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coffee talk augusta

coffeetalk augusta

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Щомісяця
 
Fun & Interesting hopefully... maybe talk about nothing but including tech stuff, a little sports, movies, classic rock , and oh yeah some talk about goings on ... NO POLITICS OR CORONA
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Welcome to The Phenomena Podcast with Augusta Chapman! Each episode, Augusta (comedian, writer) and Eva (paranormalist, digital culture enthusiast) talk about ghosts and their role in American culture, media, and sociality -- well, we used to. Now we kind of just talk about any phenomenon, haunted or otherwise, that is fascinating us at the moment. Augusta and Eva (used to) use their background in anthropology to research and discern the meaning and patterns of apparitions, hauntings, and le ...
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Rachel Augusta

Rachel Augusta

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Rachel Augusta is committed to helping humans with extremely common issues they might be having with their furbabies where western medicine doesn't necessarily have the answers. Rachel Augusta is not a veterinarian and does not diagnose or prescribe medications and you should refer to a licensed veterinarian for traditional medical care or for questions concerning specific illnesses. You are solely responsible for consulting a veterinarian in any case of physical, mental or emotional illness.
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Shots in the Back: Exhuming the 1970 Augusta Riot

Georgia Public Broadcasting

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"Shots in the Back: Exhuming the 1970 Augusta Riot" tells the story of one of the first major Civil Rights Era riots in the South. The immediate cause of the riot in Augusta, Ga. was the brutal murder of Charles Oatman, an African American teenager held by police in the county jail. During the riot, six Black men were killed by white police officers, all of them shot in the back. In a collaboration, students at the Jessye Norman School of the Arts join GPB in telling this story.
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The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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Pastor Schwartz's sermon for February 18, 2024Readings used:- Genesis 22:1-18 | https://www.biblegateway.com/passage/?search=Genesis+22%3A1-18&version=NIV- James 1:12-18 | https://www.biblegateway.com/passage/?search=James+1%3A12-18&version=NIV- Mark 1:9-15 | https://www.biblegateway.com/passage/?search=Mark+1%3A9-15&version=NIVCheck our website fo…
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Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
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Pastor Schwartz's sermon for February 11, 2024 - Transfiguration SundayReadings used:- 2 Kings 2:1-12 | https://www.biblegateway.com/passage/?search=2+Kings+2%3A1-12&version=NIV- 2 Corinthians 3:12-18; 4:1-6 | https://www.biblegateway.com/passage/?search=2+Corinthians+3%3A12-18%3B+4%3A1-6&version=NIV- Mark 9:2-9 | https://www.biblegateway.com/passa…
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Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
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Pastor Schwartz's sermon for February 4, 2024Readings used:- Isaiah 40:21-31 | https://www.biblegateway.com/passage/?search=Isaiah+40%3A21-31&version=NIV- 1 Corinthians 9:16-27 | https://www.biblegateway.com/passage/?search=1+Corinthians+9%3A16-27&version=NIV- Mark 1:29-39 | https://www.biblegateway.com/passage/?search=Mark+1%3A29-39&version=NIVChe…
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Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…
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FL/GA District President Rev. Rockey's sermon for January 28, 2024Readings used:- Deuteronomy 18:15-20| https://www.biblegateway.com/passage/?search=Deuteronomy+18%3A15-20&version=NIV- 1 Corinthians 8:1-13 | https://www.biblegateway.com/passage/?search=1+Corinthians+8%3A1-13&version=NIV- Mark 1:21-28 | https://www.biblegateway.com/passage/?search=M…
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Sermon notes 👇Jesus loves His disciples to the uttermost and to the end. Here, Jesus demonstrated His love by washing the disciples feet, so that His disciples could love like He does.He even lavished this love on Judas, who He knew would betray Him.And this is what glorifies God, this is what makes Him known, this is what His Kingdom come looks li…
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How to Analyze a 5% Down Single-Family Nomad™ Property in Augusta Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home Nomad™ property with a 5% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deals …
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Pastor Schwartz's sermon for January 21, 2024Readings used:- Jonah 3:1-5, 10 | https://www.biblegateway.com/passage/?search=Jonah+3%3A1-5%2C+10+&version=NIV- 1 Corinthians 7:29-35 | https://www.biblegateway.com/passage/?search=1+Corinthians+7%3A29-35&version=NIV- Mark 1:14-20 | https://www.biblegateway.com/passage/?search=Mark+1%3A14-20&version=NIV…
