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Real Estate with Nicole is the ultimate podcast for anyone interested in the dynamic world of real estate in the greater Toronto area. Nicole Lopez is a seasoned realtor taking you on an exciting journey through the ins and outs of the thriving Toronto housing market. With a focus on homebuying and the latest industry trends, Real Estate with Nicole equips you with the knowledge and tools to make informed decisions. Toronto, Mississauga, Etobicoke, Brampton, Caledon – each known for their vi ...
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Send us a text One of the top reasons for moving for Canadians is to be closer to family. Nicole looks into the emotional, practical, and financial factors driving the decision to relocate for family. From childcare support and elder care to the rise of multi-generational households in the GTA, Nicole unpacks the key considerations that influence r…
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Send us a text Leave a rating for this podcast with one click here A nice backyard. At least a bit of front yard. This used to be middle income goals for almost every Canadian. Expectations quite frankly. But is the idea of homeownership now a luxury? A stretch target? Nicole looks the current state of Canadian sentiment with regards to homeownersh…
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Send us a text Get ready for the cold season with Nicole’s ultimate winter preparedness checklist! She reflects on her own heating mishap and turns it into a lesson-packed episode covering energy efficiency, preventing pipe freezes, roof maintenance, and even leveraging ceiling fans for warmth. From inspecting your roof and eaves to preparing your …
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Send us a text Will government policies help unlock the door to your dream home? Nicole sits down with David Rhodd, principal mortgage broker of Limitless Solutions Financial Group, to explore new legislative changes aimed at improving housing affordability in Canada. They look at changes affecting insured mortgage limits, 30-year amortizations, st…
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Send us a text Nicole explores the impact of different generations on real estate investment, particularly in the Greater Toronto Area. She explores the unique viewpoints and challenges that baby boomers, Gen X, millennials, and Gen Z face, showing how their life experiences and economic situations shape their outlook on real estate. Understanding …
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Send us a text Are you thinking about moving or investing in real estate? In this episode of, host Nicole Lopez dives into the top reasons Canadians are on the move. From the growing trend of relocating to be closer to family, to building wealth through homeownership, Nicole explores why now is a pivotal time for real estate decisions. She also dis…
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Send us a text Ever wondered how some investors can buy and sell properties before they're even built? In this episode, Nicole looks at the intriguing world of assignment sales, where the original buyer of a pre-construction property transfers their purchase rights to another buyer before the property is completed. Nicole breaks down the process us…
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Send us a text Do you find real estate jargon overwhelming? In this episode, host Nicole Lopez breaks down common real estate terms like MLS, freehold, condo, closing costs, and more. From understanding the difference between chattels and fixtures to the ins and outs of bidding wars, Nicole provides practical tips and insightful anecdotes to help l…
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Send us a text Ready to take the plunge into real estate but feel daunted by the down payment? In this episode, Nicole breaks down the art and science behind securing a down payment for your dream home. From understanding market trends and interest rates to exploring creative savings strategies and government programs, Nicole equips you with all th…
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Send us a text Want to leave a lasting legacy for your loved ones? In this episode, Nicole dives deep into the concept of generational wealth and its transformative impact on families. Through the contrasting stories of the Joneses and the Smiths, she illustrates how mindset, financial literacy, and strategic planning can make or break a family's f…
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Send us a text Your real estate journey is as unique as your fingerprint! In this episode, Nicole explores the diverse and deeply personal paths individuals take in the world of real estate. From a single mother named Claire who builds a stable future for her children, to investors like Petra and Josh who navigate the market based on their financia…
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Send us a text Dreaming of warm winters and beachside living? In this episode Nicole shares the story of Sarah's parents as they explore investing in a Florida retirement property. They navigate the nuances of cross-border real estate investments, including financing options, mortgage differences, and the importance of having a detailed action plan…
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Send us a text Why just dream of palm trees and sunshine when you can own a piece of it? In this episode, Nicole explores the booming opportunities for Canadian investors in the US market. With statistics highlighting significant Canadian purchases in top states like Florida, Arizona, and California, Nicole provides a comprehensive guide to navigat…
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Send us a text Interest rates are dropping, and the real estate market is heating up! In this episode of, Nicole Lopez explores the significant implications of the recent 25 basis point drop in the Bank of Canada’s benchmark interest rate for buyers, sellers, and investors. She provides a detailed analysis of how these changes affect mortgage affor…
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Send us a text Toronto has cooled – but Calgary's real estate market is on fire! In this episode, Nicole explores Cow Town’s booming market with Carlin Lutzer, a top real estate agent from CIR Realty. Together, they discuss the driving factors behind the frenzy, the impact on buyers and sellers, and strategies for navigating this competitive landsc…
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Send us a text Anchor your investment with wisdom from the 'wise builder'. In this episode Nicole explores types of home insurance, factors affecting premiums, and practical steps for securing the best coverage to protect your investment. Through compelling real-life stories and practical advice, she emphasizes the importance of understanding polic…
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Send us a text Owning a home: it can feel like a dream in a Wonderland reality. In this episode, Nicole examines the parallels between Alice's journey and our post-pandemic real estate landscape, where the rules of the game seem to be rewritten, leaving us more hopeful. She decodes the whimsy of this Wonderland, painting a picture of a society that…
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Send us a text Mortgage paid off but still in debt? Mortgage and title fraud is a rising and serious concern in Canada. Title insurance can be your financial shield. In this episode Nicole outlines the alarming scenario of homeowners suddenly finding themselves in default, years after paying off their mortgages due to fraudulent claims— a real-life…
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Send us a text Home staging works! Dive into the world of home staging with Nicole and home stager Niasha Bell as they share the creative force behind Staging by Nash Decor. Niasha shares her journey from banking to realizing her dream as a professional home stager, illustrating the power of staging in creating emotional connections for potential b…
