In this consumer focused conversation, Matt Hudson and Mike Aden (Employing Broker at Colorado Home Realty) discuss the proposed settlement of the 6 year class-action lawsuit which, amongst other things claims that the National Association of Realtors (NAR) is complicit in required practices by members that contributed to price fixing. Mike and Mat…

The January Producer Price Index inflation report released in February effectively eliminated the Federal Reserve from beginning the decline of banking rates this spring, which caused a market reaction that drove mortgage rates higher. This upward movement of mortgage rates has tempered buyer activity year to date, but we still see real estate pric…

The Colorado Real Estate market seems to be playing out as we predicted. However, the US economy and in particular the jobs market is showing more robust signs than most expected. US GDP growth expectations far outweighs any signs of recession and the byproduct is the Federal Reserve pausing on lowering interest rates due to persistent inflation co…

In this episode Matt Hudson and Adam Hebener share analysis of what occured in the 2023 Colorado real estate market and predictions for 2024. Wanting to know what is happening to the value of your home? Trying to answer the questions should I sell and buy this spring? Gain some practical advice as you think about your personal desires and hopes wit…

Too many industry "experts" are saying a real estate crash is on the way. Matt and Adam simply believe these other experts are wrong. Interest rates are likely to be coming down and have markedly since recording this episode, The Federal Reserve appears to be changing direction as a result of economic and labor market reporting, and at home in the …

This episode was recorded only days before the most recent war in Isreal began. Matt and Adam discuss the necessity of some "black swan" event occuring to shift the US economy, such as a another pandemic, lock downs, or war. We don't know that war in Isreal will lead to a major social or economic event in the United States. But we can see that cond…

The Colorado economy is strong and the real estate market remains healthy for reasons we've discussed in the past, even though volume of activity is as low as we've ever seen for a population of this size. However, there is a market condition Matt and Adam discuss in this Podcast that cannot be ignored. They make reference to the physics question, …

In this episode we affirm for the listener that we are right on track with expected 2023 real estate market conditions. Our only miss was anticipating interest rates to hit the mid to high 5% range, as we currently sit closer to 7% on a 30 year fixed. There are two reasons for higher interest rates, which we address in this episode along with curre…

Year to date, the Colorado real estate market has done exactly what we expected. Property value appreciation, slight decline of interest rates, strong buyer activity and lower volume in the market overall. The question on every consumers mind is, should I buy and sell real estate right now? Or, is there some future moment I should wait for? In this…

Matt and Adam discuss how the Colorado (And National) real estate market is evolving with higher interest rates, bank failures, federal reserve posture and some economic factors they've been tracking that are indicative of US economic recession. Spoiler alert, the Colorado real estate market is strong and appreciating and other than the typical sea…

While the world seems to be crazy at the moment, Colorado real estate at least, seems to be playing out exactly as we expected this year. Inventory remains relatively low due to many homeowners content with their long term low interest rate and buyer activity remains relatively high even in the face of mortgage rates much higher than one year ago. …

Homeowners should expect a solid rate of market appreciation this spring. Sellers will be slower to the market keeping inventory lower and when they do list their home for sale, homes will be selling faster and in a growing number of cases, experience multiple offers over asking price. Buyers will need to get aggressive again and be very well prepa…

In the first Market Matters of the new year, Matt and Adam summarize the Colorado real estate market in 2022, their projections and reasons behind a balanced market in 2023 - in which homeowners will most likely experience a 2-5% rate of appreciation - and why mortgage interest rates will decline in the first quarter of the year. Matt and Adam also…

Matt and Adam address the question, are we in a housing bubble? While buyer demand is greatly reduced due to the rise of interest rates, Matt and Adam make the argument that at minimum, through spring of 2023, the real estate market will remain strong. Matt and Adam briefly explain why housing inventory is likely to remain low, mortgage rates will …

Our first episode of Market Matters delivers a 30-minute discussion on current economic, lending and real estate market conditions. We focus on how consumers should think about this market and assess whether buying or selling in wise for them right now. And, if so, why and specifically what has changed in how they need to be approaching this market…