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Sermon notes 👇Believing in Jesus means you look to Him as your ultimate Source of life.John 12:42-43 says this -“Nevertheless, many even of the authorities believed in him, but for fear of the Pharisees they did not confess it, so that they would not be put out of the synagogue; for they loved the glory that comes from man more than the glory that …
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What Affects Your PMI Rate Lenders prefer that you put at least 20% down, but if you push hard enough, many will allow you to put less than 20% down if you're willing to purchase insurance to protect them in case you default. This insurance is called Private Mortgage Insurance. The cost of this insurance depends on several factors. Some are primary…
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Pastor Schwartz's sermon for January 14, 2024Readings used:- 1 Samuel 3:1-10 | https://www.biblegateway.com/passage/?search=1+Samuel+3%3A1-10&version=NIV- 1 Corinthians 6:12-20 | https://www.biblegateway.com/passage/?search=1+Corinthians+6%3A12-20&version=NIV- John 1:43-51 | https://www.biblegateway.com/passage/?search=John+1%3A43-51&version=NIVChe…
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Sermon notes 👇What is life? It’s a hard thing for me to define at times because when talking about life we could be talking about a number of things…One way we can talk about life is from a pure biological perspective, but we can also talk about life as it pertains to our individual existence.The New Testament generally seems to refer to this type …
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You're a real estate investor looking to acquire properties by saving up and putting 25% down. Should you buy an owner-occupied property first? What if that's more expensive than renting? Should you still do it? What if it means you'll be saving less for acquiring rentals by buying an owner-occupied property first? In this comparison class, we will…
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Pastor Schwartz's sermon for January 7, 2024Readings used:- Genesis 1:1-5 | https://www.biblegateway.com/passage/?search=Genesis+1%3A1-5&version=NIV- Romans 6:1-11 | https://www.biblegateway.com/passage/?search=Romans+6%3A1-11&version=NIV- Mark 1:4-11 | https://www.biblegateway.com/passage/?search=Mark+1%3A4-11&version=NIVCheck our website for info…
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Sermon notes 👇If you hang around Redemption Church long at all, you’ll hear us say this quite a bit -We are striving together to make the real Jesus known, by being honest about our failures, loving the way He loves, serving the city for the good of all, and inviting everybody into the family of God.If you visit our website, the first thing you’ll …
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Deal Alchemy™ - Lease-Options Different real estate investors desire, prefer, and prioritize different returns. For example, many real estate investors have a strong preference for the cash flow part of their return. With Deal Alchemy™, we can manipulate returns and move them from one area to another. Or, we can move them from one or more areas to …
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Pastor Schwartz's sermon for December 31, 2023Readings used:- Isaiah 61:10--62:3 | https://www.biblegateway.com/passage/?search=Isaiah+61%3A10--62%3A3&version=NIV- Galatians 4:4-7 | https://www.biblegateway.com/passage/?search=Galatians+4%3A4-7&version=NIV- Luke 2:22-40 | https://www.biblegateway.com/passage/?search=Luke+2%3A22-40&version=NIVCheck …
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Sermon notes 👇…all the noise in our lives...our busyness, our hurry, our filling up the calendar and the day with tasks and meetings, and constantly checking our bank accounts, or calculating for future jobs or relationships or whatever else we find ourselves obsessing over constantly…all that noise is generated from all our doing…And all our doing…
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Warning - Insurable Risks When Investing in Real Estate Life has risks. Real estate investing in Augusta adds some additional risks. Some of these risks can be shifted from your responsibility to the responsibility of a third party for a fee. This is often described as insurance. You choose to pay someone else to take on a risk you don't want to ta…
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Pastor Schwartz's sermon for December 25, 2023 (Christmas Day)Readings used:- Isaiah 52:7-10 | https://www.biblegateway.com/passage/?search=Isaiah+52%3A7-10&version=NIV- Hebrews 1:1-12 | https://www.biblegateway.com/passage/?search=Hebrews+1%3A1-12&version=NIV- John 1:1-14 | https://www.biblegateway.com/passage/?search=John+1%3A1-14&version=NIVChec…
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Pastor Schwartz's sermon for Sunday, December 24, 2023 (4th Sunday in Advent)Readings used:- 2 Samuel 7:1-11, 16 | https://www.biblegateway.com/passage/?search=2+Samuel+7%3A1-11%2C+16&version=NIV- Romans 16:25-27 | https://www.biblegateway.com/passage/?search=Romans+16%3A25-27&version=NIV- Luke 1:26-38 | https://www.biblegateway.com/passage/?search…
