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Seattle Real Estate Podcast hosted by Sean Reynolds.
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Stay up-to-date on the Seattle housing market with weekly and monthly Seattle Real Estate Market Updates from Seattle real estate agent, Zach McDonald.
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Learn all about investing in real estate in Seattle, Washington with a combination of real estate financial planning and modeling with numbers specific to Seattle plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Seattle).
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Seattle real estate agent Christian Nossum & mortgage professional Dan Keller will share weekly real estate and mortgage updates they learn from the trenches. They will tell you everything that's happening in the market right now and how the tech boom is changing the game in Seattle. These two good friends will teach you the ins and outs of buying, selling, financing and investing in Seattle's bustling market. Local neighborhoods and the businesses that make them unique will be highlighted e ...
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Christine and Company - your professional Seattle and the Greater Puget Sound Real Estate Agents.
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While mortgage rates remain higher than they were during the housing market's booming pandemic years, Moody's Ratings has predicted them to finally start declining over the next few years in a new report. Exactly a week ago, the Federal Home Loan Mortgage Corporation, better known as Freddie Mac, reported that the average rate for a 30-year-fixed m…
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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I share Seattle housing market stats from April 2024 in this Seattle Real Estate Market Update. About the Seattle Real Estate Market Updates: Stay up-to-date on the Seattle housing market with weekly and monthly Seattle Real Estate Market Updates from Seattle real estate agent, Zach McDonald. Have questions about the Seattle real estate market? Thi…
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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I share Seattle housing market stats from April 2024 in this Seattle Real Estate Market Update. About the Seattle Real Estate Market Updates: Stay up-to-date on the Seattle housing market with weekly and monthly Seattle Real Estate Market Updates from Seattle real estate agent, Zach McDonald. Have questions about the Seattle real estate market? Thi…
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I share Seattle housing market stats from March 2024 in this Seattle Real Estate Market Update. About the Seattle Real Estate Market Updates: Stay up-to-date on the Seattle housing market with weekly and monthly Seattle Real Estate Market Updates from Seattle real estate agent, Zach McDonald. Have questions about the Seattle real estate market? Thi…
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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I share Seattle housing market stats from April 2024 in this Seattle Real Estate Market Update. About the Seattle Real Estate Market Updates: Stay up-to-date on the Seattle housing market with weekly and monthly Seattle Real Estate Market Updates from Seattle real estate agent, Zach McDonald. Have questions about the Seattle real estate market? Thi…
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How to Analyze Buying a Rental Property at a Discount in Seattle Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the test o…
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Sold a home in the last four years? Congratulations. You’re entitled to a piece of the $418 million Realtor settlement fund. But don’t expect a big windfall. Since you will be among 21 million other Americans who are part of the “settlement class,” the amount per seller — after deducting attorneys’ fees — could be as low as $13. That’s a pittance c…
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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Here are my thoughts on the Seattle housing market this week! About the Seattle Real Estate Market Updates: Stay up-to-date on the Seattle housing market with weekly and monthly Seattle Real Estate Market Updates from Seattle real estate agent, Zach McDonald. Have questions about the Seattle real estate market? Thinking about buying or selling a ho…
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Is it Better to Buy Rentals with 20% Down or For All Cash After Buying an Owner-Occupant First?
