From geopolitical tensions to labor shortages, central bank policy tightening, and increasing inflation, every new headline reveals just how much of a hindrance the U.S. economy is facing. Institutions that are more resilient translate that into a competitive advantage by taking a more comprehensive approach to lending risks.In an interview with RM…

In an interview with RMA Communications Manager Stephen Krasowski, Jason Alpert, a Senior Vice President at Wells Fargo and Adjunct Professor at the University of Tampa, discusses early warning signs of potential bank loan performance problems and how to recognize deviations in a borrower's behavior patterns and business operations. An article on t…

The events related to COVID-19 challenged institutions, but also highlighted the value of effective risk management programs and practices. In a session at RMA’s Governance, Compliance, and Operational Resiliency conference, Caitlin Barre, Senior Vice President and Head of Non-Financial Risk Strategy and Programs at Regions Bank, offers lessons lea…

M&A is especially challenging when working with firms, like fintechs, that may lack a robust risk management program, or are unfamiliar with the scrutiny that comes with financial regulations. In a session at RMA’s recent Governance, Compliance, and Operational Resiliency conference, Monica Bowe, Chief Risk Officer at Busey Bank and Christopher Nes…

In an interview with RMA Communications Manager Stephen Krasowski, Bobby Martin, CEO and Co-Founder of Vertical IQ, discusses challenges, risks, and underwriting considerations for the nursing home industry.For podcast sponsorship/advertising opportunities, send an email to RMAsponsor@rmahq.org.Have a smart phone or tablet? Subscribe for FREE to ou…

The Voices in Risk Management podcast series celebrates the diversity of experience, background, and skill that is driving the best risk management practices of today, and which will be a must in meeting the challenges and complexities of the future. In an interview with RMA Communications Manager Stephen Krasowski, Kathy Swift, Nonprofit Developme…

The Voices in Risk Management podcast series celebrates the diversity of experience, background, and skill that is driving the best risk management practices of today, and which will be a must in meeting the challenges and complexities of the future. In an interview with RMA Communications Manager Stephen Krasowski, Liming Brotcke, Senior Director,…

Mark Zandi, Chief Economist at Moody's Analytics, discusses the current and future states of the economy including credit and lending, inflation, labor, oil and gas, and the housing market.For podcast sponsorship/advertising opportunities, send an email to RMAsponsor@rmahq.org.Have a smart phone or tablet? Subscribe for FREE to our podcasts on Appl…

The Voices in Risk Management podcast series celebrates the diversity of experience, background, and skill that is driving the best risk management practices of today, and which will be a must in meeting the challenges and complexities of the future.In an interview with RMA Communications Manager Stephen Krasowski, Shelly Liposky, Managing Director…

In an interview with RMA Academic Market Director John Sullivan, young banking professionals from the Ivey Business School at Western University in Canada reflect on their win from a past case competition, which was co-sponsored by the Sobey School of Business and RMA. They share their thoughts on what they remember from that competition, what they…

Linda Tuck Chapman, CEO of Third-Party Risk Institute, discusses ways to manage third-party and ESG risk.For podcast sponsorship/advertising opportunities, send an email to RMAsponsor@rmahq.org.Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.…

The RMA/Ncontracts Culture and Conduct Survey is intended to capture the current state of culture and conduct practices across a range of RMA member institutions. In an interview with RMA Communications Manager Stephen Krasowski, Monica Bolin, Certified Enterprise Risk Professional and Risk Management Expert at Ncontracts, and Rafael DeLeon, Senior…

In an interview with RMA Communications Manager Stephen Krasowski, Steven Martin, Head of Membership at RMA, discusses the many benefits of RMA membership.For podcast sponsorship/advertising opportunities, send an email to RMAsponsor@rmahq.org.Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Po…

In an interview with RMA Communications Manager Stephen Krasowski, Vertical IQ CEO and Co-Founder Bobby Martin discusses the challenges facing the HVAC and plumbing industries and lenders in this space.For podcast sponsorship/advertising opportunities, please email RMAsponsor@rmahq.org.Have a smart phone or tablet? Subscribe for FREE to our podcast…

In an interview with RMA Communications Manager Stephen Krasowski, Varo Bank Chief Risk Officer Philippa Girling discusses the second edition of her book "Operational Risk Management: A Complete Guide for Banking and Fintech," where she offers guidance banks can apply to ensure they are effectively identifying, assessing, monitoring, and mitigating…

The Voices in Risk Management podcast series celebrates the diversity of experience, background, and skill that is driving the best risk management practices of today, and which will be a must in meeting the challenges and complexities of the future. In an interview with RMA Communications Manager Stephen Krasowski, Ned Sergew, Senior Director, Cor…

Linda Tuck Chapman, CEO of Third-Party Risk Institute, discusses how companies can successfully modify their third-party risk management program to onboard innovative third-parties in record time.For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org.Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Po…

Mark Zandi, Chief Economist at Moody’s Analytics, discusses the economic outlook for 2022 and beyond, including the interest rate environment, inflation, and CRE.For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org.Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcas…

