We’ll test your financial knowledge as we embark on crucial questions with not-so-obvious answers. Next, Heidi will unpack and explain Section 327 of the SECURE 2.0 Act, which changed the rules for spouse beneficiaries. Although there has been confusion about this section, the IRS has successfully clarified Section 327 with new proposed regulations. Finally, Deann will share stats in regard to the hot topic of AI and the realities of such a lofty endeavor. Tune in and take control!…

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Episode 379 - Where's the Beef? 38:13

18 weeks тому38:13

38:13

On today’s show, we’re excited to delve into the meat and potatoes of finance with you and tackle questions like, “What are the chances of a soft landing in this economy?” And, “What about those final RMD regulations being issued we’ve heard so much about?” (Well … maybe not so much on the RMDs.) Still, we intend to explore the recent tax law changes and provide you the stats we think could be helpful regarding the economic front. In the end, we think discussing these issues and answering your questions is well worth your time. So whatever it is you’re looking for on the financial planning front, we’re here to help! As always, Deann will conclude the show with stats related to the economic content. Tune in and take control!…

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Episode 378 - Never Forget 44:46

18 weeks тому44:46

44:46

On today’s show, we commemorate the events of September 11, 2001, and honor all the heroes, armed forces, first responders, and countless others’ acts of service to defend our nation’s freedom. We are excited to invite you to hear a phenomenal live presentation by Heather Cartwright, retired Director for the Federal Crimes Victims Division, who served in the U.S. Department of Justice, Washington, D.C., on September 11, 2001. Ms. Cartwright was responsible for coordinating support for victims of the surprise attack on our country, which took the lives of 3,000 innocent victims. This extraordinary first-hand account will take us all behind the scenes and give a closer look at the U.S. government’s response to the largest mass violence attack ever by a foreign terrorist organization on our shores.…

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Episode 385 - Healthcare Planning for Retirement 34:15

22 weeks тому34:15

34:15

According to the Centers for Medicare and Medicaid services, as of April 2024, approximately 67 million people are enrolled in Medicare, an increase of 2 million people since 2023. Deciding on healthcare is a significant part in planning for your retirement. There are many factors to consider when educating oneself in the complex field of Medicare. Fortunately, there are professionals who specialize in this and can help navigate eligible enrollees through the process … and we know two of them! Laverna Witkop and Dawn McConnell from Ford Insurance Agency will join us LIVE on the show today. They will cover all the basics of Medicare as well as talk about the open enrollment period, known as the Medicare Advantage and Prescription Drug Plan annual election period, or AEP, which is October 15 through December 7. It’s time to review and pay attention to changes. This also might be a good time to jump in! Open enrollment for individual health insurance plans is November 1 to January 15, 2025. Now’s the time to ask the experts, so have your questions ready. Tune in and take control!…

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Episode 381 - Live with Ed Slott 44:32

22 weeks тому44:32

44:32

Today, help us welcome Ed Slott as we discuss his unique perspective on the retirement landscape only a CPA with his depth of experience and education can bring. The Wall Street Journa l refers to Ed as “The best source of IRA advice.” That’s one of many reasons we’re having Ed join us as we do periodically. As members of Ed Slott’s Elite IRA Advisor Group, which includes about 500 advisors around the nation, we ask Ed to update you, our listening audience, and share from his perspective. Dennis Prout, Heidi Cartwright and Nathan Prout are all members of this group through Ed Slott and Company. We’ll discuss the most recent updates of the SECURE 2.0 Act, if Roth conversions still make sense and, among other things, discuss the current tax laws and how they might benefit you from an income tax and estate tax planning standpoint. Tune in and take control!…

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Episode 380 - Potential Tax Policy Changes and Their Impact 38:56

22 weeks тому38:56

38:56

There’s a lot going on for today’s show! First, we’ll look at the potential changes to our estate and individual tax rates and discuss how that could impact us all with the sunset of the current tax law at the end of 2025. So many of us have already adjusted our estate plans and are planning for increased taxes on a variety of fronts. What else can we do and how should we approach it? Second, we’ll discuss what to do if you’re middle aged and behind in your savings. And finally, we'll wrap up the show with some relevant stats for today's economy. Tune in and take control!…

New Retirement Radio with Dennis Prout Podcast

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Episode 382 - What Economic Lessons Can History Teach Us? 38:35