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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I share Seattle housing market stats from February 2024 in this Seattle Real Estate Market Update. About the Seattle Real Estate Market Updates: Stay up-to-date on the Seattle housing market with weekly and monthly Seattle Real Estate Market Updates from Seattle real estate agent, Zach McDonald. Have questions about the Seattle real estate market? …
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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Here are my thoughts on the Seattle housing market this week! About the Seattle Real Estate Market Updates: Stay up-to-date on the Seattle housing market with weekly and monthly Seattle Real Estate Market Updates from Seattle real estate agent, Zach McDonald. Have questions about the Seattle real estate market? Thinking about buying or selling a ho…
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Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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Here are my thoughts on the Seattle housing market this week! Home prices are up year-over-year across King and Snohomish County, the Seattle metro area. The Seattle real estate market remains competitive, with tight inventory levels pushing prices upward despite mortgage interest rates remaining above 7% on average. About the Seattle Real Estate M…
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How to Analyze a New Construction Single-Family Home Property in Seattle Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, James w…
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Here are my thoughts on the Seattle housing market this week! Savvy home buyers are reentering the Seattle real estate market, anticipating mortgage rate drops in late 2024. With tight housing inventory in Seattle, listings are garnering multiple offers, especially those priced competitively. Home prices around Seattle will likely continue climbing…
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The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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Here are my thoughts on the Seattle housing market this week! Despite expectations of decreasing mortgage rates, recent inflation data has caused a jump back above 7% this week. While new listings in the Seattle area have shown a slight uptick, inventory remains lower than in previous years, driving heightened competition. Homes are selling faster …
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Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
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I share Seattle housing market stats from January 2024 in this Seattle Real Estate Market Update. About the Seattle Real Estate Market Updates: Stay up-to-date on the Seattle housing market with weekly and monthly Seattle Real Estate Market Updates from Seattle real estate agent, Zach McDonald. Have questions about the Seattle real estate market? T…
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Here are my thoughts on the Seattle housing market this week! (00:00-00:20) Intro (00:20-02:23) Mortgage interest rates (02:23-6:50) Seattle housing market stats (06:50-10:46) My thoughts on the Seattle real estate market About the Seattle Real Estate Market Updates: Stay up-to-date on the Seattle housing market with weekly and monthly Seattle Real…
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Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
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Here are my thoughts on the Seattle housing market this week! (0:30) Home prices in Seattle are up year-over-year (01:58) Mortgage interest rates (02:15) Seattle housing market stats (04:15) My thoughts on the Seattle real estate market About the Seattle Real Estate Market Updates: Stay up-to-date on the Seattle housing market with weekly and month…
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Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…
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In this video, I recap the 2023 Seattle housing market and share my Seattle real estate predictions and housing market forecast for 2024. My Seattle housing market predictions in 2024: 1) Home values in Seattle will be up year-over-year in 2024 2) Mortgage interest rates will decline in 2024 3) New construction will pick up in 2024 4) Listings and …
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How to Analyze a 5% Down Single-Family Nomad™ Property in Seattle Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home Nomad™ property with a 5% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deals …
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In 2024, the real estate market exhibits a fascinating paradox. While mortgage rates have recently decreased, creating a more appealing environment for homebuyers, the challenge lies in the unpredictability of these rates. Despite predictions of a further drop in mortgage rates, possibly into the high fives, the Federal Reserve's anticipated intere…
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What Affects Your PMI Rate Lenders prefer that you put at least 20% down, but if you push hard enough, many will allow you to put less than 20% down if you're willing to purchase insurance to protect them in case you default. This insurance is called Private Mortgage Insurance. The cost of this insurance depends on several factors. Some are primary…
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Is It Better to Rent or Buy an Owner-Occupant Property for 5% Down When Otherwise Buying 25% Down Rentals?