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Send us a text In this episode, Nicole Lopez guides someone currently navigating the complex journey of purchasing a home, highlighting the need for meticulous planning and long-term thinking. They explore the evolving aspirations of homebuyers, the intricacies between buyer desires and market realities, and the psychological nuances of staging a h…
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Send us a text There really are many programs specifically tailored to help homebuyers navigate the complex path to purchasing a home. A shared-equity program is highlighted as the episode sheds light on how this resource offers a lifeline to support homebuyers. Guest: Lorne Andrews, GTA Mortgage Lending, Dominion Lending Centres Website | Email 41…
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Send us a text As a woman, if you've ever said (or thought) "I don't understand this," when it comes to financial planning, this episode will simply change how you think. Sara McCullough, a seasoned expert from WD Development with over two decades in the finance sector, passionately advocates for a deeper awareness of one’s financial landscape and …
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Send us a text A reverse mortgage is a financial tool that allows homeowners aged 55 and above (in Canada) to borrow against the equity in their homes. A reverse mortgage could be beneficial in scenarios such as funding home renovations, helping adult children with down payments for their own homes, or supplementing income for seniors with high hea…
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Send us a text Early on in his business Daniel Lewis committed to being local. He started a tea business… which ultimately led to a rendezvous with royalty. Lewis is an entrepreneur, author, motivational speaker, and the 2023 chair of the Brampton Board of Trade. In this episode Daniel shares his story starting his tea business, T by Daniel, and ho…
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Equity Gains & Navigating the Evolving Real Estate Landscape of Toronto and Surrounding Areas
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Send us a text There are lots of famous quotes by famous people about the value of history. One example is by Teddy Roosevelt, “I believe the more you about the past the better you are prepared for the future.” In this episode, Robert Malcolm of Perch Mortgage Brokerage discusses the history and future trends of the real estate market in the Greate…
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Send us a text Incentives offered by builders can come in various forms, such as discounts on the purchase price, free upgrades, waived closing costs, and rental guarantees. These exciting incentives may seem too good to pass up as they could lead to significant cost savings. However, there could be hidden fees or perhaps simple misinterpretations.…
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Send us a text This bonus wellness episode of Real Estate with Nicole is dedicated to personal safety and self-defence . Rob and Beth Andress, owners of Street Safe Self-Defense discuss some of the misconceptions between the study of martial arts and self-defence. They also touch on various aspects of the physiological, and psychological responses …
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Send us a text A builder's reputation is indicative of their quality and reliability, and a good reputation often means the builder delivers high-quality projects on time and within budget. The factors contributing to a builder's reputation include their track record, customer service, and transparency. Do your research into the builder's history a…
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Send us a text When it comes to investing in pre-construction condos, “Location” plays an amplified role. In this episode Nicole runs through a checklist of location factors to consider including the importance of proximity to transit hubs, neighbourhood amenities, and the potential for future growth in property value. There are clear benefits to i…
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Send us a text In this episode, Nicole scans some of the lessons we gathered in the first eight episodes. She discusses the importance of knowledge and planning in achieving real estate investing goals, outlines the step-by-step process of purchasing a residential resale property, starting with an initial consultation with a realtor to understand t…
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Send us a text Teamwork. Babe Ruth said it was fundamental to success. He knew a thing or two about success. For success with real estate investing, you need a well-coordinated team, including a real estate lawyer. Nicole introduces guest Kate Saldanha, a seasoned barrister solicitor with over 13 years of experience in law. They discuss the role of…
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Send us a text The mindset of the landlord. First you need to remember real estate is a long-term equity strategy that offers both financial and social rewards. Second you need to treat your real venture like the business it is, complete with risk assessments, mitigation plans, and being prepared for the unexpected. And third, you need to detach em…
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Send us a text There are seven key factors related to home ownership and real estate investment. This episode introduces a framework with those seven components, including cost of ownership, job security, population growth, supply, regulatory changes, global factors, and reproduction versus market value. Leave a positive rating for this podcast wit…
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Send us a text In this episode we delve into the crucial role of home inspections in today’s cutthroat real estate market. Jamie Jarvie, a certified professional inspector, breaks down why home inspections aren’t just about passing or failing but rather about arming buyers and sellers with essential insights for property enhancement. It’s critical …
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Send us a text If you’re getting into real estate as investment, you’ll need a Real Estate Action Plan. A strategic approach allows you to navigate the challenges and uncertainties and keep a strategic mindset. It’s not about having all the answers from the start but taking that crucial first step toward your real estate goals. Have a clear vision …
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Send us a text In this episode we delve into the recently released results of the 2023 Canadian First Time Home Buyer Survey conducted by Royal LePage and Sagan. The survey highlights a major concern among prospective buyers: the challenge of amassing a sufficient down payment to purchase their dream home. If you’re eager to explore programs and op…
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Send us a text This episode takes a deep dive into the client mindset when it comes to real estate investment and the importance of assembling the right team to meet your goals. Tinku Mukherjee is a homeowner and was taking her first leap into real estate investment with a tenant. She shares her experience transitioning from traditional investments…
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Send us a text In this first episode of Real Estate with Nicole, we dive deep into the world of real estate and equip you with valuable insights through guest Lorne Andrews. Lorne sheds light on the essential qualities to seek in a real estate agent. And he demystifies the dissimilarities between a mortgage specialist and a mortgage broker – sharin…
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