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Learn all about investing in real estate in San Bernardino, California with a combination of real estate financial planning and modeling with numbers specific to San Bernardino plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to San Bernardino).
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Breathe in Knowledge, Breathe out freedom.
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Officers from San Bernardino PD share information and insights about a variety of law enforcement topics.
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Find family. Discover purpose. Change the world.
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Literature Review - San Bernardino
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Discussing City of San Bernardino community issues, council agendas, events and more...
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Our podcast is dedicated to All residents of San Bernardino. We will discuss all the various projects we have done and are currently working on in the community.
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This series began in response to the police killing of George Floyd on May 25, 2020. In this work, we hope to explore, enlighten, and engage ourselves and the campus community with ongoing panel discussions, lectures, presentations, and film screenings related to the history and current context of race, policing, and criminal justice. We invite leading scholars, journalists, lawyers, healthcare professionals, current and veteran members of law enforcement, faith-based leaders, the formerly i ...
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Deal Alchemy™ - Debt Paydown to Cash Flow Join us for an exciting and enlightening class with James Orr as he delves into the fascinating world of Deal Alchemy™. In this class, listeners will discover a surprisingly powerful strategy that has the potential to drastically improve cash flow on rental properties. Whether you're considering buying a ne…
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 22 Jul, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 22 Jul, 2024KCAA Radio
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Tax Deductibility of PMI Payments Are you an owner-occupant puzzled by the ever-changing rules around PMI (Private Mortgage Insurance) deductibility? Or perhaps an ambitious real estate investor, hungry to maximize your deductions and supercharge your profits? Then this class is your golden ticket to the world of tax wisdom! Join us for an exhilara…
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 15 Jul, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 15 Jul, 2024KCAA Radio
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Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It!
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Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It! There's a often overlooked risk of investing in reale state: obsolescence. Whether we're focused on properties that are or will become functionally obsolete or drift directly into economic or physical obsolescence... these are real-world risks…
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 8 Jul, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 8 Jul, 2024KCAA Radio
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How to Analyze an All-Cash Rental Property Purchase
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How to Analyze an All-Cash Rental Property Purchase Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash. In this class, we will look at how deal analysis changes when you plan to buy a…
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 1 Jul, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 1 Jul, 2024KCAA Radio
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How Return on Investment Changes Based on Credit Score With PMI Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can al…
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 24 Jun, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 24 Jun, 2024KCAA Radio
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So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 17 Jun, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 17 Jun, 2024KCAA Radio
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So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 10 Jun, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 10 Jun, 2024KCAA Radio
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Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 3 Jun, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 3 Jun, 2024KCAA Radio
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Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 27 May, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 27 May, 2024KCAA Radio
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Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 20 May, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 20 May, 2024KCAA Radio
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Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 13 May, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 13 May, 2024KCAA Radio
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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Join us for a conversation with Dr. Kellie Carter Jackson (Wellesley, Africana Studies, faculty page link). Find Dr. Carter Jackson's website here (link). Dr. Carter Jackson's upcoming book, We Refuse: A Forceful History of Black Resistance, will be published June 4 and can be pre-ordered, details at the publisher's website here (link) or Amazon he…
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May 3, 2024 - In Conversation with Dr. Marianne Celano (Emory), Dr. Marietta Collins (Morehouse) and Dr. Ann Hazard (psychologist/author) about their book "Something Happened in Our Town"
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Join us in conversation with Dr. Marianne Celano (Emory), Dr. Marietta Collins (Morehouse) and Dr. Ann Hazard (psychologist/author) about their book "Something Happened in Our Town" (publishers link) (Amazon link). Zoom link: https://tinyurl.com/csusb-race-policing Thank you to the College of Social and Behavioral Sciences, and the Diversity, Equit…
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April 29, 2024 - Film Screening and Conversation: “Fractured” -- a crisis among jail inmates living with severe mental illness