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You're a real estate investor looking to acquire properties by saving up and putting 25% down. Should you buy an owner-occupied property first? What if that's more expensive than renting? Should you still do it? What if it means you'll be saving less for acquiring rentals by buying an owner-occupied property first? In this comparison class, we will…
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I share Seattle housing market stats from December 2023 in this Seattle Real Estate Market Update. About the Seattle Real Estate Market Updates: Stay up-to-date on the Seattle housing market with weekly and monthly Seattle Real Estate Market Updates from Seattle real estate agent, Zach McDonald. Have questions about the Seattle real estate market? …
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Deal Alchemy™ - Lease-Options Different real estate investors desire, prefer, and prioritize different returns. For example, many real estate investors have a strong preference for the cash flow part of their return. With Deal Alchemy™, we can manipulate returns and move them from one area to another. Or, we can move them from one or more areas to …
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Here are my thoughts on the Seattle housing market this week! If you are interested in buying a house in the first quarter of 2024, start your process now. If you are hoping to sell your house by the first quarter of 2024, I have some tips for you too. About the Seattle Real Estate Market Updates: Stay up-to-date on the Seattle housing market with …
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Warning - Insurable Risks When Investing in Real Estate Life has risks. Real estate investing in Seattle adds some additional risks. Some of these risks can be shifted from your responsibility to the responsibility of a third party for a fee. This is often described as insurance. You choose to pay someone else to take on a risk you don't want to ta…
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Here are my thoughts on the Seattle housing market this week! If you are interested in buying a house in the first quarter of 2024, start your process now. If you are hoping to sell your house by the first quarter of 2024, I have some tips for you too. Please don't hesitate to reach out! People like you regularly contact me about their real estate …
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In a notable shift, mortgage rates have dipped below 7% for the first time since August, signaling a potential easing in the housing market's affordability crisis. This drop marks the seventh consecutive week of declining rates, coinciding with an improvement in inflation and the Federal Reserve's pause on rate hikes. The Fed's recent signals of po…
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How to Analyze a 20% Down Single-Family Home Rental Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home rental property with a 20% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deals that make sen…
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Here are my thoughts on the Seattle housing market this week! If you are interested in buying a house in the first quarter of 2024, start your process now. If you are hoping to sell your house by the first quarter of 2024, I have some tips for you too. Please don't hesitate to reach out! People like you regularly contact me about their real estate …
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In today's dynamic real estate landscape, sellers are grappling with the ideal time to list their properties. As inventory levels remain low, especially in areas like the Pacific Northwest, experts suggest that sellers capitalize on the current market conditions. Interest rates, a key factor influencing buyer activity, have fluctuated significantly…
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In the latest episode of the Seattle Real Estate podcast, the focus was on the current state of the housing market as the year winds down. A notable point of discussion was the Federal Reserve's decision to maintain higher interest rates, currently hovering around 7.2%, a slight decrease from the 7.8% peak. This marginal reduction has sparked a cau…
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In a striking turn of events, plummeting mortgage rates have triggered a nationwide scramble among homeowners to refinance their loans. The recent report by Freddie Mac indicated a significant drop in the 30-year fixed rate mortgage to about 7%, a notable decrease from the previous month. This sudden dip, attributed to the Federal Reserve's measure…
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In the latest episode of the Seattle Real Estate Podcast, experts discuss the future of the housing market, particularly for millennials. With prices having soared in recent years, many first-time homebuyers, especially millennials, feel they've missed their chance due to high prices and missed low interest rates. However, 2024 brings a glimmer of …
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What is PMI And How to Avoid It You want to work with a lender so that you don't need to purchase a property with all cash. The lender is willing to lend you money, charging you interest to make a profit, and ensuring there is a safety buffer of equity in case you default and they need to foreclose to recover their funds. Your goal is to minimize t…
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Here are my thoughts on the Seattle housing market this week! If you are interested in buying a house in the first quarter of 2024, start your process now. If you are hoping to sell your house by the first quarter of 2024, I have some tips for you too. Please don't hesitate to reach out! People like you regularly contact me about their real estate …
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Mortgage rates have fallen to their lowest level since August, lender Freddie Mac said on Thursday, sparking a refinancing of loans, suggesting homeowners were quick to jump at opportunities to save on their mortgage payments. The 30-year fixed rate mortgage fell to an average of about 7 percent for the week, a drop of nearly one percent from a lit…
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Is It Better to Put 25% Down and Buy 9 Rental Properties After Buying an Owner-Occupant or Nomad™ with 5% Down?
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Should you use the Nomad™ strategy to acquire properties with a minimal 5% down payment as quickly as possible? Or is it better to be a little more patient and save up for full 25% down payments and buy rentals without moving into each? By saving up for a 25% down payment, the properties will cash flow better. That may allow you to save up faster f…
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In this Seattle Real Estate Market Update, I share Seattle housing market stats from November 2023. Things are about where they were last year with slightly higher interest rates but there's a lot less fear in the housing market. If you are looking to buy in the next few months, get yourself ready now. If you are looking to sell in the next few mon…
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