Вміст надано Cynthia Graber and Nicola Twilley, Cynthia Graber, and Nicola Twilley. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Cynthia Graber and Nicola Twilley, Cynthia Graber, and Nicola Twilley або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.
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NerdWallet's Smart Money Podcast


Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…
Gastropod
Відзначити всі (не)відтворені ...
Manage series 131718
Вміст надано Cynthia Graber and Nicola Twilley, Cynthia Graber, and Nicola Twilley. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Cynthia Graber and Nicola Twilley, Cynthia Graber, and Nicola Twilley або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.
Food with a side of science and history. Every other week, co-hosts Cynthia Graber and Nicola Twilley serve up a brand new episode exploring the hidden history and surprising science behind a different food- or farming-related topic, from aquaculture to ancient feasts, from cutlery to chile peppers, and from microbes to Malbec. We interview experts, visit labs, fields, and archaeological digs, and generally have lots of fun while discovering new ways to think about and understand the world through food. Find us online at gastropod.com, follow us on Twitter @gastropodcast, and like us on Facebook at facebook.com/gastropodcast.
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285 епізодів
Відзначити всі (не)відтворені ...
Manage series 131718
Вміст надано Cynthia Graber and Nicola Twilley, Cynthia Graber, and Nicola Twilley. Весь вміст подкастів, включаючи епізоди, графіку та описи подкастів, завантажується та надається безпосередньо компанією Cynthia Graber and Nicola Twilley, Cynthia Graber, and Nicola Twilley або його партнером по платформі подкастів. Якщо ви вважаєте, що хтось використовує ваш захищений авторським правом твір без вашого дозволу, ви можете виконати процедуру, описану тут https://uk.player.fm/legal.
Food with a side of science and history. Every other week, co-hosts Cynthia Graber and Nicola Twilley serve up a brand new episode exploring the hidden history and surprising science behind a different food- or farming-related topic, from aquaculture to ancient feasts, from cutlery to chile peppers, and from microbes to Malbec. We interview experts, visit labs, fields, and archaeological digs, and generally have lots of fun while discovering new ways to think about and understand the world through food. Find us online at gastropod.com, follow us on Twitter @gastropodcast, and like us on Facebook at facebook.com/gastropodcast.
…
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285 епізодів
All episodes
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Gastropod