23 weeks тому38:35

38:35

Did the Fed cut interest rates too much? What kind of impact might we anticipate? Sometimes to look forward it behooves us to look back. Today, we will discuss an article, from the Wall Street Journal, that takes us back to the 1980s. What can history teach us? Viewing previous market reactions and economic reactions to a decline in interest rates, might give us a glimpse into the future and how this might impact you and your finances. Although it has been a while since we’ve seen interest rates decline, it should be noted that history doesn’t repeat itself, however, it does tend to rhyme. Today, given the multiple bumps in the road and world changes, is a great time to look closer at what the impact might be and how you could respond. Tune in and take control!…

New Retirement Radio with Dennis Prout Podcast

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Episode 377 - Think...But Don't Overthink 39:29

23 weeks тому39:29

39:29

Trying to think more deeply about your financial future with so many economic uncertainties feels more like a non sequitur rather than a financial plan. “Where’s the stock market headed?” “What will tax rates be?” “Is our currency stable enough?” These are probably the most common themes that you are trying not to overthink. However, the one thing that we can be certain of is change. Stocks will fluctuate, interest rates will change, and tax rates will increase and decrease. On today’s show, we will discuss two articles: “Investing in Companies at Times of Crisis,” by Capital Group, and “Are You Using the Right Tax Breaks to Boost Investment Returns,” published in The Wall Street Journal . Our hope in discussing these articles is to bring you a bit more logic, clarity and confidence in your investing. This is edge of your seat information you won’t want to miss! Okay … maybe not “edge of your seat,” but certainly good food for thought. Tune in and take control!…

New Retirement Radio with Dennis Prout Podcast

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Episode 383 - When a Roth Doesn’t Make Cents 43:28

25 weeks тому43:28

43:28

Roth! Roth! Roth! Can you hear the steady chant from the financial advisors and tax experts around the world? Ed Slott, a Roth enthusiast, believes we have entered a rothification era. On today’s show, we’re about to blow your mind by playing the devil’s advocate. Dare we question the Roth? Is there ever a time when a Roth or Roth conversion may not be the best financial move? Yes. Jon Sluis, CPA and tax expert, from Intrust will join our show and guide us through a lively discussion about the tax implications of Roth conversions. Being wise with money and saving for your financial future is not easy and the answer is not always black and white; there’s a lot of emotion attached to the green stuff. If you dare, join us as we discuss the “other side” of the Roth. Tune in and take control!…

New Retirement Radio with Dennis Prout Podcast

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Episode 376 - Key Strategies for Sustainable Retirement Income Planning 40:11

25 weeks тому40:11

40:11

“I’m retired, now what?” How does one find that balance between excessive and overly conservative withdrawals? Every retiree’s situation is different. On today’s show, Dennis will uncover some key strategies to help guide you into discovering a withdrawal balance that’s right for you. He’ll also take a closer look at the article, “3 key considerations for sustainable retirement income” by Capital Group. Next, according to the IRS Code Section 2518, the term “qualified disclaimer” means an irrevocable and unqualified refusal by a person to accept an interest in property, but only if one follows the rules. Who knows those rules better than Ed Slott? Heidi will lead us in a discussion based on Ed Slott’s current manual of those rules, as well discuss the possible advantages of planning with disclaimers. You might be surprised by the flexibility that disclaimer planning can offer. Deann will join in the conversation and share timely stats regarding the topics at hand. Tune in and take control!…

New Retirement Radio with Dennis Prout Podcast

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Episode 375 - Gifting and Rollover Strategies 44:08

34 weeks тому44:08

44:08

Retirement planning is not only about saving for your future, but also about leaving a legacy, like an inheritance for your loved ones. But what if there were another way, a tax-saving strategy, other than leaving an inheritance after one’s passing? Dennis is back and ready to discuss Ed Slott’s gifting strategies to help identify those who might want to take advantage of these benefits. Whether gifting to children or charities, you could save taxes in the long-term and help capitalize on tax-free gifting opportunities. When it comes time to roll over a company plan, there are two questions one should ask: First, CAN the distribution from my company plan be rolled over? Second, SHOULD my distribution from my company plan be rolled over? Today, Heidi will discuss all the factors to consider when thinking about a company plan rollover as well as reasons to roll over a company plan to an IRA. And there may be reasons to leave your assets in the company plan. All this and more will be discussed as we dive into Ed Slott’s advice on such matters. Deann will join in the conversation and share timely stats regarding the topics at hand. Stay tuned and take control!…

