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Mortgage Mindset

Mortgage Mindset

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Welcome to 'Mortgage Mindset: A Series By Your Mortgage Matchmakers (The Sherry Riano Team),' the go-to podcast for real estate professionals seeking to sharpen their skills and excel in their careers! Every week, join us for a laid-back yet professional dive into the latest in mortgage trends, from FED predictions and market analyses to personal branding and mastering complex loan scenarios. Whether you're a loan officer, realtor, or another key player in real estate, our insights on buildi ...
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The Innovators

Tom Dioro

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From the campus of Stanford University this is The Innovators Radio Show + Podcast featuring in-depth, one-on-one interviews with purpose-driven entrepreneurs, renowned thought-leaders and game changers committed to ideas, innovation, and better lives. Our radio show and podcast will illuminate the struggle, breakthroughs and exceptional outcomes game-changers bring to industries, organizations and lives. Hosted by Tom Dioro, executive producer of Stanford Athletics and KZSU's, Beyond the Ch ...
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Mastering Discipline and Emotional Resilience in Trading: Insights from Juan Carlos Riano In this episode of the Innovator's Podcast, host Tom interviews Juan Carlos Riano, CEO and education consultant at Smart Capital Club. They discuss the psychological aspects of trading, emphasizing the importance of discipline, emotional control, and resilienc…
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Revolutionizing Payments with Franklin Levy: Instant Direct Payments at OpenPath In this episode of The Innovators Radio Show and Podcast, hosted by KZSU Stanford University's FM radio station, Franklin Levy, a partner at OpenPath, discusses the transformative technology of instant direct payments. The conversation delves into the changes in online…
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Reviving Gold Mining in Colorado: An Interview with Franklin Levy In this episode of the Innovators Radio Show and Podcast, host Tom Dioro interviews Franklin Levy, co-founder and managing director of GS Mining Holdings. Franklin shares the history and operations of GS Mining in Gilpin County, Colorado, known as the richest square mile on Earth due…
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Dive into the dynamic world of real estate with Hunter Boyd and Cliff Sereday on this week's episode of the Mortgage Mindset podcast. Discover how Cliff's innovative strategies have transformed the careers of agents at top producing real estate team Marti Hampton Real Estate, propelling a newcomer to a staggering 26 deals in her first year! From hi…
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In this episode of the Mortgage Mindset Podcast, we sit down with the one and only Nancy Grace, a top-producing real estate agent in Western Wake County, NC. Nancy shares her inspiring journey from advertising executive to real estate powerhouse, revealing the secrets behind her client-first philosophy and her iconic "mini-me" branding. Discover ho…
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In our season finale of our "Meet the Team Series," Sherry flips the script and puts Hunter in the hot seat! 🎙️🔥 From dodging shanks as a prison guard to becoming a mortgage maverick, Hunter's journey is anything but ordinary. Discover the pivotal moments that shaped his career, the lessons he learned along the way, and his ambitious vision for the…
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Ever had a buyer say, "I'm waiting for rates to drop" or "Why bother with a loan if I have cash?" We've got your back! In this episode, Hunter and Chris dive deep into these common objections and arm you with the knowledge and strategies to overcome them. They'll share real-life examples, including Chris's experience buying a house with a 7% intere…
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Navigating the complex world of condo financing? 🏢 Tune into our latest podcast episode, "Condo Loans: The Good, the Bad, the Ugly," where we dive deep into the intricacies of condo certifications, uncover what Fannie Mae & Freddie Mac are looking for, and explore the real impact of regulations post-Miami condo collapse. 🏢 📉 Discover why there's mo…
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Dive into Episode 20 of the Mortgage Mindset podcast, where Sherry and Hunter unravel the power of stellar communication in the real estate world. Discover key strategies that can set your business apart, enhance client relationships, and drive success in a competitive market. Tune in to learn how mastering the art of communication can transform yo…
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Innovators Podcast: From Holiday Lights to Emergency Services – The Journey of Ascender Systems In this episode of the Innovators Podcast, host Tom Dioro interviews Jorge and Ethan Muniz, the dynamic father-son duo behind Ascender Systems. Beginning with the inventive solution to putting up Christmas lights, their journey led to the creation of a p…
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Supply Chain Transparency and Innovations with Jeff Gaus In this episode, host Tom Dioro interviews Jeff Gaus, founder and CEO of the Provenance Chain Network (PCN). They discuss key issues in the supply chain, including eliminating shrink and addressing Uyghur cotton issues, as well as the broader implications of supply chain transparency. Jeff ex…