Whether or not it's Tuesday, tacos pretty much always hit the spot—and not just in their homeland in Mexico. These days, the taco can be found all over the world, although it's acquired some strange new fillings along the way, from French fries to canned corn. It's hard to imagine something so universal having to be invented—but, in fact, the taco as we know it only emerged in the 1800s. In this episode, Gastropod talks taco with the experts, peering through the salsa-smudged veil of history to answer such questions as: What do Cornish miners and their lunchtime pasties have to do with the taco? Did Glen Bell, of Taco Bell fame, actually invent the hard-shell version? Is a burrito also a taco? And how can a seemingly simple snack harbor so many mysteries? Grab a napkin, because things are going to get messy—and delicious—as we dive deep into the taco-verse to find out! Learn more about your ad choices. Visit podcastchoices.com/adchoices…
The tomato is Gastropod’s favorite flavor of summer, and we’re not alone: today, it’s the most popular vegetable on the planet, despite the fact that it's technically a fruit. But, until a couple of hundred years ago, the tomato wasn't really anyone's favorite. In South America, where the tomato originates, no one even bothered to domesticate it; in Mexico, the Aztecs seem to have preferred tomatillos; Renaissance Europeans thought this member of the nightshade family was practically poisonous; and, until the 1830s, most Americans considered them an “acquired taste.” Even in Italy, where the culinary mainstays of pizza and pasta now depend on red sauce, it took centuries to catch on. So why was the tomato so unloved—and how did it end up converting the haters on its rise to glory? Listen in this episode for the story of how Italian block parties, snake oil pills, and the state of Florida played in a role in the tomato’s journey to global domination—as well as the epic tale of one man’s quest to make the industrial tomato taste great again. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
It's the epitome of summertime: there’s nothing like a cold, juicy slice of red watermelon on a swelteringly hot day. But, once upon a time, watermelons were neither red nor sweet—the wild watermelon has white flesh and a bitter taste. This episode, we scour Egyptian tombs, decaying DNA, and ancient literature in search of watermelon's origins. The quest for tasty watermelon continues into modern times, with the rediscovery of a lost (and legendarily sweet) varietal in South Carolina—and the Nigerian musical secret that might help you pick a ripe one. But the fruit's history has often been the opposite of sweet: watermelons have featured in some of the most ubiquitous anti-Black imagery in U.S. history. So how did the watermelon become the most dangerous—and racist—fruit in America? (encore) Learn more about your ad choices. Visit podcastchoices.com/adchoices…
This might sound corny, but the relationship between maize and humanity is essential. We rely on corn—globally, more maize is grown than wheat or rice—and, in turn, corn is utterly dependent on us, to the extent that it's lost the ability to reproduce without our help. But corn's wild ancestor is such an unappetizing weed that, for decades, archaeologists couldn't believe today's juicy cobs were all descended from it. From this unpromising beginning, we've got a story that involves empires, vampires, and generations of women chained to the (literal) grindstone. Pass the popcorn and settle in as we explore the past, present, and future of corn—and the many delicious ways Mesoamericans have invented to get their daily dose of vitamin T(ortilla). Plus: do blue and yellow corn chips actually taste different? And what does it mean for your relationship status if you can't get a tortilla to puff? Learn more about your ad choices. Visit podcastchoices.com/adchoices…
Probably not. But Wall Street Journal reporter Jeff Horwitz decided to try it anyway, putting his body — and specifically his butt — on the line to answer a seemingly straightforward question: Is it possible to build up a tolerance to poison oak by eating it? (Guest episode) Learn more about your ad choices. Visit podcastchoices.com/adchoices…
What do bubblegum, rooibos tea, and meal kits have in common? They’re all topics that puzzle and fascinate you, dear Gastropod listeners. This episode, we're getting to the bottom of your most pressing culinary questions! Such as: Are meal kits really better for the planet than buying and cooking dinner from scratch? Can all the rooibos tea in the world really come from one mountain range in South Africa? And what the heck is bubblegum flavor, anyway? Join us this episode for the scoop on meal kits, a tale of tea-drinking babies, and a peek behind the scenes at the Willy Wonka world of bubblegum flavor development from a real-life bubblegum scientist. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
Five centuries ago, before Spanish conquistadors arrived, what's now Mexico City was the Aztec capital of Tenochtitlan—and it took the European invaders' breath away. It was built on an island threaded with canals; it was one of the largest cities in the world; and the Spanish could hardly believe the sheer volume of food sold in the city's main market, let alone the quantity and variety of dishes enjoyed by the Aztec leader, Montezuma. But how did a city built in a lake—and located in a part of the world without cows, sheep, pigs, or chicken—grow enough to feed quarter of a million people? What does it mean to eat like an Aztec, and can you still do it today? This episode, we're time traveling (and real traveling) to find out! Join us on a trip to taste the flavors of Tenochtitlan, and explore the endangered “floating islands” that fed the city—with a menu that included insect eggs, blue-green algae, and some adorable salamanders that just might hold the secret of eternal youth. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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Gastropod


1 Bananageddon! Say Goodbye to *the* Banana, and Hello to the Weird and Wonderful World of Bananas, Plural 54:13
Yes, it's true: the banana we know and love is going the way of the dodo bird. An incurable strain of the fungal Panama disease known as TR4 is currently wiping out tens of thousands of acres of banana plantations, from Malaysia to Australia and Mozambique to El Salvador. But what's bananas is that this has all happened before! Is history doomed to repeat itself? Find out in the grand finale of our banana series. It's banana-pocalypse then *and* now, in this story of CIA subterfuge and human parakeets—plus we get to the bottom of the mystery of banana-flavored candy and meet the weird and wonderful candidates auditioning for the role of banana of the future. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
In 1870, a strange fruit arrived on the docks in New Jersey, starting an industry that would change the world. That fruit was a banana, and, although it was a staple food in tropical regions, most Americans had never tried one. Today, a century and a half later, even the most depressing gas station, corner store, or hotel breakfast buffet in the land has bananas on offer. This week, we’re exploring the story of how humans transformed a tiny berry full of tooth-breaking seeds into the soft, yellow, suggestively-shaped fruits we know and love. Listen in now for the funny but tragic story that involves the invention of the cruise ship vacation, a Brazilian beauty and her iconic tutti-frutti hat, and the creation of the first "banana republic." Learn more about your ad choices. Visit podcastchoices.com/adchoices…
Humanity's love affair with beer goes *way* back: 5,000 years ago, the civilization that arose in Mesopotamia invented writing, and one of the very first things they wrote about was... beer! But where was beer itself invented? This episode, we've got the story of beer's origins, the debate over whether humanity domesticated grains for brewing or for baking, and why beer was so essential to the smooth functioning of the world's first cities and states. But the story of how we know this—how we can decipher millennia-old drinking songs written in a forgotten language and alphabet, analyze pottery to reconstruct the ingredients list for ancient brews, and even figure out that, for maximum authenticity, we need to drink the resulting beverage through a hollow reed—well, that's perhaps even more fascinating! This week, archaeologist Tate Paulette is our guide as we meet the goddess of beer, sneak a peek at the letters of beer-brewing wives left behind by merchant husbands, and enjoy a time-traveling tasting of an ancient ale, produced with the help of cutting-edge science. Fill your glass and listen in—and don't forget your straw! Learn more about your ad choices. Visit podcastchoices.com/adchoices…
If you've been hearing that canola is a killer, you're not alone. It's one of the so-called "hateful eight" seed oils: Robert F. Kennedy, Jr. says it's among the most deadly things you can eat, and Joe Rogan agrees. But is it true? This episode, we get to the bottom of the debate over the plant formerly (and still, in some places) known as rapeseed. Why does it have such an unfortunate name, and how did it transform into canola, at least in North America? Is it really engine oil? Does it actually contain a poisonous solvent? And why on earth are Brits buying up a fancy cold-pressed version by the gallon, as the new, home-grown olive oil? Are they roasting their potatoes with an inflammation- and disease-causing disaster? Listen in for the forgotten history and slippery science of this much discussed, little understood oil. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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Gastropod