Oliver Wyman and RMA recently conducted its first annual Chief Risk Officer survey of a select group of approximately 40 CROs at financial institutions across the U.S. and Canada to gather information on the CRO agenda which includes an external outlook on the macroeconomy, regulation, emerging risks, and digitization.In the final episode of a thre…

Oliver Wyman and RMA recently conducted its first annual Chief Risk Officer survey of a select group of approximately 40 CROs at financial institutions across the U.S. and Canada to gather information on the CRO agenda which includes an external outlook on the macroeconomy, regulation, emerging risks, and digitization.In the second episode of a thr…

Oliver Wyman and RMA recently conducted its first annual Chief Risk Officer survey of a select group of approximately 40 CROs at financial institutions across the U.S. and Canada to gather information on the CRO agenda which includes an external outlook on the macroeconomy, regulation, emerging risks, and digitization. In the first of a three-part …

In an interview with RMA Communications Manager Stephen Krasowski, John Silvia, President of Dynamic Economic Strategy, and a former Managing Director and Chief Economist for Wells Fargo Securities, discusses credit, the debt ceiling, and the cost of default.For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org.Have a smart …

In an interview with RMA Communications Manager Stephen Krasowski, Atlantic Union Bank Operational Risk Manager Elisabeth Wilson discusses her career, mentoring, gender diversity issues, and ESG. For podcast sponsorship/advertising opportunities, please e-mail RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe for FREE to our podcasts on…

SBFE Director of Information Security and Risk Pete Tannish, SBFE Senior Manager of Strategic Initiatives Michael Farley, and Greenway Solutions Co-founder Jerry Tylman discuss the research conducted by Tylman and his company on fraud associated with PPP lending.For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org.Have a sm…

In an interview with RMA Communications Manager Stephen Krasowski, Vertical IQ CEO and Co-Founder Bobby Martin discusses the partnership between RMA and Vertical IQ and challenges and opportunities for banks lending to restaurants. For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org. Have a smart phone or tablet? Subscribe…

In an interview sponsored by Ncontracts, RMA Communications Manager Stephen Krasowski and Ncontracts Founder and CEO Michael Berman discuss Berman's book, in which he demonstrates why the most successful financial institutions approach risk management with curiosity and an open mind, leveraging their discoveries to make smarter decisions that suppo…

In an interview with RMA Relationship Manager Elena Noverola, Huntington National Bank Credit Review Director Ann-Margaret Sumnar discusses sacrifices and struggles she had to endure throughout her career and challenges and opportunities for women in banking, in general.RMA's inaugural Women in Risk Summit will be held as part of RMA's Annual Risk …

Linda Tuck Chapman, CEO of Third-Party Risk Institute, discusses four areas of third-party due diligence, including procurement due diligence, third-party vetting, risk-related due diligence, and supply chain due diligence.For podcast sponsorship/advertising opportunities, email RMAsponsor@rmahq.org.Have a smart phone or tablet? Subscribe for FREE …

In an interview with RMA National Board Member and American National Bank of Texas Director of Risk Management Crystal Humphreys, Commercial Bank of California Chief Credit Officer Christopher Colella and Brookline Bank President and CEO Darryl Fess discuss their banks' liquidity deployment strategies.For podcast sponsorship/advertising opportuniti…

Technology has always played an integral role in banking, but the pandemic accelerated digital transformation in financial institutions, which are now finally beginning to understand the urgent need to invest in technology, not just to enhance customer experience, but to achieve efficiency and operational agility in other areas of the business such…

In an interview with RMA Communications Manager Stephen Krasowski, Investors Bank Chief Risk Officer Paul Kalamaras discusses how his bank has used KRIs/KPIs to continue to meet the needs of its customers.For podcast sponsorship/advertising opportunities, please email RMAsponsor@rmahq.org.Have a smart phone or tablet? Subscribe for FREE to our podc…

Michael Weissman, Counsel to the Chicago law firm of Levin & Ginsburg Ltd., raises and answers 25 questions related to foreclosure and sale of collateral.For podcast sponsorship/advertising opportunities, please email RMAsponsor@rmahq.org.Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcast…

In an interview with podcast "OA On Air," Boston-based Brookline Bancorp Chief Credit Officer Bob Rose discusses the economy and the impact of the pandemic on the major industries in the Greater Boston area, including financial services, housing, higher education, and commercial real estate.For podcast sponsorship/advertising opportunities, please …

In an interview with RMA Associate Director of Operational Risk Sylwia Czajkowska, Annmarie Giblin, founding and principal attorney of Giblin Law PLLC, discusses the importance of having a cyber insurance policy and how a cyber insurance policy fits into an organization's overall cyber risk management framework.For podcast sponsorship/advertising o…