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This episode features Herbert Dwyer, CEO of EMPEQ, discussing the challenges and solutions in the energy sector post-pandemic, focusing on workforce dynamics and technological advancements. Dwyer shares insights from his varied background in sectors such as software, real estate, and energy efficiency, leading to the creation of EMPEQ and the innov…
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Ever wonder how easy it was to get a loan before the 2008 housing crash? Join Hunter, Sherry, and Chris as they share firsthand accounts of the wild lending practices of the past. They'll discuss the "breathe and borrow" era, the role of Fannie Mae and Freddie Mac, and how lending has evolved into the stricter, more regulated world we know today.…
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Master the art of seller credits! Hunter and Sherry share their insider knowledge on how to make these credits work for you. We'll discuss new construction benefits, weighing closing costs vs. interest rate buydowns, and everything you need to know for a savvy negotiation.Mortgage Mindset
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Empowering Innovation and Team Culture with Brandon Dekker of Cannon Design This episode of the Innovators Radio Show and Podcast on KZSU Stanford features an interview with Brandon Dekker, a principal and office practice leader at Cannon Design, a living-centered global design firm. The discussion explores Dekker's leadership philosophy, emphasizi…
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Embracing Transformation and Innovation in Engineering and Leadership In this episode of the Innovators Radio Show and Podcast from KZSU Stanford University, host Tom Dioro interviews Vince Dipofi, the CEO and professional engineer of SSOE, a global project delivery firm for architecture, engineering, and construction management. Vince shares his i…
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Get to know one of SRT's star loan officers! Jeffrey Brooks shares his journey from credit unions to the world of mortgage lending. This Raleigh native talks family, tennis, and his passion for helping clients navigate the homebuying process.Mortgage Mindset
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Don't miss this inside look with mortgage powerhouse Sherry Riano! We'll unpack: Her "school of hard knocks" beginnings and how it shaped her success The secret to building a top-performing team from the ground up Delivering the "true partner" experience to agents and clients Lessons learned from 2+ decades navigating the mortgage world Whether you…
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Join us on our latest podcast episode featuring Eric Schirmer, the Director of First Impressions at The Sherry Riano Team, whose remarkable journey from North Carolina to Alaska to Arizona and back again embodies a story of resilience and growth. A veteran who has seamlessly transitioned into the civilian workforce, Eric's role is pivotal in shapin…
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Innovation Through Architecture with Stan Lew, AIA President of RMW This Innovators Radio Show episode, hosted by Tom Dioro and broadcast from Stanford University's KZSU, features an engaging conversation with Stan Lew, AIA, the Principal and President of RMW architecture and design firm. The discussion delves into the importance of adopting an inn…
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Buckle up real estate pros, because Episode 12 of the Mortgage Mindset Podcast dives deep into the power of Non-QM loans! This series finale unlocks the secrets of Non-Qualified Mortgages, specifically Asset Qualifier and ITIN mortgage options. Join hosts Hunter Boyd and Chris Brazell as they break down eligibility requirements, down payment option…
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Combating Veteran Suicide Through Gaming: The Story of Stack Up The Innovators Radio Show and Podcast featuring an in-depth interview with Steve Machuga, the founder and executive director of Stack Up, an organization dedicated to combating veteran suicide through gaming. Steve shares his journey from serving in Iraq, where video games helped him c…
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In this must-listen episode of the Mortgage Mindset, we delve deep into the world of non-qualified mortgage (Non-QM) options with a focus on the 1099 and Profit & Loss (P&L) loan programs. Whether you're a real estate professional, a lender, or a self-employed individual navigating the mortgage landscape, this episode is tailored just for you.…
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Eleanor Hayden, founder of Hayden Consultancy After managing the Convenience and Gas business for Pepsico in Utah, Eleanor moved on to Kodiak Cakes to build out the shopper marketing department from the ground up and later did the same at Siete foods. In June of 2021, she ventured out on her own to start Hayden Consultancy. This episode of the Inno…
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Tired of seeing self-employed clients with solid businesses get turned down for mortgages? There's a solution! Join us as we break down bank statement loans – the key to unlocking homeownership for entrepreneurs. We'll cover eligibility, requirements, and how to make it work for your buyers.Mortgage Mindset
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Attention Realtors, Loan Officers, and Investors! DSCR loans offer a unique financing option specifically designed for real estate investing, but many haven't unlocked its potential yet. This episode is your key! We'll break down everything you need to know, including: Demystifying DSCR: What it stands for and how it works. Navigating the Process: …