1 Nutrition Advice Decoded: What Foods Are Actually Good For Us, What Should We Avoid, and Why Is It All SO Confusing? 56:33
Are eggs going to give you high cholesterol, or are they the base of a great protein-rich meal? Will coffee give you cancer, or will it help you live longer? If you're confused about what nutrition science has to say about which foods are healthy and which are not, you're not alone. But why is it so hard to figure out what's good for us, and why does the advice seem to change constantly? This week on Gastropod, we reveal the hidden history of how nutrition science got started, why its early successes saved millions of lives, and how those successes then led the field astray. From debunking the Blue Zones, to the discredited “French paradox” that had everyone washing their Brie down with glasses of red wine, to the most recent research on ultra-processed foods, we’re breaking down how nutrition research actually gets done—and what that means for what should be on your plate. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
Quinoa is everywhere these days, the base for a million salads and grain bowls. But, until recently, barely anyone outside the nutritious seed's ancient's homeland—the Peruvian and Bolivian Andes—had ever heard of it. This week, we're telling the story of how a gorgeous spinach-like plant traditionally grown in a remote, high-altitude region of South America was transformed into one of the hottest foods on the shelves at Whole Foods. This is a tale that began with Coloradan hippies, the deliberate invention of a new Peruvian gastronomy, and beer, but truly took off when the United Nations declared that this so-called "superfood" was the secret to solving global hunger, adapting to climate change, and rescuing Andean farmers from poverty. So, did quinoa deliver? Listen in now for the story behind your next Buddha bowl. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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Gastropod


1 The Shocking True Story of the World's First Seed Bank—And The Scientists Who Sacrificed Their Lives to Save It 46:39
During World War II, the Soviet city of Leningrad was surrounded, cut off from food supplies for nearly two and a half years. People were desperate: they ate boiled leather, machine oil, toothpaste, and wallpaper paste just to stay alive. But, in the center of the city, a group of botanists spent their days surrounded by food that they refused to touch—nuts, seeds, and even a basement full of potatoes—even as several of them starved to death. The seeds for which these scientists were willing to sacrifice their lives formed the collection of the world's very first seed bank: a library of crop varieties that contained the genetic diversity future generations of plant breeders have relied on to feed the world. In this episode, the story of the almost unimaginable bravery that lies behind the food we eat today. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
Dry January may be over, but, for many people, drinking less alcohol or none at all is an increasingly common choice year-round. And, unlike in the past, when dealcoholized options were few and far between—and had a well-deserved reputation for tasting bad—there’s now a booming market for non-alcoholic beers, wines, canned cocktails, and even spirits for the so-called "sober curious." But how do they get the booze out of our favorite tipples—and why is hard to keep the flavor? Gastropod is here to investigate! Join us for the history of breakfast beer, worker’s wine, and Welch’s Prohibition-era roots, as well as the science behind the “spinning cone” technology that revolutionized the world of non-alcoholic beverages. Plus: our hosts and a few brave volunteers put their taste buds on the line to find out which of these new drinks is worth swapping for the hard stuff, and which they wish they'd left on the shelf. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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