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Join us for a conversation with journalist/correspondent, Dana Miller Ervin for a film screening and discussion of her film, Fractured. She will be joined by Chief Deputy Durwin Briscoe of the Cleveland County Sheriff's Office (North Carolina). Dana Miller Ervin is an award-winning journalist who has worked at “60 Minutes,” CNBC, “CBS This Morning”…
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April 22 2024 - In Conversations with Sahar Aziz (Rutgers Law)
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Join us for a conversation with Professor Sahar Aziz (Rutgers Law, link). Find Professor Aziz's recent article "State Sponsored Radicalization" in the Michigan Journal of Race & Law here (link). Zoom link: https://tinyurl.com/csusb-race-policing Thank you to the College of Social and Behavioral Sciences, and the Diversity, Equity, and Inclusion Com…
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 6 May, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 6 May, 2024KCAA Radio
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How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 29 Apr, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 29 Apr, 2024KCAA Radio
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 22 Apr, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 22 Apr, 2024KCAA Radio
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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April 15. 2024 - The Police Can Lie to You: A Philosophy Prof and Former FBI Agent Discusses (Dr. Luke William Hunt, University of Alabama)
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Zoom link: https://tinyurl.com/csusb-race-policing Join Luke William Hunt (link) -- a philosophy professor and former FBI Special Agent -- for a conversation about the ethics of police deception and dishonesty. In his new book, Police Deception and Dishonesty: The Logic of Lying, Hunt argues that many of our assumptions about policing and security …
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 15 Apr, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 15 Apr, 2024KCAA Radio
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Feb 26, 2024 - In Conversation with Gisela Perez Kusakawa (Asian-American Scholar Forum, director)
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Join us for a conversation with Gisela Perez Kusakawa (Asian-American Scholar Forum, director, link). Find Ms. Kusakawa's recent article "From Japanese American Incarceration to the China Initiative, Discrimination Against AAPI Communities Must End" for the ACLU here (link). Zoom link: https://tinyurl.com/csusb-race-policing Thank you to the Colleg…
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March 4, 2024 - In Conversation with Rosemary (“Ruby”) Nidiry (Brennan Center for Justice)
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Join us for a conversation with Rosemary (“Ruby”) Nidiry, a Senior Counsel in the Justice Program at the Brennan Center for Justice (link). She manages the program’s Law Enforcement Leaders to Reduce Crime and Incarceration project, a coalition of nearly 200 police chiefs, correctional officials and federal and state prosecutors from around the cou…
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March 11, 2024 - In Conversation with Dr. Samantha Simon (University of Arizona, Sociology)
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Join us for a conversation with Dr. Samantha Simon (University of Arizona, link). Find Dr. Simon's new book, Before the Badge: How Academy Training Shapes Police Violence, here at the publisher's website (link) and here at Amazon (link). Find Dr. Simon's website here (link). Recording Coming Soon Thank you to the College of Social and Behavioral Sc…
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March 18, 2024 - In Conversation with Dr. Tony Cheng (Duke, Sociology)
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Join us for a conversation with Dr. Tony Cheng (Duke University, link). Find Dr. Cheng's new book, The Policing Machine: Enforcement, Endorsements, and the Illusion of Public Input, here at the publisher's website (link) and here at Amazon (link). Find Dr. Cheng's website here (link). Thank you to the College of Social and Behavioral Sciences, and …
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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March 24 2024 - In Conversation with Dr. Daniel Gascón and LG Freierman of of University of Massachusetts, Boston
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A conversation with Dr. Daniel Gascón and LG Freierman University of Massachusetts, Boston. Daniel Gascón is an Associate Professor in the Sociology Department at the University of Massachusetts Boston, a Research Fellow at the Mauricio Gastón Institute for Latino Community Development and Public Policy. He is the founding director of the Racial Ju…
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 8 Apr, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 8 Apr, 2024KCAA Radio
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How to Analyze Buying a Rental Property at a Discount in San Bernardino Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the…
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 1 Apr, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 1 Apr, 2024KCAA Radio
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Tune in to this episode from, "The Briefing Room" where Lt. Kohrell and sidekick Sgt. Gray interviewed a friend and attendee of the "Women's Self-Defense Class." She will be speaking on the many things the class has to offer, and how women can benefit from it.San Bernardino Police Department
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 25 Mar, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 25 Mar, 2024KCAA Radio
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Tune in to this episode from, "The Briefing Room" where Lt. Kohrell and sidekick Sgt. Gray interviewed both Trainee Bobby Rodriguez and AJ Raya, who recently graduated from the San Bernardino Sherriffs Academy, Class 234. They discussed their experience going through the 23-week course and provided insight for those interested in joining our Depart…
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Is it Better to Buy Rentals with 20% Down or For All Cash After Buying an Owner-Occupant First?
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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KCAA: I Love San Bernardino County with Robert Porter (Mon, 18 Mar, 2024)
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KCAA: I Love San Bernardino County with Robert Porter on Mon, 18 Mar, 2024KCAA Radio
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