New Retirement Radio with Dennis Prout Podcast

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Episode 373 - Taking Advantage of a Slowing Economy 45:09

34 weeks тому45:09

45:09

On today’s show, get ready for a listening adventure as we discuss ... the economy! Specifically, we’ll talk about navigating the current economy in a world of uncertainty, as well as charitable giving through the lens of the IRA Qualified Charitable Distribution. So, strap on your helmets as we attempt to determine what’s happening and whether we are heading into a recession. (There, I said it.) Technically, however, a recession occurs when there are two successive quarters of declining gross domestic product. For an economy to tip into recession is not a stretch, but it always seems to be a worrisome thought for those who are concerned about the economy. Also, Dennis and Nathan will make this show an all-guys trio along with the host Ron Jolly. We’ll have lots of stats and information to assist you with the reality of a slowing economy and position yourself to take advantage. Tune in and take control!…

New Retirement Radio with Dennis Prout Podcast

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Episode 372 - Positivity and Proactivity 43:19

37 weeks тому43:19

43:19

When discussing the state of the current American economy, we find ourselves at a place in time when negativity and uncertainty seem to take center stage. However, what if there were a glimmer of economic hope within these dark and uncertain times? On today’s show, we hope to illuminate a positive perspective as the United States takes center stage in global performance. According to a recent article by Capital Group, Economic Outlook: U.S. Powers Global Growth , the United States, along with Japan and India, find themselves in the top quadrant of resilient growth. As a result, the U.S. and India could generate strong tailwinds for the global economy due to a strong consumer-driven economy. Heidi will lead us through this discussion, on the global economy, as we look at the how, why and what could come from the impending election. And Nathan will highlight an Ed Slott article, “The Beneficiary Form Reigns Supreme – Even After 28 years.” July is as good a month as any to send a friendly reminder your way … CHECK BENEFICIARIES on your accounts. Beneficiary designation is one of the most vital parts of an IRA, and an inaccurate beneficiary designation could have devastating results for all involved. Check, double check and update if necessary. Finally, Deann will share stats to highlight the conversation at hand. We look forward to your texts and calls. Tune in and take control!…

New Retirement Radio with Dennis Prout Podcast

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Episode 371 - Mid-Year Catch-Up to the Fast-Moving Train! 39:44

37 weeks тому39:44

39:44

What? It’s mid-year already? Just yesterday, as my wife Jill and I walked around Boardman Lake, a gentleman reminded us that the days are getting shorter. (His wife, however, was not happy with that!) Being that we’re halfway through the year, we think it’s a great time to cover your frequently asked questions about Social Security, especially concerning future benefit cuts occurring after 2034. We’ll also discuss an article from The Wall Street Journal about surging penalties from the IRS that’s costing Americans billions, and what this might mean for you. Fortunately, history can help us here. Last, using historic data from Capital Group, we’ll examine the potential opportunities available to us during the current economy as it continues its resilience and performance on the world stage. Tune in and take control!…

New Retirement Radio with Dennis Prout Podcast

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Episode 370 - The Fundamentals of Lifetime RMDs 49:15

43 weeks тому49:15

49:15

Do you know your RMD age? Now that taxes are simplified, there are four RMD ages and no longer just one. On today’s show, we’ll discuss numerous topics regarding RMDs, including: The various ages and what that means; the three steps to fixing a missed RMD; death and its impact on the RMD; work plan exceptions; and something called “RMD aggregation.” In the end, what may seem simple from afar can be much more complex up close. We’re excited for today’s discussion, and hope you will find it quite helpful. One further note, Dennis begins his sabbatical this week to write the book he’s wanted to do for a long time. He’ll show up periodically until his return in August. As always, your questions are welcome! Tune in and take control!…

New Retirement Radio with Dennis Prout Podcast

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Episode 369 - The TCJA Sunset! 46:30