In an interview with RMA Communications Manager Stephen Krasowski, ATB Financial Chief Risk Officer Lisa McDonald discusses how her bank has used KRIs/KPIs to continue to meet the needs of its customers.For podcast sponsorship/advertising opportunities, please e-mail RMAsponsor@rmahq.org.Have a smart phone or tablet? Subscribe for FREE to our podca…

In an interview with Valliance Bank Chief Credit Officer Lexie Garrison, Commercial Bank of California Chief Credit Officer Christopher Colella and Citizens Trust Bank Chief Credit Officer Fred Daniels discuss how their banks navigated the different levels of shutdown in different areas of the country during the pandemic, and offer best practices f…

In this installment of the monthly podcast series on credit risk and model risk management, Fran Garritt, Director of Global Markets Risk and Securities Lending at RMA, and Kevin Oden, Founder and Managing Partner of Kevin D. Oden & Associates and Managing Director of RMA’s Model Validation Consortium, discuss the importance of the Standard Initial…

In an interview with RMA Communications Manager Stephen Krasowski, Rick Parsons, a former executive vice president and corporate operational risk executive with Bank of America, author of the RMA-published books "Broke: America’s Banking System" and "Investing in Banks," and the instructor of RMA’s Advanced Operational Risk Management course, discu…

Joe Iraci, Vice President of Enterprise Risk and Internal Audit at Robinhood Markets, and Chair of RMA's Operational Risk Council, discusses price risk, value-at-risk, stress testing, and scenario analysis.Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.For podcast sponsorship/adverti…

Ed Blount, Executive Director, Center for the Study of Financial Market Evolution, discusses how data-based models can be used to change the negative views of financial markets that are held by some bank customers and regulators, especially in the wake of the pandemic.References:1. Malfeasance, defined as "Evil-doing; the doing of that which ought …

In the last of a three-part series on third-party concentration risk, Linda Tuck Chapman, CEO of Third-Party Risk Institute, discusses third-party concentration risk and key risk indicators (KRIs).For podcast sponsorship/advertising opportunities, please send an e-mail to RMAsponsor@rmahq.org.Have a smart phone or tablet? Subscribe for FREE to our …

In a recent interview with RMA Communications Manager Stephen Krasowski, Doug Ernest, chief credit officer, United Bank, shared his perspectives on unique credit challenges during the COVID-19 pandemic.Have a smart phone or tablet? Subscribe for FREE to our podcasts on Apple Podcasts, Spotify, and Google Podcasts.For podcast sponsorship/advertising…

In an interview with RMA Communications Manager Stephen Krasowski, Avi Gesser, Partner at Debevoise & Plimpton, discusses the European Union draft AI law, regulations on the uses of AI, and how financial institutions can prepare now for future changes in AI regulatory obligations.Have a smart phone or tablet? Subscribe for FREE to our podcasts on i…

In the second of a three-part series on third-party concentration risk, Linda Tuck Chapman, CEO of Third-Party Risk Institute, discusses cloud concentration risk, fourth-party concentration risk, and systemic risk. The first part discussed inventory management, entity and activity, and geopolitical and geographic.Have a smart phone or tablet? Subsc…

RMA’s upcoming Governance, Compliance, and Operational Risk virtual conference (GCOR XV)will be held June 7-10, and will prepare risk managers for the challenges of a new economic landscape, a world that will feel the effects of COVID-19 long after the end of the pandemic, yet which also confronts rapid and massive change unlike any time in history…

In the first of a three-part series on third-party concentration risk, Linda Tuck Chapman, CEO of Third-Party Risk Institute, discusses three areas of concentration risk, including inventory management, entity and activity, and geopolitical and geographic.Have a smart phone or tablet? Subscribe for FREE to our podcasts on iTunes, Spotify, and Googl…

In an interview with RMA Communications Manager Stephen Krasowski, Michael Weissman, Counsel to the Chicago law firm of Levin & Ginsburg Ltd., discusses the impact of wire transfers on financial institutions.For podcast sponsorship/advertising opportunities, contact Adam Lennon at alennon@rmahq.org.Have a smart phone or tablet? Resubscribe for FREE…

In an interview with RMA Communications Manager Stephen Krasowski, Atlantic Union Bank Chief Risk Officer David Bilko discusses lessons learned from the pandemic regarding KRIs/KPIs.Please resubscribe for FREE to our podcasts on iTunes, Spotify, and Google Play.For sponsorship/advertising opportunities, contact Adam Lennon at alennon@rmahq.org.…

In an interview with RMA Communications Manager Stephen Krasowski, Heartland Financial Chief Risk Officer Tamina O'Neill discusses how her institution had used KRIs/KPIs to monitor its risks and the internal and external environment as it was evolving with the pandemic unfolding.For podcast sponsorship/advertising opportunities, contact Adam Lennon…

In this installment of the monthly podcast series on credit risk and model risk management, Fran Garritt, Director of Global Markets Risk and Securities Lending at RMA. and Kevin Oden, Founder and Managing Partner of Kevin D. Oden & Associates and Managing Director of RMA’s Model Validation Consortium, define the role of bias and data in machine le…