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Ladies and gentlemen, please welcome Claudia Gohn to the Phenomena Podcast stage! In this episode, we bring in documentarian and friend Claudia to discuss her research on crime and fraudulent claims in the world of psychics. content warning: suicide, child sexual abuse & violence music: "Girl on the Moon"; written and performed by Nihilore; CC BY 3…
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How to Analyze a 20% Down Single-Family Home Rental Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home rental property with a 20% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deals that make sen…
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Pastor Schwartz's sermon for Sunday, December 17, 2023 (3rd Sunday in Advent)Readings used:- Isaiah 61:1-4, 8-11 | https://www.biblegateway.com/passage/?search=Isaiah+61%3A1-4%2C+8-11&version=NIV- 1 Thessalonians 5:16-24 | https://www.biblegateway.com/passage/?search=1+Thessalonians+5%3A16-24&version=NIV- John 1:6-8, 19-28 | https://www.biblegatewa…
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This week, we bring the Phenomena Podcast into the twenty-first century with a discussion of online psychic performance, faith healing, and post-New Age prosperity gospel. content warning: suicide, child sexual abuse & violence music: "Girl on the Moon"; written and performed by Nihilore; CC BY 3.0 edited by Ruby Mastrodimos…
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What is PMI And How to Avoid It You want to work with a lender so that you don't need to purchase a property with all cash. The lender is willing to lend you money, charging you interest to make a profit, and ensuring there is a safety buffer of equity in case you default and they need to foreclose to recover their funds. Your goal is to minimize t…
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Pastor Schwartz's sermon for Sunday, December 10, 2023 (2nd Sunday in Advent)Readings used:- Isaiah 40:1-11 | https://www.biblegateway.com/passage/?search=Isaiah+40%3A1-11&version=NIV- 2 Peter 3:8-14 | https://www.biblegateway.com/passage/?search=2+Peter+3%3A8-14&version=NIV- Mark 1:1-8 | https://www.biblegateway.com/passage/?search=Mark+1%3A1-8&ve…
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Should you use the Nomad™ strategy to acquire properties with a minimal 5% down payment as quickly as possible? Or is it better to be a little more patient and save up for full 25% down payments and buy rentals without moving into each? By saving up for a 25% down payment, the properties will cash flow better. That may allow you to save up faster f…
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Pastor Schwartz's sermon for Sunday, December 3, 2023 (1st Sunday in Advent)Readings used:- Isaiah 64:1-9 | https://www.biblegateway.com/passage/?search=Isaiah+64%3A1-9&version=NIV- 1 Corinthians 1:3-9 | https://www.biblegateway.com/passage/?search=1+Corinthians+1%3A3-9&version=NIV- Mark 13:24-37 | https://www.biblegateway.com/passage/?search=Mark+…
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Sermon notes 👇There is a kind of doubt that grows out of disbelief. It is proud and defiant.It looks inward at itself, in bitterness, and says to God “this can’t be true.”Maybe that was Zechariah.But also, there is a doubt that grows out of a humble wonder. It stares upward with awe and says “ I don’t understand God, help me see how this is true.”T…
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Improving Cash Flow on Rental Properties by Improving the Property When real estate prices, mortgage interest rates, and rent rates are high, it can be more challenging to generate great cash flow from a rental property. However, it is also more important than ever to do everything in your power to maximize cash flow. There are 88 strategies for im…
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Pastor Schwartz's sermon for Sunday, November 26, 2023Readings used:- Ezekiel 34:11-16, 20-24 | https://www.biblegateway.com/passage/?search=Ezekiel+34%3A11-16%2C+20-24&version=NIV- 1 Corinthians 15:20-28 | https://www.biblegateway.com/passage/?search=1+Corinthians+15%3A20-28&version=NIV- Matthew 25:31-46 | https://www.biblegateway.com/passage/?sea…
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Sermon notes👇This isn’t just the miracle of Jesus raising Lazarus from the dead…This is Jesus determining to die in order to give Lazarus life.This is Jesus laying His own life down for His friend.Jesus has said He is the good Shepherd who lays His life down for His sheep and has the power to take His life up again.With this miracle - the miracle o…
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Refinancing Rental Property Tips There are many flavors of refinancing rental properties: cash-out refinances, cash-in refinances, rate and term refinances, and recasting loans. Understanding each one, when you might want to use them in your real estate investing, the general rules and guidelines for using them, and the impact of each are all impor…
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