43 weeks тому46:30

46:30

Can anything in the tax law sunset? Yes it can! The Tax Cuts and Jobs Act of 2017, which included several major changes and provisions in the tax code, will see a majority of those changes sunset after 2025. For some, this will mean a tax increase. For others (depending on what, if anything, Congress might do), this may not mean much of anything. Unless the package from 2017 is extended, several changes will occur. First, the standard deduction will get cut in half. Next, individual tax rates will increase when the current rates sunset on December 31, 2025. How do we respond, when in essence, we’re looking in a mirror darkly? That is the question today’s show will deal with. If we anticipate that rates will increase, what (if anything) should we do now? What planning activities could we undertake rather safely and still profit and perhaps understand more of our options? We hope to answer these and any other questions with the help of Traverse City CPA, Jon Sluis. We look forward to a lively discussion and hope you can join us! Tune in and take control!…

New Retirement Radio with Dennis Prout Podcast

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Episode 366 - Taxes and Tech Giants On the New Retirement Radio Horizon 36:44

43 weeks тому36:44

36:44

Having just returned from our jaunt to Indianapolis to imbibe our insatiable need for new tax information, we are loaded for bear (if you will) with the most recent tax information related to IRAs, beneficiaries and the travails the mix of the two can cause. We will share this information to help you to navigate and deal with the ever-changing world of your retirement accounts as well as discuss the issues you should be most concerned about. Heidi will discuss one of the simplest rules to remember – the “Once per Year Rollover Rule” – and explain its shortfalls in order to avoid paying unnecessary taxes and penalties. Dennis will provide information on possible investment opportunities and help you separate AI hype from investment opportunity with an article from Capital Group. Last, we will discuss the ramifications if the Fed does not cut interest rates this year. As always, Deann will share the stats related to these topics, along with your questions via text or phone. Tune in and take control!…

New Retirement Radio with Dennis Prout Podcast

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Episode 368 - Aging, Medical Care and Estate Planning - A Legal Perspective 44:16

44 weeks тому44:16

44:16

On today’s show, elder law attorney Deborah Rysso, of the Rysso Law firm in Traverse City, will discuss navigating all things related to aging, care and estate planning from a legal perspective. Deb has extensive experience with the application of legal documents and how they interact with life’s realities. It’s amazing how interactive the documents of law intersect with the workings of care, family relationships and financial planning. Deb’s real-life stories of what she sees on a weekly basis, helping her clients navigate, will certainly be beneficial to many of our listeners. As we discuss these points with Deb, we are also very excited to share her knowledge of Medicaid planning, the limits of these planning options and, in many cases, where they might be best applied. We are looking forward to hosting Deb and think you will enjoy and benefit from hearing! Tune in and take control!…

New Retirement Radio with Dennis Prout Podcast

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Episode 367 - Strategies Regarding Defined Benefit/Contribution Plans and Withdrawals 37:37

44 weeks тому37:37

37:37

On today’s show, Dennis will detail the characteristics of Defined Benefit Plans and Defined Contribution Plans – including their advantages and disadvantages. So if you have questions about your plans, or want to better understand, this show is for you! Because every investor’s needs are different, when planning for retirement, it is essential to map out a withdrawal strategy. Heidi will discuss the importance of understanding the portfolio reliance rate, which can help in planning for your future. She’ll also take a look at and further discuss how volatility affects withdrawals, how to tell if an investor relies too heavily on their investment portfolio, what determines a withdrawal rate, and the value of reducing withdrawal stress. And, as always, Deann will be sure to enlighten and educate our listeners by sharing stats in regard to our current economy. We look forward to answering all your questions via air, please text or phone. Tune in and take control!…

New Retirement Radio with Dennis Prout Podcast

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Episode 363 - The Best Laid Plans of Mice and Men 44:20

44 weeks тому44:20

44:20

Today’s show title refers to the old axiom that no matter how well things are planned, unexpected problems may arise. As we age, we may need some help with the details related to our financial lives that only very few can handle. Today’s guests are representatives from Fiduciary Services North. They will discuss the services they provide and understand when they may be needed. Things may not always go as planned. For instance, suppose you had anticipated being fully independent until your last day, but given today’s financial complexities, you need help with the basics of managing your monthly bills. Or, you have real estate that needs to be taken care of, and you’re not able to manage the property(ies) on your own. On the other hand, what if the probate court steps in and requires a guardianship be established to protect you and your estate from potential scammers? We’ll talk about estate settlement, court-appointed conservatorships and durable powers of attorney. Deann will bring stats to help with the details. We’re thinking you’ll have lots of questions, so … tune in and take control!…

New Retirement Radio with Dennis Prout Podcast

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Episode 359 - Opportunities Abound, but Not Always for the Faint of Heart 38:08

1 year тому38:08