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In this eye-opening episode of the Mortgage Mindset Podcast, join Sherry Riano, Hunter Boyd, and special guest Mike Wolgin, a top realtor from Apex, NC, as they dive deep into the recent tax evaluation shockwaves through Wake County. Discover firsthand accounts of how these changes have impacted local homeowners, including our hosts and guest. Mike…
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Dive into the world of non-QM loans with Episode 7 of the Mortgage Mindset podcast! Uncover the essentials of non-QM loans, including their history, how they operate, and who benefits from them. This episode is a treasure trove for realtors and loan officers looking to expand their client base with alternative financing options. Don't miss out on t…
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In Episode 6 of the Mortgage Mindset podcast, join Hunter and Sherry as they unpack the latest Federal Reserve update and dissect the recent jobs report. Discover why mortgage rates are on the move and the outcomes of the latest Fed meeting. This episode is a must-listen for realtors and real estate professionals looking for insights into the curre…
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Blast off into success with 'Mortgage Mindset: Episode 5'! Unpack 3 game-changing strategies to turbocharge your real estate business in 2024. Perfect for realtors and loan officers seeking a competitive edge, this episode is packed with insider tips and savvy tactics to skyrocket your success. Tune in, level up, and transform your approach to busi…
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Tune in to the latest Mortgage Mindset episode as we unpack the upcoming Federal Reserve meeting. What's in store for interest rates and the real estate market? This episode is a crucial listen for realtors and mortgage professionals, offering expert insights on potential rate changes and their implications. Stay ahead of the curve in the property …
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Episode 3 of 'Mortgage Mindset' is here. Dig into 'Conventional Versus FHA Loans - Facts, Misconceptions, & Eligibility'. This episode is a deep dive into understanding the nuances of these key loan types. We discuss the strategic reasons for choosing each, dispel prevalent myths, and cover essential details about down payments and credit criteria.…
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Understanding the CPI Report - For Real Estate Professionals delves deep into the intricacies of the Consumer Price Index (CPI) and its profound impact on the real estate industry. This episode is a must-listen for professionals eager to stay ahead in the market, offering insightful analyses and projections that are crucial for informed decision-ma…
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Christopher Lay, CEO and Co-founder of Leonid. Christopher (Chris) Lay is a co-founder of Leonid Capital Management. His background includes professional practice in the Healthcare, Financial Services, Technology, and Specialty Finance industries and significant experience operating in Private Equity and Hedge Fund investment environments. Feel fre…
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Rosetta Elkin is a landscape architect and author. She joins Charles Waldheim to discuss her new book Landscapes of Retreat. Future of the American City is a project of the Office for Urbanization at the Harvard Graduate School of Design. It is produced by Charlie Gaillard, Olani Ewunnet, Aziz Barbar, Jeffrey S. Nesbit, and Mercedes Peralta.…
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Dive into the dynamic world of mortgages with our inaugural episode of 'Mortgage Mindset!' This episode offers an insightful journey into the 2024 mortgage landscape, exploring emerging trends, rate predictions, and smart refinancing strategies. We'll also unravel how these elements interplay with the real estate market, equipping you with knowledg…
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Designer, historian, and theorist David Gissen joins Charles Waldheim to discuss his new book The Architecture of Disability. Future of the American City is a project of the Office for Urbanization at the Harvard Graduate School of Design. It is produced by Charlie Gaillard, Olani Ewunnet, Aziz Barbar, Jeffrey S. Nesbit, and Mercedes Peralta.…
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Today we are honored to welcome Parth Trivedi. CEO and co founder of Skylo technologies, the world's most ubiquitous and affordable network that connects any machine or sensor. Trained as an aerospace engineer, Parth has led various missions in aerospace projects at MIT sponsored by the US Department of Defense, NASA, and FAA. Parth has a bachelor …
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Today, we’re honored and excited to be joined by Eugene Johnson. Eugene is the CEO of Revi, a technology solution that drives revenue through consumer data and relationships, like e-commerce sites. Revi elevates the consumer experience by digitizing the purchasing process, allowing consumers to build consumer profiles, personalize their experience,…
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Abby Spinak is an environmental historian and planning scholar whose work focuses on energy histories and the politics of infrastructure. She joins Charles Waldheim to discuss her research on rural electric cooperatives in the United States.Office for Urbanization
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Terry Dry is an award-winning marketer, entrepreneur, strategic advisor, CEO, and executive coach. As the founder of Future Proof Advisors, Terry specializes in advising mid-market businesses and their executive teams on how to overcome barriers that inhibit growth. Regarded as a “pragmatic visionary," Terry is best known for pairing innovative thi…
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